I have a question, my car recently got broken into, personal things were stolen as well as the 3rd row seats (it's an SUV). The insurance claim adjuster could not find used quality seats at the time of the claim, so they had to cut me and the bank a check for the cost to replace them new, totaling around $7,900. I was looking on the internet and found used quality seats for around $2,000. Here's the problem, the bank won't endorse the check without the repairs being done, and I don't have the money up front to pay for the seats. Also, what happens to the remaining money, do they get to keep it? It's almost as if I was the repair shop, doing the repairs myself, which I know is legal, because I can have it done ANYWHERE. So what should I do? If I go to the bank and tell them the situation will they cut me a check for $2,000 and keep the remaining $5,900? My insurance will more than likely go up because of this, so if that's the case then forget it, I'll just send the check back!!
2006-09-04
10:48:53
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13 answers
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asked by
Anonymous