How to fix a BAD credit in less than 6 month? is there any way what so ever to fix a very bad credit in less time ...This credit contains over 11 collection agencies bills of a total comes to $5000 ... so is there anyway please ... ?
2007-06-23 13:43:31 · 7 answers · asked by Pilot777 1 in Business & Finance ➔ Credit
Yes, it's referred to as credit repair. It can be done in less than 6 months.
Dispute the collection accounts with the credit bureaus - if they can't verify the account, they must remove it from your report.
Also, ask for debt validation with the collection agencies. If they can't validate the debt, they must also remove the account from your report.
2007-06-23 13:51:03 · answer #1 · answered by Anonymous · 0⤊ 1⤋
You should be able to fix it in 90 days or so if you are shrewd. Usually companies charge hundreds of dollars to simply pull your credit and send correctly worded dispute letters—this is the key…..people will tell you that you can do this yourself for free but the truth of the matter is that the credit bureaus will throw your letters away or simply reject them. There is an easy to use online kit that will deliver the results you want available for just $19.95 at the source website. A similar kit is being sold via infomercials and radio talk shows for seventy dollars more but they try to solicit you repeatedly for other services after the fact.
2007-06-24 02:53:52 · answer #2 · answered by stephen l 2 · 0⤊ 0⤋
Bad credit is not fixable in less than 6 months. You can fix your credit in 2 years. Always 2 years. But in your case, it might take longer. If you have a credit card - maintain that one very very good and try to resolve this 5,000.00 debt that you are in religiously. You really have to behave well so you get a good score - for 2 f***** years.
2007-06-23 13:49:51 · answer #3 · answered by earth angel 4 · 0⤊ 2⤋
Pay your charges off thoroughly. Cancel all your credit enjoying cards different than one. can charge $one hundred a month and pay the invoice in finished each month. this might desire to advance your score by utilizing one hundred factors over 2 years.
2016-09-28 09:02:52 · answer #4 · answered by ? 4 · 0⤊ 0⤋
There's no legal "quick fix". The ONLY way to fix bad credit is to pay bills on time, every time, and to keep the debt to income ratio low.
2007-06-23 13:47:42 · answer #5 · answered by zippythejessi 7 · 0⤊ 2⤋
credit repair? NO
go to www.daveramsey.com
that will help
2007-06-23 14:11:37 · answer #6 · answered by rpmp 2 · 0⤊ 2⤋
go to fixbadcredite.com if that doesn't work then sorry worked for me
2007-06-23 13:49:02 · answer #7 · answered by Anonymous · 0⤊ 2⤋