Credit - June 2007

I finally paid this card off after 2 years. I have read other questions and people say leave it open. This is one of three cards I have just paid off. I plan on keeping one open to use as the APR is lowest. If I keep the one card open and close the other two, how will this affect my credit?
Thank you

2007-06-19 11:52:46 · 9 answers · asked by LT 2

They tacked on an additional @$2700 onto my loan and since that time my car payment went from $350 a month to $700 a month. Before this happened, my credit was good, and since after that time my credit changed drastically. I've been told that this may be illegal. If anyone has info, please let me know. Oh, and this is in CALIFORNIA.

Thanks!

2007-06-19 10:57:07 · 13 answers · asked by Cito 3

My husband just got a "levy" from a Sheriff's office (but it wasn't sighned) that a garnishment is going to start due to a credit company from an account he never had.
What is a levy?
Shouldn't something have been sent to him notifying him of a court date or something prior to this?
THIS IS THE FIRST either of us had heard of this garnishment or even anything about the debt they say he has. It has not been on his credit reports. The statement also said that there is a hold on an account at a bank that he never had an account with.
How do we go about finding out about these things?\
We always pay our bills (in fact we just got 2 big ones paid off w/in the last 6 months) so why is this happening?

2007-06-19 08:01:33 · 10 answers · asked by Anonymous

2007-06-19 07:20:56 · 7 answers · asked by Matt 1

My wife had her card stolen but the bank isn't covering our losses that were taken through an ATM machine. Even though the account requires a PIN the ATM machine cheerfully kicked out cash, and now VISA claims they are not responsible. WHAT THE HELL GOOD IS A PIN if it's not required??? Now I will get to work the next 4 or 5 days FREE GRATUS to pay off my wifes stolen card PENALTIES imposed by the BANK....VISA IS NOT A SECURE FORM OF BANKING....ANd I would pretty much assume the same is true of Bilk Of America, MASSESCARD and American Depressed.

2007-06-19 05:49:33 · 4 answers · asked by NAnZI pELOZI's Forced Social 7

Was wondering if there is a unsecured credit card that can offer someone with good credit, the minium of $50K?

2007-06-19 04:04:51 · 6 answers · asked by misymagicg 2

2007-06-19 03:55:39 · 4 answers · asked by Anonymous

2007-06-19 03:54:32 · 3 answers · asked by Anonymous

I want to hear from people who have actually lent out their credit lines and earned money through ICB. What is the exact process you have to go through, how much do they pay, how much personal information do you have to divulge? Who has access to your info? Can you think of any risks involved in this?

2007-06-19 03:32:25 · 3 answers · asked by Troy Colts Rock 3

Do, i need and ID? Will a student ID work? What types of signiture do i need?

2007-06-19 03:30:53 · 5 answers · asked by Anonymous

Trying to order something online. Is it the number under the credit card number or the number in the signiture box in the back, or what am I missing here?

2007-06-19 03:28:24 · 5 answers · asked by Anonymous

I rent a car with Enterprise on an almost weekly basis and have never been asked if I wanted insurance, they only presumed that I was covered elsewhere, but I wasn't unfortunately.

Then I had an accident and I called the guy I deal with regularly and the first thing he said to me was "I can't get a f#$n break!" And then went ahead and told me to call my credit card company for coverage and I said that I thought I was covered with you, but I wasn't because he presumed that my card covered me.
They even made an accident report without me to top that off.
I spoke to the Manager but he didn't seem like he wanted to help me so we ended our conversation.
After that, they sent me a letter asking me to pay.
I've written a letter to the District Manager but to no avail.
If they sent my file to collection agency while I am still disputing the case, how can that affect my credit rating and how can I avoid it?

2007-06-19 03:26:11 · 4 answers · asked by Vivian B 1

I need to refinance my auto loan it is currently through wells fargo, and WOW they are ridiculous! Every month ieither send in my payment, make it by phone or pay it online, and every month they are calling about the payment. I have to send them proof that it was paid. I understand that everyone can make a mistake but this company is just stupid! So i want to refinance my loan with another company. Know of any great ones? I would prefer to have a company that will only call if the payment is actually late, and not just missplaced by one of their workers.

2007-06-19 03:23:22 · 5 answers · asked by girl on a 660 raptor 4

Does anyone know the minimum credit score to get approved for an apartment? And do they check all 3 scores or just one?

2007-06-19 03:09:58 · 10 answers · asked by SATXMom 2

If you had access to a tool that offered you an opportunity to improve your mortgage and your credit would you subscribe to such a service? Would you buy the book? Attend the seminar? OR would you just do the same as everybody else and try to ignore the problem?

I am trying to find out the level of interest that would be out there for my system. If it is worth marketing locally or farther out

2007-06-19 03:04:30 · 6 answers · asked by Nichole O 2

I submitted two disputes in May with CSC (Equifax). The first was June 9th. No response. The second June 15th. No response. I looked up their page and called the phone # provided but all it does is tell me to check their website then hangs up. Does anyone know how to speak with a person at CSC? They are located in Dallas.

2007-06-19 03:01:02 · 3 answers · asked by curious1 1

i ordered something from this website and when i was trying to pay with paypal it wouldn't because paypal's site was down so i quit and thought that i didn't placed the order, then i checked my order history and this shows up so i was just wondering does this mean they will ship this item to me and does it show if i already paid? i checked my paypal history and there was nothing indicating a payment on this. thanks for your help!

http://img100.imageshack.us/img100/863/orderaj9.png

2007-06-19 02:44:58 · 7 answers · asked by Some Guy 2

2007-06-19 02:19:08 · 9 answers · asked by Koh B 1

I.e. natioanal city bank to 5/3 bank

2007-06-19 02:14:13 · 6 answers · asked by brandy w 1

Please elaborate on the term 'third party guarantee' with an example if possible.

2007-06-18 21:51:57 · 2 answers · asked by Anonymous

2007-06-18 20:36:50 · 5 answers · asked by Anonymous

2007-06-18 19:04:47 · 7 answers · asked by peucita 1

2007-06-18 17:57:58 · 5 answers · asked by MaggotChick 3

some one very dear to me cashed some of my checks now heres the problem i had wrote several of the checks but they were supposed to be thrown away but now i have found out they were cashed.i am in a mess and theres really nothing i can do but pay them off okay heres the question i own a mobile home i have the title but its not in my name without going into great detail its going to be hard to get the title in my name but i have a bill of sale and a receipt where i paid the taxes now can i go to a loan co (i have horrible credit and i draw a dissability check) and use this as colateral???i live in ga any advice would help please no smart remarks i feel bad enough as it is

2007-06-18 16:25:07 · 9 answers · asked by kelleyandjohn2000 1

I live in Ohio and my chapter 7 bankruptcy has been disharged for almost a year. I am hearing now there might be trustee fees. Has any one heard of this? If there is such a thing any clue the cost?

2007-06-18 15:31:19 · 7 answers · asked by M L 2

account?

2007-06-18 15:27:23 · 4 answers · asked by Anonymous

Hi. Someone I know just got a letter about an account she owed money on 20 years ago. She thought she paid it off. I thought if you owed money on a credit card, that the debt is forgiven if you don't pay for 10 years. Now they are looking for 150 bucks 20 years later. Very odd.

Is debt forgiven in 10 years if you don't pay?

What do you do if there is an account with such a small amount of money that is saying you owe when you don't think you do and can't remember something that may have happened 20 years ago?

2007-06-18 14:03:06 · 10 answers · asked by MthrNatures_Son 4

r u supposed to get a credit score once a year for free or a credit report??? and if u have to pay for the credit report after u got ur free one how much does it cost

2007-06-18 13:53:46 · 5 answers · asked by Anonymous

data systerm is a home based bussiness provided for malaysian.

2007-06-18 13:36:35 · 1 answers · asked by pinky 1

the phone company has sold this debt to an collection agency .We have had service with the same company and no attempt to collect has been made in 9 years. The phone company and the collection agency both have our address and threaten to report to credit agencies

2007-06-18 13:28:50 · 6 answers · asked by RICK E 2