Credit - September 2007

Is there any financial institution or banks in singapore that is easier to obtain such financial assistance for those newly incorporated companies? What are the matters that banks will look into during evaluation for approval of these loans/overdraft? Anyone know? please advice me... thanks...

2007-09-22 14:55:14 · 1 answers · asked by Ivory 2

I pay the remaining half. The letter went on to say that they would consider my account paid in full and they will report my account to the major credit reporting agencies as "Account paid in full for less than full balance".

My question is, if I take this offer and pay off my debt for half, will I have credit problems in the future because they will see that my "account was paid in full for less than the full balance"? Is it better for me to work on paying off the enitre balance and skip the half-off offer so my account says "paid in full"? If anyone has done this, or works for a credit agency, and can give me some advice that would be wonderful! Thank you in advance!

2007-09-22 13:09:31 · 13 answers · asked by Anonymous

How can they offer me card from Capitol One and an Amazon Capitol One and a University Capitol One card and they are all different accounts. How is the money made by the issuer and the original credit card company? How does it work?

2007-09-22 12:56:59 · 3 answers · asked by BP 2

The reason why i asked, because I had cosigned this loan and is paying for everything, can this help my credit rating or the person who actually sign will get credit?

2007-09-22 10:50:33 · 4 answers · asked by Samuel C 1

2007-09-22 10:46:30 · 11 answers · asked by hellou 1

I have a $403 unpaid hospital bill on my credit report from 3 yrs ago. Will it just go away after 7 years if I never pay it?

2007-09-22 10:34:39 · 5 answers · asked by mishapheart1 h 1

2007-09-22 10:07:58 · 2 answers · asked by Anonymous

where is a good place to try for a car loan if you have bad cridet

2007-09-22 09:46:57 · 3 answers · asked by Brian Z 1

Personally I don't care about the ethics behind it I just don't want to get ripped off. He says he can do it for about $300. Anyone out there have any luck with credit repair??

2007-09-22 09:24:28 · 12 answers · asked by morales 1

Has anyone heard of Starter Credit Direct? Is this another rip off or a reputable company?

2007-09-22 08:50:57 · 3 answers · asked by akaralc 1

2007-09-22 08:36:05 · 2 answers · asked by me 1

It happened in 2004. If I do not pay it, will it be erased from my credit after 7 years anyway?

If I do pay, when will this payment be reflected on my credit report.

2007-09-22 06:49:58 · 8 answers · asked by mishapheart1 h 1

We have the same last name and everything but I'm not sure how it works. If they ask for my ID and my name isn't on the credit card then will they accept it?


10points for best answer :]

2007-09-22 04:58:06 · 6 answers · asked by lilpersimmon 2

I recently applied and was hired for a job. I then got a call from the HR lady saying when they did the background check they pulled my credit report and it doesn't look so good. (duh i thought) I didn't want to give the details that my husband left me I was a stay at home mom who didn't have a lot in savings and well I got behind on most bills, one reason why i was applying for the job. She had said it would limit me in promotions(don't they have to see what kind of a worker I am before they decide that anyways) She was basically trying to talk me out of the job one that pays well and will get me back on track. She was a little shocked when I said I would still take it limitations or not. Did I do the right thing by taking it? I kinda feel I will be under the microscope for awhile and judged based on a difficult time I had to get through in my life.

2007-09-22 04:10:44 · 8 answers · asked by Anonymous

My husband's middle credit score is 599 and mine is 587. We bought a house in Nov 2006. It's an ARM 80/20 loan which means our payment will go up in Nov 2008. We both have a lot of charge offs and collections from previous divorces but, we have paid some off and we are working to pay off the othres. We both have been told that when refinancing they only look at the last two years. Is this true? We have heard so many different stories from lenders and we are really confused right now. Is it impossible to refinace with scores this low. What we don't understand is we have paid the mortgage on time every month and also our car payment but it don't seem to help any. What can we do?? Please advise us both.

2007-09-22 03:42:38 · 4 answers · asked by Anonymous

I went to the store near my house and they told me that the because my total was $4.48, they couldn't use my debit card, cash only. But if I was willing to purchase more items then they could run my card.

2007-09-22 03:15:42 · 9 answers · asked by blondiemoseley 2

Hi,
My teenage son has recently bought some stuff via internet and he entered our home address in the site.
But he doesn't have Credit card. He told me that he found an out of order credit card and exchanged 2 digits of that randomly and entered that number (the site didn't need any other information except Credit card number and expiration date) and it did work!!
I'm 100% sure that he doesn't lie about that.
I am wondering what consequences this may have?
May be the card owner is in a different country.
How can I give his/her Money back?

Thank you.

2007-09-21 22:01:08 · 8 answers · asked by young guy 2

I have applied to be in the RCMP and have a bad credit rating according to my credit report I just pulled, in process of disputing some, but I have 7 derogatory accounts on there due to collections, can you make a deal to pay in full in exhange for them removing it from your bureau? If you just pay in full and send receipts to the bureau what will that do for your credit? Does it then change last activity date so those are on there for longer?

2007-09-21 20:46:11 · 7 answers · asked by jodylavallee 2

I've been keeping track of my credit through freecreditreport.com for over a year now. It's climbed I think 10 points in that time. My score is 657 on experian currently. At what number will my rating cross over into "good"?

2007-09-21 19:22:28 · 5 answers · asked by Anonymous

I opened a checking and savings account today at a credit union and was denied a debit card for my checkings account because of my credit.

How can they do that, it's my own money? My bank didn't do that.

Im wondering that at credit unions that your debit card is also a credit card? I think it said visa checkings.

2007-09-21 18:17:54 · 5 answers · asked by festy1986 2

2007-09-21 17:17:30 · 7 answers · asked by Anonymous

2007-09-21 17:11:59 · 4 answers · asked by Anonymous

are their any loop holes in having things removed from your credit report? Ive heard of a couple but dont know if they work.

2007-09-21 15:57:05 · 4 answers · asked by Anonymous

I'm going to try to get one but I need to know more about it...

2007-09-21 15:52:48 · 7 answers · asked by CÁTTI 1

I have received a pre-approved capital one offer in the mail. It tells me to repond the offer by going to MyCapitalOneCard.com. Is it safe?

2007-09-21 15:43:58 · 6 answers · asked by John S. 3

Hi I would like to know what parts of my credit will the Landlord check. My husband and my credit score is pretty low. We have not evictions or criminal backgrounds.

2007-09-21 14:33:43 · 6 answers · asked by true_blue29488 1

used car for work....
:( anyone know any site legit?

2007-09-21 11:21:21 · 10 answers · asked by wonderfulwarriors 1

My hubby and I just lost our home due to an A.R.M. (Adjustable Rate Mortgage). This was our first home and honestly we didn't quite understand the A.R.M. but we found out the hard way. Is there anyway we can reastablish our credit? Any help would be beneficial. Thanks in advance.

2007-09-21 11:18:46 · 5 answers · asked by Anonymous

I recently applied for a loan in order to furnish a new home I have bought with my girlfriend. We need a lot as we've been renting a furnished apartment.

We were turned down, regardless of having a high income and there likely to be no problems whatsoever in making the repayments. The two deciding factors were apparently as follows:

- I'm not in enough debt (These were the words of the bank assistant). Because I choose not to take out a credit card or unnecessary loans, instead living within my means, I'm considered too risky!?
- I live in a new build. Apparently, the fact my address was not in their system went considerably against me, which seems ludicrous.

This all seems backwards to me - because I manage money well and have an income high enough to afford a brand new home I am a branded a bad credit risk. If I had 7 credit cards and a load of debt, I'm more suitable, apparently?

The question is, what happens to my credit score? I know it's affected adversely, but how badly.

2007-09-21 11:18:31 · 0 answers · asked by jonnyjpa 1

2007-09-21 10:44:16 · 6 answers · asked by jeffrey 2