Definitely, I can't encash this check because it was named to her....so, If I will deposit this check into my bank account, will the amount of money indicated in the check arrive in my account or I can't deposit it in my bank account because it's not named to me? Please help me figure out this one
2007-04-02 12:38:46 · 11 answers · asked by Maricor D 1 in Business & Finance ➔ Credit
You question is difficult to understand, but I see a few options.
It sounds like maybe someone wrote a check to your sister and then she gave it to you. This will work if she endorsed the check and wrote "Pay to the order of [your name]" in the endorsement section. If this is the case, you can deposit the check, no problem.
If someone wrote her a check and she endorsed it and gave it to you without the "Pay to the order" you should still be able to deposit the check, but you might have to jump through some hoops at the bank.
Also, the way I read your question, it might also be that she wrote a personal check but accidentally made the payee out to be herself. This you will not be able to deposit and you should get a new check from her (this may sound silly, but I have done it before.)
2007-04-02 12:48:39 · answer #1 · answered by sloth15 2 · 3⤊ 0⤋
Cashing or depositing the check are THE SAME thing from a legal point of view. Either you can do whichever you choose, or you can't do either. The correct thing for your sister to do would be the endorse the check as follows: Pay to the order of (your name), then sign below that endorsement. That LEGALLY transfers the right to the check to you.
2007-04-02 20:02:45 · answer #2 · answered by STEVEN F 7 · 0⤊ 0⤋
Ask her to sign the back of the check, then you sign the check underneath her signature and you will be able to deposit the check into your account. (providing you have enough money to cover the check).
But, just verify this with your bank by calling up to the actual branch or to the admin buildings checking services dept.
2007-04-02 19:45:53 · answer #3 · answered by Comp H 3 · 0⤊ 0⤋
You can only cash a check if i is written out to you. No one but your sister can cash that check. The bank would not even let you put it in your checking account because it is not your check if your name is not written on it. You should make her write out a new one with your name on it.
2007-04-02 19:43:09 · answer #4 · answered by Zefina 4 · 0⤊ 1⤋
Have he sign the back and then you sign and put the you account number under that.
I do it all the time when my kids get checks for there birthdays is the same thing.
2007-04-02 20:54:53 · answer #5 · answered by jodi_lynn_124 2 · 0⤊ 0⤋
Get her to sign the back of it, then you can cash it or deposit it in your account.
2007-04-02 19:46:51 · answer #6 · answered by supertop 7 · 0⤊ 0⤋
You cannot deposit any check unless it is drawn to your name. I want to believe that your sister drew the check to her own name out of absentmindedness. You have to get your sister to issue another check this time properly drawn to your name.
2007-04-02 19:44:00 · answer #7 · answered by markos m 6 · 0⤊ 0⤋
get her to write the check correctly....or just deposit it only....you won't be able to cash it...just deposit it into your account. Just have her endorse it payable to you on the back and deposit it.
2007-04-02 19:42:55 · answer #8 · answered by Rmprrmbouncer 5 · 0⤊ 0⤋
Are you saying that she wrote the check out to herself and then put her own signature on it? I think that your check is worthless. She has to write the check out for CASH, sign it, take it to the bank and cash it. Then give you your money.
2007-04-02 19:47:41 · answer #9 · answered by illbegone_likeabatouttahell 3 · 0⤊ 1⤋
It's not made out to you...you won't be able to deposit it either. Otherwise, you could deposit anyone's paycheck if you wanted. Is she stupid or just trying to screw you?
2007-04-02 19:44:32 · answer #10 · answered by Smooch The Pooch 7 · 1⤊ 1⤋