Credit - June 2007

I am going to look at a 7000 dollar car tomorrow. I have bad credit and my mom has good credit. Do you think I have a decent chance of getting this vehicle if she cosigns for me? I am worried to death that it won't pan out.

2007-06-01 08:26:40 · 7 answers · asked by Anonymous

OK, I had some bad things (credit cards, apt. lease, student loan) on my credit report that I used a credit counseling service to get removed. How many years after I used this service do I have to wait? I heard it was 7 years. Is this true?
Thanks for the help!!

2007-06-01 08:15:48 · 5 answers · asked by Anonymous

I have been told that in the State of Texas that a credit card company CANNOT garnish your wages or bank accounts for a unpaid credit card balance. Is this a fact.......................ple... explain.

2007-06-01 07:58:10 · 3 answers · asked by Anonymous

When you lease a car, say for two years, do you finance the amount of the payments for the two years? Is that how it shows up on a credit report, as the lump sum of the two years or the full amount of the car?

2007-06-01 07:57:14 · 2 answers · asked by RG 2

in december 2004/5 i was late in a payment with Gap Card. It was only that month i continued paying my bills on time and the card is paid off but i just recently checked my credit report and i have this late payment as late 30 days and its affecting my credit.. Need Help! What is recommended? and if a letter, how do i write it???? Please Help is Appreciated.!
Thanks.

2007-06-01 07:49:35 · 4 answers · asked by Denixis 2

I want to apply for the discover card but not sure if my fico score is good enough. If you have a discover card, what was your fico score at the time? Mines is 720, is that high enough? If so which discover card should I apply for, (Discover Gold or Discover Platinum)? I think the platinum card you have to have excellent credit and the gold card you need good credit.

2007-06-01 06:56:02 · 6 answers · asked by Tania B 1

It seems when the gave me the car they had not got a lender. I have signed the paper work with the dearler at 12.1 % apr. This was just last week. Can I go back and renegotiate the deal to have a better interest rate. What is you take in getting a lowwer interest rate.Thanks

2007-06-01 05:28:29 · 7 answers · asked by fun_easyintelligent 2

Hi receiced a bankers draft for an item i sold. The person is in the west indies and he has couriered me a bankers draft. Could you tell me how long it takes for a Bank draft to clear. Thanks

2007-06-01 05:04:11 · 4 answers · asked by Anonymous

I ask on here before if a loan was possible for me and i emailed a guy from spain and everthing when smooth until the last step right before i get the money. He wanted a chambers fee $150 and a fraud fee for $300 total of $450 and wanted me to send a western union money order to Africa. what do you guys think.

2007-06-01 02:55:36 · 10 answers · asked by Anonymous

Do you know the APR or if they use other lenders to find you a loan.

2007-06-01 02:24:46 · 8 answers · asked by Dan P 1

My husband co-signed with my son-in-law to get a truck,and he is not keeping the payments up,not intentionaly,but it is bringing down our credit.

2007-06-01 01:21:04 · 6 answers · asked by Anonymous

i have that problem and they tell me after i own that money to the bank so if the chek was fake how this one clear

2007-06-01 00:05:02 · 5 answers · asked by dragon95t 2