Does anyone know if you can go to jail if you dont pay your credit cards?

Question

My uncle got a credit card and put me down as a second card holder.. Now I have to go to court.. What will happen if I dont show up?

Answer 1

no you wont go to jail. They send out those court orders to everyone. I use to get those all the time. dont worry about it.

Answer 2

to the best of my knowledge it is what the person above me said it is a civil matter. That means it is a matter between you card holders and the card company. If you have put debt on the card than offer to pay or actually pay and get a receipt that you paid even if it is 5 or 10 dollars. When you go to court and you definetly should go to court explain to the judge that you paid and show the receipt. It will show the judge that you are at least trying to pay off the debt rather than ignoring the debt. I am not too sure why you have it in your mind that you would go to jail. It is a civil matter so as far as I know there is no reason to send you to jail and if you got a summons to show up in court then the judge would look down on you for not showing up and probably give you a financial punishment like maybe taking money off your pay cheque to help pay the debt. I am not sure if the judge would do this or not. I do know if you show some sort of a payment the judge will respect you. If you put some of the debt on the card you will respect yourself too if you pay a little at a time until the whole amount is paid off. good luck and I would quit worrying about jail. There are usually free legel clinics where you can receive free legel advice ask a local lawyer if they know where a free clinic is or ask your local member of the government.

Answer 3

ummm, a second card holder? well, you can't go to jail for not paying your credit card bills, but your *** can get sued; like you uncle is obviously being. i'm a little confused though, as a second card holder, i think that is a separate account, so if you are paying your debt you are fine, what he does with his first card is strictly on him. but if you don't show and you are not paying ...i think there are some consequences, i just don't know what. all i can say is if you have the debt on your own second card, you need to be in court or else. or else, what? that i don't know.

Answer 4

If you don't show up you could end up with a judgement against you, and your wages could be garnished or any assets seized, now or future, to satisfy the debt.

You don't say if the charges on the card are yours or your uncle's. If they are your uncle's and you didn't sign for the card, then you might be found not liable. If the charges are yours, then going to court will still end up with a judgement against you.

Answer 5

Go to court and proceed from there. Seems to be a civil matter therefore criminal penalities are not likely. This is your chance to see how the legal system works.

Answer 6

Only if they can prove that you never intended to pay them. That is credit card fraud, a felony.

Answer 7

If you didn't sign the application for the card you are not responsible (Co- applicant)Period. If you are an authorized user you are not responsible.

Answer 8

First question, I would imagine eventually.....2end and final question, Sinse you are the 2end card holder, instead of the main one......You better show up......Why don't ya want to show up? do you have something special planned or something?....ya just better sohw up.....if you don't yeah, you prob. could go to jail....

Answer 9

Don't be a ******* pussy. Show up to court and explain your side, thats the best thing to do. If you flee you they will think you're def. guilty.

Answer 10

bounty hunters. come for you. then drag your a$$ to court. i suggest you show up.