Credit - February 2007

plus we need a loan badly, what is the solution?

2007-02-22 23:20:03 · 9 answers · asked by myrlabelle 2

My ban k have sent me a letter saying that next month they are cutting my overdraft down from £1700 to £500!!!
I can't afford to pay it all of by the time they cut the overdraft limit and am going to inccur loads of charges! Are they allowed to give me an overdraft and then just take it away??

2007-02-22 21:54:08 · 12 answers · asked by janetlouise24 4

2007-02-22 21:40:15 · 14 answers · asked by lifeboat51 1

2007-02-22 20:03:40 · 2 answers · asked by hrypca 1

Although I give payment monthly but not on the minimum due amount.

2007-02-22 19:17:26 · 16 answers · asked by califra 1

Give Service first, then the money will come to you, how can I use this formula in my Marriage Bureau Buss.

2007-02-22 19:06:57 · 1 answers · asked by Anonymous

when people say that not paying ur bills on time hurts ur credit/credit score is that like being late on phone,utilites,cable etc. i mean like 1 to 2 months not going all the way to the collection department....thx

2007-02-22 18:54:42 · 5 answers · asked by bigflame 1

my fico score is 574 is that bad & how can i inprove that score....thx

2007-02-22 18:42:37 · 4 answers · asked by bigflame 1

Is this possible to convert tht in fixed before the rate on intrest gos high.

or suggest wht to do

2007-02-22 18:13:40 · 3 answers · asked by remote 2

How do a person get good credit .

2007-02-22 17:28:25 · 10 answers · asked by robert l 1

Like if it says pay with credit card can that mean debit too?

2007-02-22 17:05:16 · 8 answers · asked by bethany_8_5 2

I know this probably sounds REALLY dumb but what does like 20k and stuff mean?

2007-02-22 16:42:11 · 9 answers · asked by Sandy 4

Just wondering if anyone is familiar with the process. I will be going through a Chapter 7 and am somewhat scared and nervous. Is this a relatively smooth process? Do creditors try and challege? I have exhausted all othe avenues of repayment and I will be filng soon. Any advice or guidance is appreciated.

2007-02-22 16:26:20 · 6 answers · asked by JennyF 2

Hypothetically speaking:
Lets say I have a credit card with $3000 limit. And it's basically maxed out.

The credit card company sends me checks I can use to transfer balances for a 5.9% APR thru 2010. (Despite the fact I have less than $100 available credit.)

So -- hypothetically - if I borrowed $3000 from a friend for a few days, and paid off my entire balance on the card (currently at 20.99%), and then wrote my self a check to get the money back (which would now be at 5.9%) and pay back my friend, that wouldn't be illegal would it?

2007-02-22 15:40:07 · 3 answers · asked by bdb4269 2

I'm in the process of fixing my bad credit to buy a house for the first time, but I'm also engaged and my husband to be currently has bad credit. I'm trying to get the house only under my name.
Is it true if I get marry I'm also getting his debt or negative accounts?

2007-02-22 15:39:13 · 8 answers · asked by mayaprincess68 2

I know i've seen it before but I can't find how to do it. Please help, thanks.

2007-02-22 15:31:58 · 2 answers · asked by JarlinFo 1

but i get a little sick of the answers from the "fix your credit people"

2007-02-22 15:25:12 · 7 answers · asked by rocket3424 1

My credit score is 574. I have a couple of collection accounts totals to $8,000 on my credit report, which are reported by collection agenies / law firms. Those items were originally opened with credit card companies, but were closed due to delinquency, and then transferred / sold to collection. I need to know what i can do to knock these collection items, that are seriously hurting my FICO, off my credit report. Please help.

2007-02-22 15:15:18 · 8 answers · asked by CowPower 2

i have agreed to settle a debt with boa for far less than the balance they sent me a letter that states by send ing the settlement payment " my account will be considered settled,and i will not be obligated to pay the remaining balance" i guess what im trying to find out is this binding or can they still try to get the full balance because i am sending them everything i have to settle this i know my credit will take a hard hit but it is better than bankruptcy and wiping 25 yrs of perfect credit out

2007-02-22 14:57:37 · 5 answers · asked by rocket3424 1

2007-02-22 13:59:14 · 3 answers · asked by Red 1

after 12 months of use, can i covert boa's 99/500 to one of the mlb rewards one???

2007-02-22 13:56:47 · 2 answers · asked by Anonymous

I used to work for a company that let prisoners on work release,take credit card numbers over the phone!!! The customers had no way of knowing who was getting their information.I got out of that job as soon as i saw what was happening. I was working for a sub-contractor selling direct-tv,and dish network.

2007-02-22 13:56:05 · 4 answers · asked by sugar_n_spice 5

I got my credit report to day from transunion. On my reprot it says my current adress is some weird adrees and the last adress b4 that is some weird adress. Some of the credit cards on the report are mine..however there are 3 cards that are not mine. This freaked me out a bit. i tried to get my credit report from experian and equalifax and when i tried they said my information was incorrect. Then when i tried to get a phone number to despute it. It said I could not file dipute unless I have my credit report from them. how can i do that when it wont let me. Help..what do I do?

2007-02-22 13:39:54 · 4 answers · asked by sarah 3

The debt was my husband's who passed away 12/12/06. The debt is approx 12 years old and there is no judgement

2007-02-22 13:34:40 · 6 answers · asked by Red 1

I want to purchase a subscription on a website but I do not have a credit card. I do have a pre-paid one that was given to me as a gift. It is a Visa but someone else purchased it and put an amount on it and gave to me as a gift.

2007-02-22 13:03:35 · 3 answers · asked by sharrai1 1

After my divorce I ended up with almost all the bills. Some of these ended in collection; now I received a letter stating that I will get sued. I called the agency and told them that I want to start making payments. Do I still have to go to court?

2007-02-22 12:49:52 · 9 answers · asked by laluza 2

I want to open an online store as an extension of my shop i currently lease in the mall. I have a credit card terminal that i use in the store to slide cards and I can enter the numbers manually but I want a way to verify the cvc code to prevent getting stolen cards; as i have in the past. I've heard from people that there is an online service that you subscribe to for a fee that will verify the cvc code when the credit card number is entered. I would greatly appreciate any help you can offer.

Thanks

2007-02-22 12:47:20 · 1 answers · asked by Harezichi 2

A collection agency has collected my taxes for a school loan that I can't even remember getting. I never attended the school and now they are attempting to collect over $7000.00 from me. Is there a statute of limitations on this kind of thing. Is there anything I could do? By the way I was married at this time.

2007-02-22 12:41:38 · 6 answers · asked by Rhonda R 1

2007-02-22 12:36:10 · 3 answers · asked by Anonymous

canadian/british columbia answers prefered. i would like to know what happens in america

2007-02-22 12:31:51 · 1 answers · asked by Anonymous