Business & Finance - 8 October 2007

first off, i live in hawaii. oahu to be exact. me and my friend have been searching for an apartment together for a month now. but alot of places are denying us because we are both first timers. we found an apartment which is by far the nicest that we have seen yet. they are willing to accept us, but the rent is 1550 a month. and we have to pay utilities. the way the utilities work is they take the whole sum of the energy and water used in the entire unit, add it all up and divided by the heads occupying the complex.so since there are two of us, we each would have to pay our own. the sales woman says that it is around 50 dollars per person which is do-able. and all the ratings on the net that i have found about the place say the same thing about the utilities, but they think it is a scam. i bring home about 1500 sometimes more a month. she brings home around 2000. and her boyfriend is moving in as well, which is totally fine for me, but he has agreed to pay only 250 and the utilities.

2007-10-08 22:57:49 · 8 answers · asked by melelisi 3 in Renting & Real Estate

ONLY TO BE ANSWER BY BUSINESS PEOPLE WHO HAVE FAMILIES ANS CHILDREN

2007-10-08 22:40:58 · 7 answers · asked by Henry 1 in Corporations

i want to know about fliping a house. what are the thing i need to know before i start

2007-10-08 22:22:56 · 6 answers · asked by belynda l 1 in Renting & Real Estate

2007-10-08 22:08:39 · 4 answers · asked by angel20ph 1 in Renting & Real Estate

I need to quit my job and needs some suggestion in informing this to my manager

2007-10-08 22:04:17 · 5 answers · asked by Anney 1 in Other - Careers & Employment

assamlamualaikum..., i am presently working as a custom officer and alhamdulillah i am well paid.After visiting your site i found out that the job is haram.I am willing to leave the job but find myself in a difficult situation because my mum suffers from kidney failure and i have to support her for her medical expenses,in terms of medecines and injections.The salary my dad obtains wont be sufficient to cover all the expenses of the house.i've found a new job but the salary wont permit me to help my parents, i will be earning less than half the salary i have now and furthermore am just married. can i continue to work in customs till i obtain a better paid job which wil enable me to support my family?a quick respond is needed.jazakallah khair

2007-10-08 21:42:44 · 2 answers · asked by miss b 1 in Small Business

the business name is Black Jack Vending, it's a soft drink vending business and now i need a slogan. I could say something cheesy like " Always a winning hand" but prefer some like "once you go black, yadda yadda" type thing if you get what the heck i'm talking about...Cheers.

2007-10-08 21:26:48 · 9 answers · asked by smokey_crim 3 in Small Business

When economists speak of the costs of taxation, they generally refer to the “dead weight” loss
of taxation and a general efficiency loss????

2007-10-08 21:21:12 · 42 answers · asked by anna_xx17 1 in Other - Taxes

How can I transfer a sum of money from a bank to another bank if I don't want to withdraw cash?

2007-10-08 21:00:21 · 5 answers · asked by Adrian Lee 1 in Personal Finance

Our house was bought about a year ago. but my credit score sucks, so we qualified w/ the mortgage using only him as the buyer even though my income is greater than his...I would qualify for a particular tax break that he won't qualify for in regards to the yearly school taxes (100% va compensated gets caps on school taxes just as a 65 yr. old would). However, I need to be listed on the grant deed and would like to know if someone has advice. I called the citys school taxes office and the advice wasn't helpful, i.e., I need to be placed on his grant deed.

2007-10-08 20:13:03 · 3 answers · asked by warpedhybrid 3 in United States

2007-10-08 20:10:53 · 3 answers · asked by Will 1 in Renting & Real Estate

Is there a limit for investment income tax? Like a certain amount of money you made so that you need to report the tax??

let say i made around 100 dollars this year from investment, do i need to report??

2007-10-08 20:10:22 · 4 answers · asked by michael_leung1987 1 in United States

I am going to pop in on my way to work but i have a graduate account with year 2 £1000 overdraft, i am at £2000 though and have been charged an arangement fee of £150. is this right. DOes anyone recomend claiming all my charges back like many have?

2007-10-08 19:51:10 · 5 answers · asked by Mr Beefy 1 in Credit

I currently work for the Union Pacific railroad, I don’t completely understand the 2-tiered railroad retirement. Can anyone help better explain it to me. The only people I can talk to work under the old Southern Pacific agreement and fall under TPA. My question is this:
If I work for 30 years and retire exactly at 60 years of age and never make more than 50k a year what should my retirement look like per month or yearly. I know it goes off my 3 best years but that doesn’t really help my much. If you know what is the average retirement for a conductor (I am a conductor)
Thank you very much for your time and answers.

2007-10-08 19:45:29 · 3 answers · asked by GENO Z 2 in Personal Finance

how does it feel like to get FIRED @ your job?

2007-10-08 19:31:50 · 6 answers · asked by db 2 in Other - Careers & Employment

Okay, we have talked to two different lenders and got two different answers. I think I may have misunderstood them....
What is the maximum % you can borrow with a HELOC in Texas. Let's say the house is worth $100,000 and it is COMPLETELY paid for. Best case/ credit scores etc. scenario...Shouldn't we be able to borrow 80%, which is $80,000? The chic at Bank of America said the limit in Texas is 50%, but the guy at the other place said it was 80%. I'm confused!

2007-10-08 19:31:26 · 2 answers · asked by ladybug 4 in Credit

2007-10-08 19:25:58 · 6 answers · asked by Anonymous in Law & Legal

would like to hear from people that have done it

2007-10-08 19:10:32 · 4 answers · asked by tnt 2 in Credit

I had burrowed Rs. 1 lac from my relative on 15th Jan 2007 @ 20% p.a.. I repaid him Rs.50000/- on 19th April 2007 and balance Rs.50,000/- i repaid on 6th Oct 2007. Now i have to pay him the interest on the prinicipal amount. What would be the amount if: 1)it is flat rate of 20%
2) reducing balance method
Please give me seperate calculations.
Request only serious replies.

2007-10-08 19:09:17 · 3 answers · asked by lynette 2 in Personal Finance

I have no luck in getting a professional engineering job at the moment. So I am trying to get a casual job which will be beneficial for my value in professional career. Are there any examples of casual, "no-experience-required" jobs which are useful for gaining value?

2007-10-08 18:44:22 · 2 answers · asked by brenlez 2 in Technology

2007-10-08 18:40:45 · 3 answers · asked by Anonymous in Other - Business & Finance

I'm using Microsoft Excel and using "Income & Expenses" what is a running total? Is it like a net income?

2007-10-08 18:39:33 · 4 answers · asked by e v a 2 in Personal Finance

ok im 23 and i know nothing about stocks or the market.. i have 5 grand to play with what wou ld you guys do with it RIGHT NOW

2007-10-08 18:22:32 · 5 answers · asked by anthony!!!! 3 in Investing

I took out a loan recently for $28,000, amortized over 10 years. Payments are approximately $340 per month. I have not made my first payment yet and was wondering if I made a payment of $20,000 if the lender would have to redo the amortization schedule and start charging interest on the new balance of $8,000 or can they continue to charge interest the way the loan was originally written? Are there any laws regarding this?

There are no prepayment penalties on this loan.

2007-10-08 18:10:52 · 2 answers · asked by Jeffrey B 1 in Credit

Hi there. I am looking for any kind of jobs that will allow me to save money for university. I am willing to travel anywhere and wanting the job to provide accomodations (ex: cruise ship) my field of interest is biology, but right now I just want to get out of SK and get a job that I can save money.

Thanks for your time

2007-10-08 18:08:20 · 1 answers · asked by Sassyshiba 3 in Other - Careers & Employment

My parked car was hit by a van being guided by an unlicensed/uninsured driver. I am now facing a $1000 deductible, though I have liability/comprehensive coverage through AIG. Perfect driving record and hit while parked. Is there a way to avoid paying the 1000 and get my car repaired? The motorist makes $950 per month and the co[ps tell me I can only attempt to sue him civilly. I can't get money from an empty well

2007-10-08 18:01:29 · 12 answers · asked by Anonymous in Insurance

2007-10-08 18:00:50 · 1 answers · asked by Anonymous in Personal Finance

is worth iof just 0.006 US$, can anybody explain this (dis)parity & future expectations.

2007-10-08 17:51:19 · 2 answers · asked by azee 1 in Other - Business & Finance

will they ever not be needed? anyone have any educated guesses for the future of database? any technological advances that will no longer utilize database admins?

2007-10-08 17:46:43 · 2 answers · asked by dabo 1 in Technology

I live in ca.

2007-10-08 17:32:53 · 3 answers · asked by lulu 2 in United States