Credit - June 2007

I've just started a new job (min 16hrs a week) but need atleast 1000 pounds to cover bills,rent and living costs till I started getting my wages through.Ive got bad credit. I haven't gotten any payslips yet but have got a signed contract. Ideally would like a company in Bristol but if you know of any websites/places outside of bristol, I would appreciate it.

2007-06-12 04:24:13 · 3 answers · asked by Anonymous

I have an unpaid medical bill of $1500 from six years ago. I disputed it because the hospital "lost" all of my records and charged me for services I did not receive. This account was marked "disputed" and I never had trouble with it since then. Then all of a sudden, today I receive a notice that this account is again in collections (???) starting June 11, 2007. My credit score dropped from 730 to 650!

I am wondering if I should pay this off, or should I let another year go by. I have heard that after seven years, the collections record removed from your account. However, I am wondering if they can just keep updating this collection record every few years and make it "new" again (in other words, even if I pay if off, will it be on my credit report seven years from 2007??)

I have gotten nowhere trying to prove that I got overcharged about $800 on this bill. Any advice on what I should do?

Thank you in advance!

2007-06-12 03:48:12 · 5 answers · asked by Anonymous

I looked at my Bank Statement this morning around 1am and noticed an ATM withdrawal of $502 ($500 + 2 ATM FEE) from NY ( I live in CA). I tried calling their Customer Care department but the office was closed and didn't open until 7am. So I set my alarm to wake up at 7am and when I did, I called and realized my account again was used in NY with another ATM withdrawal of $502.

-Does anyone have any experience with BOA customer service in regards to this matter?
-How willing are they with refunding my money?
-How long does the process take?

Please help.

Thanks

2007-06-12 03:38:22 · 2 answers · asked by Dru D 1

managment agreed to the cash settlement. , amount now want ed by card co, is t he interest and late fees

2007-06-12 03:33:52 · 4 answers · asked by Anonymous

They are supposidly able to get your bank charges back, thier web server seems non existant.

2007-06-12 02:01:01 · 5 answers · asked by Bev F 1

it was a lottery scam. i did not tell anyone until after. my situation was critical. ihad just lost my job, my car was repossed. and i was getting put out of my apatment. i have 2 kids. i saw it as a godsend. i was like holy cow i'm saved thank u god. then i started asking around. and now i think i'm in trouble. what do i do. please help i dont want to go to jail.

2007-06-12 01:07:17 · 5 answers · asked by terri t 1

Whats the biggest loan you think i could get with someoene with good credit cosigning?

2007-06-12 00:37:40 · 3 answers · asked by the_chadoh 2

2007-06-11 20:51:50 · 8 answers · asked by rod s 1

2007-06-11 17:31:36 · 4 answers · asked by Anonymous

Someone made charges to my card without my permission. The website will not give me the name of the person who used my card.

2007-06-11 17:10:21 · 4 answers · asked by littledove67 1

9 years ago I lost a business because of a disability an at the time I was single and my finances forced me to not be able to pay a few credit cards ,now they have sold out to some company that has wrote me a letter saying I owe them ,I am still diabled an do not have the amount they say I owe ,isn't there a limit on years of collecting a debt?

2007-06-11 15:44:26 · 7 answers · asked by SANDY G 2

2007-06-11 14:49:53 · 5 answers · asked by jesse12508 1

My friend had around £18k of debts on various credit cards from 2001, after missing payments and defaulting a few times, and having had a few ccjs, she eventually went with a debt repayment co, she then lost her job and moved twice, but did NOT tell any of her creditors, its has now been 2 years since she has contacted or paid any of these debts. Now she has had 2 debt recovery agencies find and contact her about 2 of these debts they had 'bought' from the original creditor, requesting payment. However when she checked her credit file, it is in fact fair, (803 out of 1000) and none of these previous debts show. What does this mean? does she have to pay these people? surely if the debts are not on her file they have been squashed and she should no longer have to pay them?? Any advice appreciated. Thanks

2007-06-11 12:24:05 · 2 answers · asked by Anonymous

I am between filing for a bankruptcy and simply hoping to fix my credit.

I have had two judgements against me that I could have contested, but I was out of country then, and have another one coming up (credit card debt).

Does it make sense to have to sleep with no peace with all these debts? When a bankruptcy can just clear them away? Since I already have two judgments on my report, what more harm can a bankruptcy add? Its already BAD enough!

Please advise? And which of the bankruptcy chapters is better for an individual? Does it also clear Private School Loans? Or even Federal school loans?

2007-06-11 11:07:43 · 8 answers · asked by Diva D 1

I have been trying to pay off collections - my credit is still low. what else can i do. i have open accounts???

2007-06-11 10:45:37 · 5 answers · asked by LadyRed 1

I have 2 medical bills that are in collections since 2003 and my credit report states they will be removed in 2009. Should I pay them off or should I wait for them to fall off in 2009? I'm scared to pay them off and have a "charge off" on my account for an additional 5-7 years when I could have just not paid and it would disappear in 2 years.

2007-06-11 09:30:43 · 4 answers · asked by FreakyGeeky 3

Department store card was charged off in 1999, debt was sold to agency #1, who sold it to agency #2. Today I'm getting a call from Agency #3 who says there is no time limit to collecting a bad debt. I say he's wrong.

2007-06-11 09:25:12 · 8 answers · asked by NavyAl 1

I'm kinda skeptical of those payday advance places because their interest rates are so high.

2007-06-11 08:07:59 · 6 answers · asked by Anonymous

i want to start internet bussines and its impossible to take a credit in a bank in belarus. so i asked the world for the help. i do belive that there is more good people then the other ones. thank you.

2007-06-11 07:15:21 · 22 answers · asked by Anonymous

an equity line of credit of about 10,000. We have good credit but have a bankruptcy on our credit from about 3 years ago. I know that is bad but other than that everything lookd really good. Our credit score is right below 700. No one wants to help us because our home is considered a mobile home. It's bricked and considered real property. Who should we ask? Has anyone out there who has a mobile home got an equity lline of credit? Please tell me with who you did so we can call them. A direct e-mail to the company would be great too. Any suggestions? Thanks

2007-06-11 06:46:20 · 4 answers · asked by justwondering 2

My fiance's mother got credit cards in his name that he was unaware of. He lived in Texas with his mother, but moved to Kentucky in 2003. When he viewed his credit report, there were new accounts in Texas in 2004, '05, and '06. There was over $17,000 in debt in his name, that he did not do. His mother admitted to some of them, but wouldn't admit to all of them. He's pretty sure that she did all of it, as she has been recently arrested for shop lifting. Anyhow, his credit score is 500, thanks to his mother. He really wants to fix this without getting his mother into a heap of trouble. How can he go about reporting identity theft, without his mother getting into a whole lot of trouble? Any advice would be appreciated.

2007-06-11 06:14:53 · 9 answers · asked by WTF 4

i have none at all what so ever.. what the easiest and fastest way to build it up?

2007-06-11 02:42:30 · 9 answers · asked by ♥ LovingMyLittle1 4

2007-06-11 02:08:12 · 10 answers · asked by foxylady 1

I am being asked for a certain amount i cannot pay by credit card nor crad in one full payment. Please help me make a letter to request for payment little by little ty.

2007-06-11 01:48:17 · 4 answers · asked by NCR 1

do freedom finance charge an admin fee, any other loan companies that deal with adverse credit but dont charge fees. hope someone can help. thanks

2007-06-11 01:27:17 · 1 answers · asked by loveva 2

2007-06-11 00:16:33 · 7 answers · asked by Anonymous

activity and have decided we have to move out, does anyone know what the procedures are with the mortgage, does it just tranfer over, or do we have to put a new application through? We don't have fantastic credit rating due to last year so am worried.

2007-06-10 20:26:14 · 7 answers · asked by uk_blondie1 1

When does the stature of limitation begin? Is from the date of the original loan? I had a credit card in 2001 and it is a charged off but I made a mistake of making payments to a collection agency.

2007-06-10 19:29:21 · 5 answers · asked by Anonymous

I was critically injured in an auto accident at the end of July of last year and was hospitalized for three months. As a result, I wasn't capable of managing my finances and was dependent on my family for doing so. During that time I recieved a 30 day and a 90 day past due notice on my credit for two separate credit card accounts. How can I get this resolved?!? The credit reports are accurate but because of exceptional circumstances my credit has been severly negatively impacted. Thanks in advance for your assistance!

2007-06-10 17:47:14 · 1 answers · asked by jasnmoore 1

2007-06-10 17:14:13 · 8 answers · asked by honeychoc2265 1