Credit - April 2007

the ppl that lived here before me are dead. i try telling that to the collection agencies, but they still hound me. how do i convince them that they're "pushing up daisies"?

2007-04-02 16:06:55 · 9 answers · asked by kelleygaither2000 1

Ok so heres the deal. I lived at an apartment and got evicted (asked to leave) for violating a 3 strike rule. I paid all my rent on time beforehand I left within the date and didn't try to fight it or anything. I have since (1 year later) ran my credit report and saw no collections or evictions. If I try and get an apartment again, what are the chances that the eviction will show up for the apartment credit check? Since I didn't get evicted judicially, I was under the impressions I would be ok.

Thanks for the help!

2007-04-02 15:11:30 · 11 answers · asked by emx620 2

I LIVE IN ALABAMA
VEHICLE REPOSSESSED IN 2000, ACCORDING TO MY
CREDIT REPORT. DUE TO BE REMOVED OFF MY CREDIT IN AUGUST 2007. CREDITOR HAS FILED JUDGEMENT IN JANUARY 2007. IS THIS LEGAL

2007-04-02 14:58:06 · 10 answers · asked by teddybearparts 2

I am 22 years old and I have limited credit history beyond a single revolving credit card account ($4k limit). I just graduated University and accepted a job that required 6 months overseas. When I returned to the United States, there was an outstanding medical bill in my mailbox (from my visit to the dr for immunizations before i left) - that my company would have reimbursed - DOH! Although I realized it may have been sent to collections already, I paid the balance (~$100) immediately. The collections account on my credit report now indicates that it has been paid but due to my limited credit history, I have been getting turned down for certain benefits such as overdraft protection because of it (and how recently it occured). How can I have this collection account removed from my record?

I would be grateful for any advice. I just moved across the country and the cumulative impact of this is significant. Thanks!

2007-04-02 14:53:49 · 5 answers · asked by djz2k 1

For some reason, my account showed a payment which i never acknowledged.

2007-04-02 14:45:18 · 7 answers · asked by young kim 4

I'm looking for someone (a legitimate financial institution) to totally take over my finances to get me back on track and get my credit straightened out.

2007-04-02 14:31:51 · 5 answers · asked by traci22 1

2007-04-02 14:23:24 · 7 answers · asked by Anonymous

Definitely, I can't encash this check because it was named to her....so, If I will deposit this check into my bank account, will the amount of money indicated in the check arrive in my account or I can't deposit it in my bank account because it's not named to me? Please help me figure out this one

2007-04-02 12:38:46 · 11 answers · asked by Maricor D 1

I was offered a 2.99 fixed intro rate until 11/07 on transfer balances. I transferred two credit cards and when my statement arrived, B of A charged 16.24 rate. I phoned c.s. who couldn't help/wouldn't help and directed me to another dept. w/same results. I called again and was told that the person who helped me would have to call me back; this was in late Feb. to see if they remembered the transaction & if not, I would be stuck w/16.24 rate or they would offer me 13.? Neither which was acceptable. They claim they checked the computers and they weren't offering any intro rates at that time, but they DID and I have no way of proving that without they c.s. rep. remembering the transaction.

2007-04-02 12:32:46 · 2 answers · asked by sissytwo 3

Hello again friends!!! I did not make it clear.I'm not just looking for my credit report.I'm looking for everything there is about me in this world.I want to know what the world knows about me and why.The who,what when and where.so to speek.I want my history from birth to know.School, birth,car,work,jail,etc.ALL HISTORY.If thay have it I want it. Can you answer that?

2007-04-02 12:32:33 · 2 answers · asked by ahhacowpie 1

They sued, I paid. Now what?

2007-04-02 12:05:19 · 1 answers · asked by colorado.dreamer 1

2007-04-02 12:02:44 · 1 answers · asked by reneem1954_2000 6

I opened a secure credit card about a month ago to improve my credit, but I still have 2 delinquent acounts open that supposely will be erased in 1 year (they are from 1998) from my credit report. should I keed the credit card or should I cancel it?

2007-04-02 11:58:03 · 3 answers · asked by kewldude23xx 1

2007-04-02 11:03:19 · 9 answers · asked by maria antonietta 1

i had no other place to go when clearing debts and took out a welcome finance loan because of adverse history. unfortunately, payments are 247.74 a month and for a fixed term of three years. welcome told me i could pay the loan of early but would have to continue paying the monthly 247.74 for three years. is there a law against this?

2007-04-02 10:17:04 · 8 answers · asked by karen-emma b 1

Can they look up information and call friends and family for information about a client? My mortgage company recently called a family member and asked them to go and put a note under our door to give them a call. We had not given them this person's phone number or information. I have had, in the past, other creditors threaten to do this. How much information can they divulge to the friend or family member?

2007-04-02 08:34:33 · 5 answers · asked by Blue Eyed Baby 5

2007-04-02 08:19:40 · 3 answers · asked by hemimelon 1

2007-04-02 07:03:34 · 4 answers · asked by S D 2

2007-04-02 05:59:21 · 5 answers · asked by i_m_n_emt 2

One judgment was filed in 2000. That same judgment was filed a year later in the public record in the form of an "abstract of judgment" This later abstract was filed in September of 2001, but the original judgment was filed in May of 2000. The May date is over the seven year statute of limitations but the abstract isn't. When do I count the seven years? From that later abstact or the earlier judgment?
Please help if you can thanks

2007-04-02 05:48:40 · 3 answers · asked by Mr. love 3

Would this adversely impact your good credit rating?

2007-04-02 04:36:13 · 12 answers · asked by TheShadow 1

2007-04-02 04:23:25 · 4 answers · asked by M1759 2

My husband had an auto loan back in 1999 and it when into repossession but he paid it off in full and It is still on his credit report now in 2007 and it shows as an unpaid repo. How can we get this off there ? Also he has collection accounts from 1999 that are still on his report do we pay these off to get them removed? I heard that can make your credit worse true or not ?

2007-04-02 04:21:17 · 4 answers · asked by cmt 1

Someone that I know used my name on a credit card without my permission. I know this person, and don't want to press charges. My brother however called an investigater because he is really mad about it. If they find out that she really did do that, and I don't want to press charges, will the person still get in trouble?

2007-04-02 03:37:48 · 14 answers · asked by Anonymous

2007-04-02 03:27:17 · 5 answers · asked by erica m 1

2007-04-01 17:31:50 · 13 answers · asked by young_lady_q5 1

okay a few years a go when i was really young i apply for all these credits and i got them and spend them all .
becasue i was in a situation that i needed the money.
then i start paying them back for a while then i stop that because of loosing my job and financial problems .any way it's been a few years now and all of are in collection agency and my credit history doesnot look good and i'am trying to fix it
what should i do?
don't tell me bankrupsy .i don't wanna do that
where should i go?

2007-04-01 17:15:59 · 7 answers · asked by mary 3

I am a full adult, just have never been very credit savy.
I have been the last couple of years building up my score due to paid off loans etc.
I would like to get a credit card so I can go shopping and pay it off a little at a time. Or to use on larger purchases that I dont have the imidiate funds for.
I think of a credit card as like a loan that I get to pay off.
Is that the wrong way of seeing it.
If you are supposed to pay off the balance every month I just dont see the point in having one at all. Just to build credit.
They charge fees for these cards and interest, I dont want to fork out the money for those, just for the sole purpose of building a higher credit score.
Im sorry I am so ignorant about this, If someone can lend advise, would be appriciated.

2007-04-01 16:51:31 · 9 answers · asked by Anonymous

Please do not answer if you don't have any solution. I'm trying to save my house. I'm in Central America.

2007-04-01 16:28:23 · 10 answers · asked by Fredsa 1

2007-04-01 13:59:01 · 7 answers · asked by sara 4