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7 answers

A paid negative is better than an unpaid one. It will sit on your credit report for 7 years from the default. However, the older it gets the less impact it has on your score.

2007-09-21 17:28:12 · answer #1 · answered by bdancer222 7 · 0 0

It is still considered a negative item and will not improve your score. You gotta wait the 7 years until it falls off.

2007-09-21 17:25:54 · answer #2 · answered by anon 4 · 0 0

It is still considered a negative item but after a couple of years it will be erased from your credit report as paid. And although it is a negative item, lenders will still see that it was paid, which is good.

2007-09-21 17:25:07 · answer #3 · answered by BeautifulOne 3 · 1 0

relies upon on how earlier that they are from. specifically, i might say to pay them...yet you should call the collections company and verify out to artwork out a pay for delete deal. no count if or not they decide for it or not would desire to flow the two way. in this financial gadget nonetheless they are extra in all probability to decide for it. purely purely be certain you get the deal in writing before you deliver any funds. additionally, insist on a fact of debt delight and shop that on report. you will possibly basically be coping with the series company via fact the debt has been bought from the unique creditor to the corporate, the unique creditor is now out of the photograph. which will prepare as a chargeoff on your credit report and that may not coming off. any negs would be there for 7.5 years from the date of first delinquency.

2016-10-19 09:21:18 · answer #4 · answered by thibaud 4 · 0 0

If you pay it then it will show paid and that helps. If a judgement was filed against you it will never disappear even after 7 years but it will show satisified on your credit report and if you don't pay it your estate will before anything esle is paid. it is always better to pay any outstanding debt you have and you will look better in the future if you are trying to rebuild your credit.

2007-09-21 17:29:27 · answer #5 · answered by hogfarmer 1 · 0 0

Yes it should. A settlement is usually a disputed item, and then paying it after settlement is a good mark.

2007-09-21 17:25:08 · answer #6 · answered by Anonymous · 0 0

If you settle a debt, get it in writing that it will be deleted. Otherwise it will still be a negative mark on your credit report.
Read this because it will really help you.The site it is on is listed below, just click the link-Settling your debts, Part 1

2007-09-21 19:35:24 · answer #7 · answered by Anonymous · 0 0

Hello

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2007-09-21 17:34:58 · answer #8 · answered by terry k 1 · 0 0

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