my friends are out of country will be back next Saturdya.
Their son is 17 and had an car accident. A lady bumped his car. His car got bad damage in the back. The boy wants to wait until his parents come back to dail with the insurance company....
What should he do?
thanks
2006-09-04 10:53:20 · 11 answers · asked by RWH 2 in Cars & Transportation ➔ Insurance & Registration
As long as no one is injured, waiting is not a problem. It is OK to let the parents handle the matter as they are the policy holders. The son can get some repair estimates and write down all the details of the accident.
The son should make a record of the other person's name, address, insurance company.
If the police were called, the son can request a police report.
I am a retired (thankfully) claims adjuster.
2006-09-04 11:04:07 · answer #1 · answered by regerugged 7 · 0⤊ 0⤋
He should report it now. He doesn't have to make any decisions about what he is going to do about vehicle damage (he can't anyway, as he is a minor and not the insured) but he should still report it. The company can do the follow-up when his parents are home. It won't be a huge problem if he waits, as there is a legitimate reason (it's not his policy, he's a minor) for waiting.
He could also contact his parents and have them report it from where they currently are staying. That's maybe a last choice.
2006-09-04 12:34:09 · answer #2 · answered by Chris 5 · 1⤊ 0⤋
He is 17 -- he needs to let his parents handle this. It will be OK, the insurance company is on HIS side and they handle things like this everyday. They cannot legally process this claim without parents permission anyway. Chill.....
2006-09-04 11:42:12 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I don't think it's a big deal to wait, but it also won't hurt if he calls the insurance company.
2006-09-04 16:26:12 · answer #4 · answered by Anonymous 7 · 0⤊ 0⤋
call the car company insurance file it and put the claim in also did u put a police incident report if u didnt i hope u have all the info, file that
2006-09-04 10:59:53 · answer #5 · answered by sensual 1 · 0⤊ 0⤋
Don't wait. The insurance company should know as soon as possible.
2006-09-04 10:58:33 · answer #6 · answered by ratboy 7 · 0⤊ 0⤋
Deal with it now. It needs to be documented so it is covered. If one waits, it may have to be proven that this is what really happened, and maybe in loss of insurance benefits.
2006-09-04 11:32:26 · answer #7 · answered by St♥rmy Skye 6 · 0⤊ 0⤋
Send him to Mexico to hide untill it is forgotton then he can sneak back into the country.
Seriuosly he should wait for the perants.
2006-09-04 12:32:22 · answer #8 · answered by Robert F 7 · 0⤊ 0⤋
i would report to the insurance company now. i mean obviously he wasn't at fault.
2006-09-04 10:59:04 · answer #9 · answered by buttons 2 · 0⤊ 0⤋
He needs to call them right away. There won't be much for him to do . It's no big deal.
2006-09-04 11:00:00 · answer #10 · answered by Papa John 6 · 0⤊ 0⤋