Credit - April 2007

suppose i make a checking account, can i buy things online even if i'm under 18?

2007-04-16 11:54:55 · 7 answers · asked by hislyfsux 1

i cashed it but didnt touch the money. how do i send it back??

2007-04-16 11:21:03 · 4 answers · asked by mmedeirosana 1

My husband made arrangements with a debt collector to settle on the amount owed on a car loan. The amount owed total owed was 2,000. We settled for 1,500. They told us once the check cleared we would recieve the title in the mail in 30 days. As of today we do not have the tiltel (it has been 45 days). We called to see what the delay was and now they are saying we owe the remaining 500. They claim no one from the firm would of agreed to send us the title. What is our recourse for this? Is this legal? We asked several times when we would receive the title. Any help appreciated.

2007-04-16 11:09:30 · 6 answers · asked by salterini1 2

Any ideas on how she can gather the money? She works part time and makes maybe 200 dollars a paycheck plus goes to college.

2007-04-16 10:57:51 · 9 answers · asked by jzimmerman56301 4

if you have one outstanding amount say,$3000 on your credit report, you call the company to settle but they say, you really owe 8,000 and this is being referred to a third party. what are my chances of it being totally deleted off my credit report if they cannot explain this? (Also, i disputed this and I am now waiting for validation). what are your thoughts?

2007-04-16 10:49:13 · 1 answers · asked by KinWin 5

2007-04-16 10:46:21 · 5 answers · asked by Deb S 6

2007-04-16 10:11:22 · 1 answers · asked by happy dream 2

i need a small loan, around 2-5 thousand. My bank does not give out loans like this, any one know who else might?

2007-04-16 09:27:15 · 5 answers · asked by zorro1701e 5

My soon to be husband cosigned for a loan for his younger sister about three years ago. Since we've been together and his sister has decided she doesn't like me, she purposely has been late on this payment every month - and sometimes has failed to make it. My fiance cosigned for her when her husband was sent to Iraq, she was with a baby, blah blah blah, she really needed a car. While her fiance was in Iraq and she was receiving hazard pay - the car payment was made fine. However when he returned, is when the trouble started. They both have excellent paying jobs - just refuse to pay the bill. She has a history of a drug problem (why he cosigned I will never know) and was hoping we could use that as a way to get Writ of Possession. IS there anything we can do in this circumstance? Can we go after the car?

2007-04-16 08:37:17 · 7 answers · asked by Anonymous

i have received a couple of receipts of bills saying my card used to buy something and i dont have any cards the company sending would not give me any info on how to find out whats going on

2007-04-16 08:28:42 · 7 answers · asked by infoman89032 6

I am currently 15 months off my Chapter 7 bankruptcy being discharged and I now have 3 credit cards with zero balance and a Car loan which has been paid on time every month.

I make 55k a year and am wanting to buy a home and stop renting. Do you believe I will be able to get a home mortgage?
If so, what type of interest rates would you suspect I would get or type of payment with taxes based on a 150k home loan? I live in El Paso Texas.
Thanks!

2007-04-16 08:03:40 · 7 answers · asked by yanks006 3

2007-04-16 06:53:08 · 9 answers · asked by smokey 2

i cashed the check but i'm thinking if i send the money 2,900.00 like they say for tax, insur, i dont think they will send me my prize money i think they will take that money and i will recieve a loan payment anyone have anymore info let me know

2007-04-16 06:11:15 · 7 answers · asked by mmedeirosana 1

I have a collection notice from 6/2004 on my credit report that stems from a 2/2002 surgery. Can they change the dates like that? I filed for SS Disability in 2003 and have been told they cannot collect this money because of me being on disability. Is this correct. If not what can I do, I have no income to pay this bill.

2007-04-16 06:06:27 · 5 answers · asked by Anonymous

I have asked this question already but made a mistake and said Discover but, I did list that it was a mistake and named the right card I need the number for. SOme people on here can be so simple minded. I can't find the number on the website. Please someone give me the number

2007-04-16 05:40:12 · 4 answers · asked by Rock ah About 3

I have not recieved my new card yet!

2007-04-16 05:29:50 · 5 answers · asked by Rock ah About 3

I have 2 old cards one with captiol one these two cards are both closed but still appears on my credit report . How do i go about getting them remove?

2007-04-16 05:29:12 · 6 answers · asked by umilta a 2

I was just wondering - I looked at my experian credit report and I have 9 negative and 2 positive items on my credit report. This I am assuming is making my credit lower.

How do I go about getting all my reports and then what can I do to increase my credit rating over the next 3 - 5 months?

2007-04-16 05:21:44 · 7 answers · asked by Willalee 5

2007-04-16 04:41:23 · 4 answers · asked by Dino 3

how long does it take to receive the hard plastic copy in the mail after you order it? i live in us the reason i asked is we have reservations at a hotel we paid for with the card we waiting on it to come in the mail we leave tomorrow and they say we have to have the card with us....

2007-04-16 04:33:08 · 4 answers · asked by hb2008 3

2007-04-16 04:24:59 · 6 answers · asked by umccatty 1

experian has refused to help with me with my disputes on my credit report even when transunion and equifax has done a good job resolving my issues...experian is insisting they can't help me that i would have to go back o the creitor and dispute the information but we all know the creditors are only going to want to settle which end up still having me pay some sort of money out of pocket which should not be the case in the first place please advise as this is really hurting my credit

2007-04-16 04:15:02 · 9 answers · asked by tushlawal 2

We are looking for a car loan but can not find anyone that will lend us the money. Our credit is not bad except for the discharged bankruptcy. We can afford a car payment and we are not looking for a brand new car just a used car. We do not want to deal with a buy here pay here place either. Does anyone have any suggestions. We would need a car dealer in missouri.

2007-04-16 03:17:13 · 5 answers · asked by mom 1

I was really stupid when I was 18. I moved out of my mom's house (not by choice) and lived with my boyfriend while I was still in high school. I had trouble paying my bills and getting the things that I deemed "Necessities" at the time (cloths, food, whatever) so I used as many credit cards as I could get my hands on to help get me by. The trouble was I couldn't keep up with all of the payments so I stopped paying quite a few of them. Eventually I paid most of them off which was a big rip off to me considering all of the interst and finance charges and late payment fees that I acrued, but I still have a couple to go. I am 26 now, I have a family and I'm paying a ridiculous amount of money to rent an apartment. My goal is to finish up paying my existing debt in the next 2 years. I'm too afaid to check my credit score but I'm afraid that it'll stop me from getting a home. I've become really good at paying my bills however, their all in my boyfriend's name to increase his credit.

2007-04-15 18:16:35 · 9 answers · asked by Anonymous

I hear these ads on the radio and see them on tv but do not know of anyone who has really done this. If you have, please let me know and if they really help you or if it is a scam.

2007-04-15 18:01:39 · 3 answers · asked by curious cat 2

What % of my debts they will settle for? Lets say I have a $5,000 debt... will they settle for a payment of $2500 to satisfy this debt??

2007-04-15 17:04:06 · 6 answers · asked by Anonymous

i am a first time home buyer with fair credit due to high credit but have made my payments on time for 5 years.my question is are there any programs(lenders) out there that would give additional money on a home loan to clear other debt and just allow you to work with one payment

2007-04-15 16:38:33 · 7 answers · asked by jeff m 1

2007-04-15 14:37:48 · 13 answers · asked by Fran 1

I already have one credit card which does the job and has help me get a good credit score. As I read my credit report today, it said that if I wanted to bring up my score I should get credit cards from retail stores and that I have "too few accounts" on it to bring my score up. I was thinking of getting a citi card b/c it has excellent rewards and also a target visa card since I shop there a lot. My question is IF I end up getting approved for both cards, would it be smart for me to keep all three cards? I mean I'm probably not gonna be charging much on my original card since it has crappy rewards. Would that affect my score? Plus I heard that if you cancel one of your credit cards, your score goes down. Im trying to figure out how I should play this out because Im hoping to have an above average score for when I buy a car in another year. Does anyone have any advice?

2007-04-15 12:33:54 · 8 answers · asked by YankeeBaby 2

I have two 30-day lates back in October '06 for mortgage, one for my car last July '06, and a credit card 30-day back in mid 2004. How long does these dings stay on my credit? My midscore is around 640 to 645, so I'm not too bad, but still trying to reach the 700s range.

2007-04-15 11:15:03 · 7 answers · asked by westsydegal 2