i have had 5 credit cards go to collections and become closed. i then got around to finally paying them with a plan. well i now have paid off 4 of the 5 credit cards. the last one remaining is paid on a monthly basis on time. one of the ones i just paid off was at a lawyer firm and he said i made good enough payments to be put on a clear credit program, where i pay a certain amount, it gets paid off, and they erase it from your credit report as if it never existed. so my question is...being with that, if it makes my credit look better, what about the other ones i paid off, because i know they stay on your report for 7-10 years, so will that help me out credit wise, or just be one less negative thing? i am in need of getting qualified for a student loan and this delinquencies on my report are stopping me. help?
2007-02-20
14:56:22
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3 answers
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asked by
kburgess612
1