Credit - February 2007

I have about $ 7,000 in credit card debt that I have be unable to pay for about 2 years now. About 4 cards total. All accounts have been written-off but, I still get 10-12 calls a day from the collectors. I have a few questions ? Can the credit card holders try to sue me ..... or will they was some day go away ? Why would you pay something that has been charged off ?

2007-02-23 06:58:07 · 3 answers · asked by TR 1

Or does it depend on the specific company's policy of reporting to the credit bureaus? Do some companies allow a window to pay before it's reported and how would I find this out? Lastly, do late payments to not-for-profit organizations get reported such as utility bills etc..? Thanks in advance.

2007-02-23 06:53:00 · 7 answers · asked by Anonymous

Sometimes you buy some things and you have to show your credit history(I'm not sure), but I think it's going to be really hard to purchase a car, or apartment, If no one knows the source of your money.....does an average American have athe right to not having their source of income known? If not, how do people who get their money through hustling do it....Do they pay cash?....don't they apply for credit cards, or sign checks?...If I sold lemonade across the street, for example, Do I have to pay taxes for my business as a seller?

2007-02-23 06:49:09 · 2 answers · asked by Gerald N 1

I understand interest rates, but good grief, that is just outrageous. The mortgage on my house is only 5.75%. This can't be legal.

2007-02-23 06:48:04 · 10 answers · asked by Marc B. 3

I have about $7,000 in debt with credit cards and medical bills that are with collection agencies. I have contacted several debt relief groups, but unfortunately they only work with people who have more than $10,000 in debt or they are unable to work with collection agencies.

2007-02-23 06:26:30 · 6 answers · asked by pookiebear 3

2007-02-23 06:23:16 · 9 answers · asked by Ana A 1

I already have 7 neg. things on my report and I am in the process of paying everything off, but I got a letter from another account I had that said they reported my account to the national credit agency. Im despretly trying to fix my score so I am able to buy a vehicle. My score was already 566. HELP!! TIA..

2007-02-23 06:05:21 · 3 answers · asked by Anonymous

One that won't take my money and keep it for themselves? I want ALL my money to go to bills and credit cards

2007-02-23 05:55:45 · 4 answers · asked by Katie L 3

I was told no but the website says it does.. if this is the case someone I care about would have lied to me and don't know why..if not then the website is wrong..

2007-02-23 05:41:36 · 1 answers · asked by Anonymous

2007-02-23 05:40:00 · 2 answers · asked by Anonymous

Im about to pay for an item online with a money order. I'm going to stop at western union. Im 17 with no credit card. Please help. Thanks.

2007-02-23 05:39:04 · 4 answers · asked by Anonymous

2007-02-23 04:52:25 · 14 answers · asked by Lovely 4

Also, will my poor credit pull down HER SCORE if she adds me? The CC in question is a low credit Master Card. What if she adds me as an authorized payor to her mortgage payment? Will that help my credit score?

2007-02-23 04:42:58 · 3 answers · asked by Anonymous

2007-02-23 04:15:57 · 11 answers · asked by D NICE! 2

2007-02-23 04:10:47 · 2 answers · asked by Anonymous

I took a loan from ICICI Bank but due to severe set back in my business I have been unable to pay my last two EMI'S.NOW what I need to know is what might happen if I am not able to pay up in near future, which seems a possibility.Will I be arrested ? Can the bank people take my household items etc.The bank has the property papers as security for the above loan. The banks agents are harassing me every day.Somebody please tell me exact procedure which the bank follows if a customer is noy able to pay.

2007-02-23 04:07:35 · 3 answers · asked by anujsharma441 1

For instance you get a card limit of $1000 dollars, could you transfer a balance more than that amount?

2007-02-23 03:49:41 · 4 answers · asked by jagvore11 2

2007-02-23 03:42:30 · 2 answers · asked by atlian_zone1 1

from a bank statement for how long backdo we know our balance or any stuff .i mean about one month or 2 month..sorry mine english is not good .

2007-02-23 03:39:54 · 2 answers · asked by abcd 1

As far as making purchases online and in stores.

2007-02-23 02:32:31 · 9 answers · asked by Lynne 3

I live in NH and am in my twenties. My husband of 4 years (we have no children) wrote me a note! and said that he is in love with someone else and wants me to move out of our rented apartment (I could afford to live here on my own for awhile). I'm hoping there are some wise people out there who can help me sort out the financial end (I have an older woman helping me deal with this emotionally). Please, no comments about my husband. Just some sound advice from you folks who are in the know and can help me avoid some pitfalls and protect myself in this area.

2007-02-23 02:29:18 · 11 answers · asked by Serena 1

I paid off my Capital one credit card late!! So yes i went into debt and had bailiffs collecting. I paid it all off.
A year later a new debt collector contacted me and as i had lost the last ones letters i paid it again.
Now a year on i have been contacted AGAIN!!!
I have all the paperwork so proving that i have paid it.
My question is Why are they picking on me?
Am i on a list somewhere
How do i stop it!!!

2007-02-23 02:22:13 · 1 answers · asked by newsboysno1 3

2007-02-23 02:20:39 · 3 answers · asked by okie b 1

payment received no idea what auction it is for

2007-02-23 02:00:54 · 3 answers · asked by Charles O 1

I am 23 years old. My freshmen year in college i ruined my credit. In my sophmore year, I paid off all the accounts that were in collection using a debt counseling agency. Once, all my debts were paid off I applied for a Capital One credit card which I was approved for; and, a Macy's credit card which I also was approved for. But, my credit score is still poor........I NEED HELP BOOSTING MY CREDIT SCORE!!!

2007-02-23 01:58:11 · 7 answers · asked by brooklyn 1

I have been doing business with a bank for the past 5 years, and they don't report to the credit bureau.... I heard that if you request for them to, they have to? Is that true? Advice on approaching the subject to the bank?

2007-02-23 01:55:13 · 5 answers · asked by foolscompany 1

My father took out a credit card in my name when I was 13 years old. Now I am 21 and looking to build my credit but there is a credit card charged off due to bankruptcy with a 5000 dollar credit balance from 8 years ago. Please help me with removing these records.

2007-02-23 01:38:53 · 4 answers · asked by Joe N 2

I need this answer as soon as possible …please if you answer this question ..let me know quickly…thanks for your help.

2007-02-23 01:04:51 · 9 answers · asked by Anonymous

Hi,

I received loan offer from "Cash Finance Direct". They told me that I have to call this number 09056753112 (£1,20/min). They also told me that the loan is accepted. I hesitate because all my previous applications to many lenders were rejected.

2007-02-22 23:48:42 · 10 answers · asked by madremedy 1

what methods to debt collectors use to chase debt in another country does anyone know ? If you buy a house can they find you, serious answers please

2007-02-22 23:20:42 · 16 answers · asked by rehad 2