Credit - December 2007

2007-12-04 05:31:21 · 4 answers · asked by friedchicken 1

Has anyone applied and got results from this email or is it just a scam?

2007-12-04 05:06:15 · 6 answers · asked by angels5262 5

Someone stole several documents from my home, checks, my ss card, bank statments etc. I have reported this to the police now what? i want to makre sure they dont start using my ss # what do i do?

2007-12-04 04:58:05 · 0 answers · asked by Irish07 1

I had 2 cards get close to their upper limit and my credit score dove 40 points! I have never missed a payment ever!!!!

2007-12-04 04:15:03 · 7 answers · asked by funkybass4ever! 5

2007-12-04 04:10:06 · 20 answers · asked by kleann 1

2007-12-04 03:19:40 · 7 answers · asked by calioh@sbcglobal.net 1

i Unifund picked up my debt from a credit card company and now they are charging me interest on that debt. Also they are addin something to my credit report every month. can they do that.

2007-12-04 03:06:03 · 8 answers · asked by Bambi 2

And I've already paid an additional 100.00 on the cary the payment is pending.

2007-12-04 02:42:04 · 2 answers · asked by Anonymous

The basic fee is the agreed upon price for the product/service. If the fee is not paid there is legal recourse. Is not a late payment fee basically one side of the transaction declaring the price of the product already delivered is now greater than that agreed on. How can that be legal?

2007-12-04 01:13:52 · 11 answers · asked by pete the pirate 5

because they are the ones responsible for putting Americans into debt. In my opinion, Americans' lack of personal responsibility is what is getting them into debt. Keeping up with the Jones's is the #1 cause of credit card debt. You and you alone are responsible for your finances. if you cannot understand simple economics, you really shouldn't be messing around with credit cards, or any other type of monthly payment plan.

2007-12-04 00:42:13 · 15 answers · asked by Anonymous

2007-12-04 00:32:39 · 9 answers · asked by Anonymous

On my one credit card with a $10,500 limit, I missed a payment and the interest rate alone made me over the credit limit. Without moving in with parents I wouldn't have been able to get it paid. Are you criminally liable if you use up all of that credit to buy stuff for yourself, then totally disown the payment? I mean, if it's just a matter of 7 years and a person knows they won't need credit between now and then, how is it that nobody does this on purpose?

2007-12-03 18:47:09 · 15 answers · asked by perfectlybaked 7

or is it that only an ATM card is required?

2007-12-03 18:36:28 · 20 answers · asked by Dia 5

2007-12-03 18:30:16 · 2 answers · asked by Anonymous

I am seeing a lot of posts here from people who fear a bad credit report will hurt their chances of getting a job.
We all go through rough financial times, sooner or later. job loss, unexpected bills, sickness, etc.my question is, if you were ever in financial difficulty and you notified your creditors, were they willing to work with you??? The point I am trying to make is, if you are having problems , notify the people you owe money to ASAP to minimize damage to your credit.

2007-12-03 16:48:49 · 1 answers · asked by Barry auh2o 7

I like to take advantage of the cash back of major cards and coupons that many department stores give. I have about 8 different cards. Total probably around $20k in credit limit. Is it bad to have that much credit? I have no problem at all controlling my spending and have no debt-everything is paid in full every month. Some of the card's promos have ended and I can cancel a few but does this look bad also?

2007-12-03 16:03:07 · 14 answers · asked by jim.walker0 2

Someone has just started calling my husband and I about a collection account that was incurred in March 2004. It was on a truck repossession, amount owed is approx $12k and it was charged off by the bank. The bank never called him or sent him letters about the debt and it is just now that we are getting these calls. The guy gives us his name and he's from NCB management Services Inc and insists that if we don't make payment arrangements he will sue us. He says that even though the account is charged off we still owe the money, but after examing DH's credit report it is listed as charged off with a balance of $0 and does not show up under the collections part of the credit report.

He said that they don't do business by mail. I insisted he mail me something and he told me that "i don't need to tell him how they run their business" I finally got something in the mail. and the statute of limitations on bad debt is 4 years, (march 2008) you think that's why i get the calls now?

2007-12-03 15:18:33 · 6 answers · asked by angeleyes92083 2

Ok so I have had a debit card(bank of america) for about a year now and I want to get a credit card. What is the absolute best card? I was thinking the American express blue cash card. I need a card with great rewards. I spend ALOT of money on clothes. Please help me find the credit card that is best suited for me.

2007-12-03 13:42:52 · 8 answers · asked by William Rivers 1

So what do i do now I am very busy with work and dont think i can take the time off work to go into some office and what not
Is there any way to get a new number by mail or something?

2007-12-03 13:29:05 · 3 answers · asked by Anonymous

i have a visa debit card.. i was wondering could i use that in the same was a credit card for buying things online etc??

2007-12-03 11:07:49 · 24 answers · asked by Mell 2

A customer came into my store and left their credit card behind. I have been told by a friend that you can recieve £50 for sending these back to the bank-is this true? And how do I do this??

Thank you very much x

2007-12-03 10:36:18 · 2 answers · asked by katy w 1

I am actually posting this for my dad. His credit was 750 about 6 months ago and now its only 668. On his report it says he has about 28 recent inquries. The thing is that he owns a corporation and has over 80 employees. Anytime a car is bought or a loan is taken out for the business it goes on his credit.

Is there a way to fix his credit, he has perfect payment history for the last 20 years, owned multiple million dollar homes etc.

2007-12-03 09:49:39 · 5 answers · asked by Anonymous

2007-12-03 08:44:29 · 14 answers · asked by LetLoveIn 2

I signed up for a landline last year, and paid my bills on time from about October until June. When I ordered, I was told that if I was ever unable to make a full payment, I could set up a payment plan. That was very reassuring--every once in a while, I have a money crunch and have trouble paying for everything upfront. However, I didn't expect to lose my job and be REALLY in the hole.

Well in June I contacted the company and told them I couldn't pay the bill in full, and needed a payment plan. The rep refused. I was obviously upset b/c I'd been told before that it would be okay. I just didn't have the money to pay the whole thing, and he wouldn't accept partial payment. He did say he'd extend the service cutoff date, but the phone was disconnected before the date given to me anyway.

I think they also charged me the regular monthly fee for at least two months after cutoff. Now a collection agency wants me to pay the jacked-up amount. What can I do in this situation?

2007-12-03 08:41:49 · 9 answers · asked by Anonymous

Payment methods at Wright College bookstore inside the Science Building that I should go during spring 2008 semester.

2007-12-03 08:37:19 · 2 answers · asked by Alfie Martin 1

I owe a creditor.
I didnt know I owed it, closed and charged off in 2005. Just found out about it when they called my cell phone. So I am trying to set up payment arrangements, and they say I have to pay it all off in 30days to avoid it going on my credit........I cannot pay it all in 30 days!
Can they do this? Even if I try to pay it in 3 months, (more manageable), they say it will go on my credit as of Dec.30.....Help.

2007-12-03 07:04:39 · 4 answers · asked by it'sjustme79 3

I live in California(not that it matters), and my husband wanted to advertise appliance repair in the Verizon yellow pages. He was working independently, doing house calls, and making repairs.
He called Verizon, and placed an ad in their phone book. The ad was not the way he ordered it, but it was too late to change it since it was already in print. The next year, they renewed the ad subscription(even though we cancelled it), because they say that they have that option.
The problem now is that we owe $2400 to a collection agency(because of non payment obviously), and they want $400 a month. Problem is, we cannot afford an extra $400per month. I've tried making other arrangements with them, but they say no! They also say that if it goes to court, since it's supposedly for a business, that we'll be "screwed"!
What can we do? Please offer some advice!
Thank you!

2007-12-03 07:01:42 · 6 answers · asked by Anonymous

Only by 4 days. Is there a grace period or is anyday after the due date considered late? Will this reflect on my credit? (it was due friday and I paid it tuesday?)

2007-12-03 06:51:48 · 25 answers · asked by Simba 1

drop off his pay stubs & had him sign a new contract at 24.99%. They said it was because of his credit, but they did a credit check the night we bought the car. Why didn't they see it that night if it was so bad? Yes the loan was only in his name & he already signed it, so not much we can do at this point, but I am upset that it changed so drastically. Do they always do this? BTW, my credit is worse than his, so I was excluded from the loan...

2007-12-03 06:25:10 · 21 answers · asked by ♥bigmamma♥ 6

2007-12-03 05:03:36 · 1 answers · asked by michinoku2001 7