Credit - April 2007

I had a lease car with GMAC that I had to let go do to financial issues. GMAC reported a derogatory entry in Feb 2000. It is now 7 years later and Experian is still showing this entry. I asked them to investigate in March but they reported as verified and did not change. Can I get this removed or is Experian correct?

2007-04-04 04:48:54 · 7 answers · asked by Anonymous

i went to the bank yestereday, to get a load and i was told that i couldn't have one because in the last month i've been blacklisted and so has my partner, i don't have any depts of any kind, i checked with the council and the inland revenue, as they are the only things that are in mine and my partners name but it's nither of them, so i don't understand what it is as i haven't done anything, it's happend in the last month what every it is any ideas? i'm going to the cab tomorrow to see if they can help me.

2007-04-04 04:03:41 · 1 answers · asked by Dreamah 3

i have bad debt, but i have recently had a baby and id like to apply for a credit card, pay off my debts and buy some stuff i desperatly need out of it too. but no credit card i apply for accepts me. does anyone know how i can get any money quick? (I am not in a position to go back to work yet) or any credit cards that accepot bad credit history or loans etc?

2007-04-03 21:19:48 · 2 answers · asked by joanne f 2

I am looking for many points of view please

2007-04-03 19:50:09 · 7 answers · asked by Raver Xeno 4

I have a checking and credit card with them. I set up my credit card payment to come out on the 10th this month online via bill pay, for some reason it came out on the second, and they are telling me that it was not a bank error, and that It is my fault.

So since they took out the $100, that left me with 82, but I put about 100 on my card since last night.

So now I have FOUR transactions that happend when I was "overdrawn" and there is a $20 fee for each time you make a transaction when you have insufficent funds. The only reason I have insuffiecent funds is cause they took out my credit card payment a week too early.

So now I am $119 over drawn, but I am supposed to have $60 in my checking.

Do you think I will win this dispute? I am okay with the 100 being out, but I don't think that I should be charged $80 in fee's because they screwed up and took the money out took early.

What should I do? I really need those fee's off!!

2007-04-03 14:05:45 · 12 answers · asked by Anonymous

I have a savings account

2007-04-03 13:46:46 · 7 answers · asked by nando 2

how are they good??

2007-04-03 12:50:10 · 7 answers · asked by molly 1

If I have good credit and my fiancee has bad credit if I change my last name to his I will get bad credit too. Is that true? What does the changing of last names have to do with your credit score?

2007-04-03 12:46:38 · 6 answers · asked by Anonymous

I constantly hear "oh wow your credit score is awesome for someone your age" when I apply to jobs...what's the point of checking a person's credit...even if a person has debt maybe that's why they're getting the job to get rid of their debt.....do people with bad credit scores actually get turned down for jobs and why?

2007-04-03 12:45:29 · 9 answers · asked by Love always, Kortnei 6

Specifically a credit card account...

2007-04-03 12:36:26 · 10 answers · asked by cricket 1

bealls credit mervyns credit bank at security servicefederal credit

2007-04-03 12:06:50 · 1 answers · asked by shorty 1

i read that they can raise your credit line

2007-04-03 11:58:09 · 1 answers · asked by Anonymous

I am just wondering how long accounts stay on your credit? my credit score is a 401 from the past, i am keeping clean now, but cant afford bankruptsy or to pay them off

2007-04-03 11:49:16 · 8 answers · asked by drearious 2

2007-04-03 10:54:07 · 4 answers · asked by mindrape 2

2007-04-03 09:57:58 · 10 answers · asked by mindrape 2

I have a capital one for 7 months. ive been turned down for everything cars, cards, etc.. the reason is no credit history. I tried to get a credit report they say my info is not the same as on file I have to sent in copies of ss card i.d. proof of residence. I pay the bill so why isnt there history??

2007-04-03 09:38:32 · 6 answers · asked by pelonsea 1

jahnursi…
What are the requirements for credit repair licensing if you want to start your own business?
I live in Washington state, and I am starting a credit repairing besiness. I already have a regular business license, and I am filing to be incorperated (LLC) but I am wondering if there is any requirement for a Credit Repairing Agency to be licensed in any other way, or bonded, etc. Does anyone know where I would look to find this information???

2007-04-03 09:00:09 · 3 answers · asked by jahnursing 1

My husband has charge card debt and has just got a court summons. We have been married for 2 yrs and all his credit card debt was from before we were married. I have a savings account with a large amount of money can that money be taken? I had this account before we were married. What should I do?

2007-04-03 07:41:05 · 18 answers · asked by Anonymous

Will it build credit more if you max it out?

2007-04-03 05:23:58 · 19 answers · asked by smileysweetits 2

2007-04-03 04:46:46 · 7 answers · asked by Anonymous

Currently I own a timeshare that is a hefty monthly cost and the yearly maintenance fees are high as well. I have looked into selling it but any company that I talk to has no garuntee of sale and I have to pay them anywhere from 800-1000 up front. If they don't sell it, then I am out the money I gave them. I have been on time every month since I have owned it but it is really hurting my pocket book. Also, my current contract job ends in December of this year and I relaly don't know where my next job is going to be or when I GET a next job. So I don't want to have this hanging over my head and get myself into a position where I CANT pay it. Any help getting rid of the timeshare would be great. I have been thinking of voluntarily calling the company and telling them that I cannot pay it anymore and see what happens. But I really dont know. HELP!

2007-04-03 04:31:43 · 3 answers · asked by RKS 4

My husband's had a very bad credit history before we were married, and mine was excellent. He's working on rebuilding it now, but what can and should I do not to get mine damaged? Is there anything I can do to help him rebuild his?

2007-04-03 04:23:51 · 14 answers · asked by bubbleagna 1

2007-04-03 03:07:34 · 4 answers · asked by tahnwen 2

2007-04-03 02:16:18 · 8 answers · asked by dave h 1

2007-04-03 02:12:19 · 11 answers · asked by Stephen F 2

2007-04-03 01:51:42 · 4 answers · asked by ruben h 1

i have bad credit for a long time and i am wanting to get back on my feet where do i start

2007-04-02 20:48:02 · 3 answers · asked by Anonymous

I have about 20 credit cards that I never use. I'd like to maximize my credit score. Is it better to cancel most of them (say, all but 2) in order to have less potential credit liability, or would the short-term relationship (less than 2 years for most) be an indication of a lack of stability?

2007-04-02 19:37:50 · 5 answers · asked by laurie_sunshine 1

they are predaters ruining the fabric of our country

2007-04-02 17:07:11 · 2 answers · asked by adkflan 1

Im slowly climbing out of debt. But after I pay a card off, I find an excuse to use it again. I think that canceling each card after paying it off is the way to go, but my wife says it looks bad on your credit. Is that true? I have worked my butt off to get to a 748 credit score and I'd like to keep it.

2007-04-02 16:17:12 · 10 answers · asked by Anonymous