Credit - February 2007

2007-02-22 00:49:39 · 2 answers · asked by Amy T 1

The manager says it is OK to change the amount since her clerk quoted the wrong price and sold the shirt to me for less than the store paid for it.

2007-02-21 23:54:22 · 7 answers · asked by Gerald C 1

2007-02-21 21:21:14 · 6 answers · asked by jlb 5

me and my husband owe 30k in debt together if not more and we have a repo on out credit score is it better to pay it off or claim bankrumpt, and if we claim bankrumptsy do we get our taxes back at the end of the year?

2007-02-21 20:29:52 · 5 answers · asked by oneandonlyness 4

I spend hundreds on ebay -buying downloads all over the net but for a 2 dollar domain they say my cards no good Thanks Johnny

2007-02-21 19:58:16 · 2 answers · asked by havenjohnny 6

if i pay it off will it fix my credit score

2007-02-21 19:57:59 · 7 answers · asked by oneandonlyness 4

2007-02-21 19:54:29 · 6 answers · asked by Mike M 1

I'd much rather pay interest to a charity.

2007-02-21 19:31:28 · 4 answers · asked by jproche5 1

2007-02-21 18:37:07 · 3 answers · asked by pete k 2

There is also reference to them in the movies "Panic Room", "Die Hard in LA", Casino Royale(?)

2007-02-21 18:31:57 · 10 answers · asked by chinainvestor 3

I am looking to secure financing on an unexpected piece of property which came available.

Naturally, I will need a loan. If i obtain my credit reports, and pay off the closed account which are posted for collection, will that help my credit score enought to make a signifiacnt difference?
I have no car loans, nor do I have credit card debt...But I have a very poor score due to unpaid medical and various collections hitherto unpaid. Please advise what to do to get my score up enought to qualify for (even a high interest loan) I have the income..but need a mortgage. Also, will any more than 20 % downplayment have any bearing with a poor score? I have NEVER declared bankruptcy, planning on always "sometime" paying all my debts to those I owe!

2007-02-21 18:30:06 · 5 answers · asked by Anonymous

My husband has a 797, and i was wondering how high you can go.

2007-02-21 18:14:56 · 7 answers · asked by lillyrgz02 1

2007-02-21 17:40:19 · 8 answers · asked by rosesbloom7 2

When I made a large purchase at a department store, I applied for their card in order to get the discount they offered. But I have no intent to ever use the card. Should I officially close the account, or just cut up the card and throw the pieces away? What is best for my credit? - Thanks

2007-02-21 17:24:55 · 20 answers · asked by Anonymous

i called different credit counseling but they tell me i dont make enough to qualify or i have 500 dollar payments a month. i only make 1000.00 a month and i still have to pay rent how can i pay 500 dollars a month. i need some advice

2007-02-21 15:54:12 · 10 answers · asked by jenks1545 4

2007-02-21 15:37:08 · 8 answers · asked by Srinivasan 1

2007-02-21 15:32:11 · 5 answers · asked by jhon smith 1

2007-02-21 14:51:18 · 8 answers · asked by keziah 3

I just turned 18 and i am trying to get a credit card and they told me to apply to stores first so i applied to walmart and target but everyone keeps denying me because i have no previous credit? where should i apply that will except me???

2007-02-21 14:45:32 · 18 answers · asked by Anonymous

2007-02-21 14:39:01 · 4 answers · asked by Red 1

Im not sure if it makes a difference but it was in California.

2007-02-21 14:16:15 · 4 answers · asked by Dar D 1

i heard you can get your credit report for free o nce a year

2007-02-21 13:52:31 · 5 answers · asked by cakj14 1

Her name is actually on the card... If we break up and she does not pay it, can I go after her legally?

2007-02-21 13:18:03 · 10 answers · asked by legaleye2005 1

Well during the end of summer last year I had somebody call me saying I owed on a best buy account which I do not have. I finally called & had that fixed so nothing more from them. But this afternoon I had somebody call me about my "mastercard" account something about I owe them so much money but thing is I do not have a credit card PERIOD, I do not care to have one & I don't have a debit card or even much money in my bank account. Thing is the people calling me asking for this money I have NEVER gotten a bill from so are there people trying to scam me out of money or somebody just giving them my name trying to get money from me, I know there can be people calling from 800 numbers that aren't "official" can somebody help me with what could be going on?

2007-02-21 13:17:48 · 15 answers · asked by panthergirl_55 2

I have a friend who just got a notice from a creditor via the Sheriff's office. Is it true that if you just stop paying your credit card bill after 7 years it just falls off? He hasn't paid in 6 years- due to medical circumstances (he's not just avoiding it- so don't go there please). He's gotten advice like "if you don't pay it, after 7 years it will fall off-as long as you made NO payments at all" so now that it is getting close to 7 years, all of a sudden he gets this notice. Then he's heard, just pay a small amount like $1 a month and that will at least prevent legal intervention.
As stated before, he's not just avoiding it, but due to some medical expenses that he assits with for a family memeber, he just cannot afford to stretch the budget by even $20 a month.

What does everyone think?

Please no negative comments as I will flag them &/or report them. We really need some serious advice only.

thank you in advance.

2007-02-21 12:51:59 · 14 answers · asked by georgiadiva 2

i just requested a credit report about two weeks ago. i don't like that one it's hard to understand so i want a different one. some people say not to pull your credit report often and if that's true than how come? do you think it would be okay to pull it again?

2007-02-21 12:34:48 · 5 answers · asked by need a answer 2

I have an AMEX. I got a new AMEX (new type of card, not replacement card). I want to get rid of the old AMEX account. Can I do that without hurting my credit? I have perfect credit and don't want it dinged... Thanks!

2007-02-21 12:04:33 · 7 answers · asked by legaleye2005 1

2007-02-21 11:55:37 · 6 answers · asked by alianute 1

I have never replyed to any letters sent by natwest bank in the uk the debt was 7,000 pounds neither have i replyed to any letters over the years from any collector chasing up the debt there for being 2007 now when was I STILL RECIVING LETTERS FROM ANOTHER COLLECT WHO WAS CHASING IT CALLED ROBINSON WAY AND CO SEEING THAT ITS NOW STATUE BARRED WHICH MEANS THEY CAN NO LONGER USE THE LEGEL SYSTEM TO RECOVER !!! why waste time sending letters? ALSO A CCJ HAS NEVER BEEN ISSULED

ITS STATUE BARRED DUE TO THE STATUE OF LIMATIONS ACT 1980 SO THEREFOR WHY BORTHER SENDING LETTERS? ALSO I HAVE NEVER PAYED ANY OF THE COLLECTORS WHO HAVE BEEN CHASING ME ANY MONEY TOWARDS THIS DEBT THERFOR THEY CAN'NT DENY ITS NOT STATUE BARRED! DO KNOW WHY THEY ARE WASTING TIME WITH SENDING LETTERS?

2007-02-21 11:49:27 · 5 answers · asked by mark f 1

I have a Bank Of America Visa card and intend to cancel it due to reports the bank is issuing credits cards to undocumented (i.e "illegal") immigrants. But I want to know what other banks are following a similar policy so I don't switch to another bank following a similar practice.

2007-02-21 11:48:57 · 2 answers · asked by Big Cat 1