I ask on here before if a loan was possible for me and i emailed a guy from spain and everthing when smooth until the last step right before i get the money. He wanted a chambers fee $150 and a fraud fee for $300 total of $450 and wanted me to send a western union money order to Africa. what do you guys think.
2007-06-01 02:55:36 · 10 answers · asked by Anonymous in Business & Finance ➔ Credit
no SS# was given but they have my bank account info
2007-06-01 03:02:51 · update #1
Stay away from loans that require some sort of "upfront" money. Most legitimate lenders realize your don't have any money and that's the reason your are seeking a loan. I would advise my bank that someone has my bank account number and to keep you advised of any suspicious activity. You can usually advise your bank to advise if activity is noted in certain areas. (i.e. Spain, Africa).. GOOD LUCK
2007-06-04 05:58:59 · answer #1 · answered by Phineas J. Whoopee 5 · 0⤊ 0⤋
I do not think it is wrong, I KNOW it is bogus. It is a common scam known as an "advance fee loan" Fortunately, you didn't fall for it completely...but if you gave any personal info, you might want to place a fraud alert on your credit report. Contact any one of the three credit reporting agencies to do this (one will take care of all three).
Call your bank immediately, and let them know what happened. You may need to go so far as closing the account and opening a new one.
2007-06-01 03:02:22 · answer #2 · answered by Anonymous · 0⤊ 0⤋
It's never a good idea to try to get a loan from a person or company you've never heard of, especially if it's from the Internet. You are smart if you haven't sent the money. Just tell him that you changed your mind.
2007-06-01 03:09:00 · answer #3 · answered by angela 6 · 0⤊ 0⤋
It is a scam. I have been offered deals from Africa and almost ended up in big trouble. Please send no money. Anything out of the country they are not under our real estate and banking laws. You can get in over your head with no legal back up. Please big careful. If your instincts are saying WATCH OUT. Than your right. Never go against your gut feelings.
2007-06-01 03:03:49 · answer #4 · answered by legermarianne 3 · 0⤊ 0⤋
All I got to say is that you must have either horrible credit or have been pretty damn desperate to be talking to a guy in Spain via e-mail to get a loan.
Will no one in America loan you money?
2007-06-01 05:56:38 · answer #5 · answered by DaMan 5 · 0⤊ 0⤋
It's a scam, and even though they don't have your social security number, they can still pull it off with your bank account number. You need to close that account immediately and open a new one.
2007-06-01 03:34:15 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I think this was a dumb move by you. This is a scam. Immediately call your bank and have them stop any $$$ transfers from your account to his (or to Africa!!??).
2007-06-01 04:52:41 · answer #7 · answered by thinking-guru 4 · 0⤊ 0⤋
RUN the other way.
Obtain a loan in your city...that way, if something goes wrong, you have a better chance of being able to see someone in order to talk about it.
2007-06-01 03:00:45 · answer #8 · answered by YSIC 7 · 0⤊ 0⤋
total scam, why would u wire money to someone in africa if there doing business in spain, why not meet with aloan specialist and do it in person. hope u didnt give them us ss# bc they might stolen ur identity.
2007-06-01 03:01:22 · answer #9 · answered by spadezgurl22 6 · 0⤊ 0⤋
It's a scam!
Change your bank info NOW!!
2007-06-01 03:08:57 · answer #10 · answered by Anonymous · 0⤊ 0⤋