Credit - June 2007

each item seperate or do them all in one letter? I know I need to send to all 3 bureaus seperately.

2007-06-24 16:05:07 · 5 answers · asked by mclay 1

The borrower used the money for renovating the house and didn't go to school. Will I win in court if I sue the person?

2007-06-24 15:15:32 · 7 answers · asked by chrissykaduka 2

Ok, here's a simplier question.. How does the credit card company find out who stole a credit card and made charges? It happened at Ralphs

2007-06-24 12:21:17 · 7 answers · asked by asdf 3

Any good rates out there?

2007-06-24 11:56:43 · 3 answers · asked by sunflower 2

my friend and i are needing help buying something from ebay,but we do not have a visa card, is their any other way to get it?(hope this isn't a stupid question) if so please explain how we do it.....thanks

2007-06-24 11:03:16 · 5 answers · asked by Anonymous

This is a quote from a bankruptcy judge in New York. Any comments?

When McDonald's started to allow people to use credit cards instead of paying cash, the average sale went from $4.75 to $7. Need I say more?"

His point was that it wasn't painful to spend the extra money because it didn't really hit the McDonald's customers in their wallet right away.

2007-06-24 10:08:46 · 4 answers · asked by heybulldog 5

2007-06-24 09:26:53 · 4 answers · asked by wildhorsesrunfree 2

I only know of Experian, Equifax, and TransUnion.

2007-06-24 09:25:58 · 3 answers · asked by Anonymous

I was sent a letter from Capital one saying I am approved for an autoloan up to 30k. They gave me the name of some local participating dealer to go to between the 28th and 30th. I called the number to confirm the pre-approval number and it's some automated capital one number. The numbers 18006859508 and approval number is 451320233.

It says I can walk in there with no money down and own a car that day from Deal Maker Ford in Liverpool NY. All I have to do is bring income proof and a utility bill along with my drivers license and insurance to drive a new car home.

This is almost to good to be true. My credit score is only in the mid 600's so I never thought I'd qualify for anything like this.

I have been a customer of capital one for 2 years with a $500 credit card limit thats in good standing.

2007-06-24 09:23:15 · 0 answers · asked by Anonymous

Can i use it once i buy it at the store or do i have to wait a week for them to send me the card in the mail to use it?

2007-06-24 08:38:52 · 1 answers · asked by Jack 1

Me and my fiance have come to a situation where we HAVE to find a car. We have no money to put down and we have SOME credit, but not a lot I don't think and we have no co-signer so thats not an option either. Would it be worth it to even try to get a car loan?

2007-06-24 07:54:31 · 7 answers · asked by wowenlikewoah 2

She thought she was charging to hers. She didnt get a statement for the charge (obviously) & neither did I. This credit card has not had activity in years (I thought it was closed) and she signed HER name not mine which would be a HUGE red-flag that I didnt make the charge. I heard nothing that any charges were made (no statements, no calls) NOTHING until I got a call from someone at some collections acgency telling me that the account was sold to collections for being 90 days past due and that call demanding that I pay the back payment plus collections fee & that I have a collection on my credit now. I have pristine credit & enough $$ to pay. Right now I have alot of my credit on 0% interest. This snafoo could cost me my good name & my ability to keep the 0% rates to the tune of thousands in interest over $40 that I could pay easily. I dont want to declare this a fradulent charge because I dont want my mom to have charges pressed - it was an honest mistake on her part! What do I do?

2007-06-24 06:52:33 · 5 answers · asked by Esmeralda 4

2007-06-24 06:21:48 · 8 answers · asked by hsmnt 5

i trying to delete my account but i dont know what this is i have a free account though

2007-06-24 05:50:59 · 2 answers · asked by hello 2

2007-06-24 03:23:07 · 7 answers · asked by Anonymous

i made a cashiers check to myself with a bank.... is it possible if i sign the back of it, and have someone else's name sign, too... then that person can cash it out instead? bank requires it to be deposited back to my account. is it true if cashier's check has 5000 dollars, you don't have to fill out some ira(?) form, etc.?

2007-06-24 00:49:14 · 4 answers · asked by h 2

Is mine bad? I have always paid my bills on time and I have no dues.

2007-06-23 21:29:12 · 6 answers · asked by ♥Come Break Me Down♥ 2

some of my accounts say that they have been written off...ya i havent been the best with my credit but now that im a MAN...im trying to take care of my business but i need some advise....should i call the company whom lent me the money (capital one) or the collections they have chosen and ask them if i pay in full will they have the ability to erase off my credit report...and also...other past due accounts which i have already paid off...do i have a chance of calling them and having them erase the "bad" debt thanks and god bless

2007-06-23 20:48:34 · 5 answers · asked by Landon C 1

I applied for a car loan through my credit union. It was approved for 80% financing through payroll. What does all this mean as i am still young. Do i have to come up with the 20% at one time??or will payments get drafted from my account whenever i get paid?

2007-06-23 18:53:47 · 5 answers · asked by shorty82 5

The last two times I tried getting a credit card, the report came back saying I was deceased. How do I fix that since I'm very much alive?

2007-06-23 18:48:48 · 7 answers · asked by Tiffany 1

My uncle got a credit card and put me down as a second card holder.. Now I have to go to court.. What will happen if I dont show up?

2007-06-23 18:38:06 · 10 answers · asked by zelduh_freak 1

I do not want to be responsibile for his debt anymore. He pays on time every month and pays by check. If I take away his card (it's almost maxed), what prevents him from walking away completely and leaving me with the debt? I have never used the card since it has been in his possession, so I would think it would be easy to prove that the debt is not mine at all. Has anyone dealt with or gone to court in a similar situation?

2007-06-23 14:42:50 · 9 answers · asked by ywpt305 1

How to fix a BAD credit in less than 6 month? is there any way what so ever to fix a very bad credit in less time ...This credit contains over 11 collection agencies bills of a total comes to $5000 ... so is there anyway please ... ?

2007-06-23 13:43:31 · 7 answers · asked by Pilot777 1

And the credit cards were NOT in her name? Can they try to take her insurance money that was from him?

2007-06-23 12:54:15 · 7 answers · asked by hlg567 3

2007-06-23 12:40:40 · 6 answers · asked by SMILING BOB. 2

Does anyone have advice or experience on student loan companies...and why would you suggest that one?

2007-06-23 11:27:48 · 3 answers · asked by arp2007 3

This is my second card and the annual membership fee is 69 dollars with an enrollment fee of $69. It's a visa platinum card.

2007-06-23 09:27:49 · 18 answers · asked by Dahouseman 2

2007-06-23 08:28:40 · 2 answers · asked by Kenneth G 1

2007-06-23 08:13:26 · 3 answers · asked by Kenneth G 1

I was told that if you have several high credit limit cards and you transfer balances here and there that you could actually end up using your credit and still not have to put money on the balances until of course you cannot charge anymore. Is this true? Can I transfer balances if I'm in a bind...to hold onto some money then pay the balances off when need be? Is there a good way to manipulate the credit card system?

Thanks. :)

2007-06-23 07:46:54 · 5 answers · asked by Chrissy 1