Has anyone tried piggybacking like on instantcreditbuilders.com? Did it boost your credit score?

Answer 1

I actually have been letting my sister piggyback off of my credit. Her credit has increased to 710 from 507 in six months. She had the worst credit in the world and it has really worked out for her. There are websites that will sell you credit cards to piggyback off of, but you need to make sure you do it before September, since the people that create the FICO scores are going to be taking that into account. Best of luck

Answer 2

The FTC has caught on to 'piggybacking', as well as have the three major credit reporting organizations. The practice will end in September of 2007, as soon as the 'Big Three' have their credit scoring systems adjusted to no longer consider an authorized user in determining credit scores. That's why instandcreditbuilders.com is looking for as much business as they can get right now. The end of their money train is quite in sight.

Answer 3

Be VERY wary about any person or company claiming to be able to 'fix' your credit-- most of them are just scammers, and I don't know of anyone that can really repair your credit for you. The best thing you can do to help improve your credit score is to pay your bills on time. Also be sure to check your credit report (all three agencies!) regularly to make sure that your information is correct. Good luck!

Answer 4

It was great, they boosted my score by 250 points, and it helped me build my dream house on the ocean in Nebraska. I haven't actually seen it built yet, but the builders are sending me pictures of it all week long, who would have thought that Nebraska looked so much like Mexico......................come on man, if it sounds too good to be true, IT IS..............

Answer 5

You're not really that much of a sucker, are you??? PLEASE don't be scammed......