2007-12-03 08:44:29 · 14 answers · asked by LetLoveIn 2 in Business & Finance ➔ Credit
Credit unions have some of the best rates in the country. I'd go through them.
2007-12-03 09:55:44 · answer #1 · answered by Tracker 6 · 0⤊ 0⤋
some credit cards are low intrest rates at the minute with it coming up to he christmas season and you need to be sure that the rate will not jump back up after the holidays leaving you with almost double the original debt. Credit unions have very low intrest rates as most do not operate on profits they are there to help people that maybe can not get a credit card. Try going to a independant brokerage company to get an estimate before signing up to any contract. Also have a look for your local credit union and get an estimate from them
2007-12-03 08:54:54 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I recommend NOT getting a Visa card. If you do get one, go though your credit union. Most websites are ripoffs. Even if they are not , where do you go if there is a problem with the account? You can actually walk in to the credit union and sit across the desk form someone with the authority to fix your account.
2007-12-03 08:49:57 · answer #3 · answered by STEVEN F 7 · 0⤊ 0⤋
NOTHING is 100% safe. MasterCard and VISA ***CREDIT CARDS*** protect you against most fraud when you buy things on the Internet. International purchases (from countries other than where you live) have much less protection. PayPal and Western Union give you 0% protection. If you are worried about someone stealing your credit card number, nearly every credit card provider lets you generate a one-time use virtual account number (VAN) from their website. A crooked merchant won't be able to use your VAN more than once nor more than the limit you set.
2016-05-28 01:02:02 · answer #4 · answered by ? 3 · 0⤊ 0⤋
I would get it through the credit union or some other company you would like to support. It's the same card but the company you get it through gets a cut. Don't give all your money to Visa!
2007-12-03 08:47:08 · answer #5 · answered by Colonel Obvious AM 6 · 0⤊ 1⤋
Probably the credit union but find out which has a lower intrest rate
2007-12-03 08:46:53 · answer #6 · answered by Julia M 3 · 0⤊ 0⤋
Get it through your credit union. Credit Unions are the best... and much safer and more secure than online.
2007-12-03 08:46:25 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Go with your credit union. It's always better when you can talk to someone in person about your account if there's a problem.
2007-12-03 08:47:23 · answer #8 · answered by Rachael 6 · 1⤊ 0⤋
Credit union. They will probably offer you a much better rate, and it would be easier. I wouldn't put my personal information out there on the internet like that. If you want to apply, then do it personally and don't use the internet.
2007-12-03 08:53:15 · answer #9 · answered by T 5 · 0⤊ 0⤋
credit union
2007-12-03 08:47:48 · answer #10 · answered by rpgthespartin 3 · 0⤊ 0⤋