Credit - February 2007

How old do you have to be to apply for a credit card? (Discover, American Express, Visa...)

2007-02-22 08:18:20 · 16 answers · asked by krissy 1

I want a credit card but i dont exactly understand everything a/b them. How do u pay them off? How does it usually work? and whats the best one for a student?

2007-02-22 07:44:45 · 4 answers · asked by CrazyGirl 2

2007-02-22 07:28:04 · 15 answers · asked by MICHAEL H 1

My neighbor is 47 and has only paid cash for everything. She would like to have some kind of credit history.

2007-02-22 07:27:40 · 12 answers · asked by btweenatoms 2

The debt is approx. 5 years old and has left some very negative remarks on my credit report.
Problem is ...I have been paying the lawyers office and the debt is nearly gone. I would like the negative comments and the words "missed payments" removed.The credit bureau has not kept up with the debt and is misinformed.
I tried to contact Capital One because I believe they don't realize the debt has been turned over and an agreement has been made.
I told the lawyers office of the problem. They said Capital One is the problem. They said they cannot remove anything negative that a creditor has put on my report. The comments look a helluva lot worst than the actual debt is and needless to say everytime I see it... I get very upset and feel like Capital One is trying to sabotage me by keeping it there.
HELP...HELP...HELP...

2007-02-22 07:21:56 · 3 answers · asked by Anonymous

I have a full time job, have been working full time for over a year. I need wheels!

2007-02-22 07:02:03 · 10 answers · asked by sylvia's mother 1

2007-02-22 06:59:27 · 9 answers · asked by stell0603 2

2007-02-22 06:56:16 · 2 answers · asked by Anonymous

What do i need to check first with my credit? Is paying off my credit cards good to raise the score? help =) thanx

2007-02-22 06:55:22 · 5 answers · asked by GIGI 3

I called today to try to arrange payments, and they wouldn't let me do what I could afford ($50 dollars a month). They said that I had to do $100 or they wouldn't do it. Can they do this? He said that even if I sent in the money ($50 a month) they were going to garnish my wages and they would "continue collection efforts". Can they do this?

2007-02-22 06:31:59 · 9 answers · asked by eisregenbogen85 1

2007-02-22 06:28:03 · 7 answers · asked by JOHN C 1

2007-02-22 06:26:24 · 4 answers · asked by javsterg 1

my bank has already canelled the $49.95 (both of them) don't make the mistake of trying to send it back through i won't tlorate it if you tricked me which suspect their will be reprocussions thank you glenda

2007-02-22 06:14:29 · 9 answers · asked by jakedoglostandcrazy 1

I'm currently trying to pay my credit card bill and have had some trouble w/ my job the past few months and trying to get a new job so I haven't been able to make my credit card payments... my account is now in collections... so my question is that can I work thru a debt consolidation company?? and what would the process be??

2007-02-22 06:10:21 · 7 answers · asked by chi_twnchica 3

2007-02-22 06:09:49 · 6 answers · asked by William B 1

The only item on my credit is a collection for $165. However, my credit score is 597.

2007-02-22 06:09:18 · 7 answers · asked by shorty2002 2

2007-02-22 06:03:23 · 1 answers · asked by michael h 2

for him-my son told them he was able to pay 200 a month-they offered him a car on sunday and he signed for it-now hes realised the payments are far more than 200 pound and theres no way he can afford it-the firm has said tough you cant change your mind now(he hasnt taken the car yet) can he do anything? please help if u know x

2007-02-22 05:06:47 · 5 answers · asked by Anonymous

2007-02-22 04:44:17 · 6 answers · asked by Dick 1

2007-02-22 04:24:21 · 19 answers · asked by Mystee_Rain 5

I have under $5000 in debt, and I want to make payments, but the payments I can afford, are not even covering the interest I am being charged. This debt was written off as bad debt, and killing my credit along with my debt growing. Does anyone have ideas in ways to get this debt lowered, by negotiating? The majority of the debt came fom Capital One and the agency who now has the account said that they will not negotiate a payment plan with me, per Capital One's requirements. They will work with me on a payoff, but I cannot afford the payoff. Any ideas out there?

2007-02-22 04:11:38 · 7 answers · asked by Donald F 1

I have tried to obtain a loan from my bank but have been unsuccessful. My credit rating isn't particularly good from the past.
I need to get a loan, preferrably that pays out within a couple of days. Please can you advise me of the best places to look (without having to pay an administration fee). Thanks

2007-02-22 03:42:11 · 8 answers · asked by Caitlin 2

2007-02-22 03:33:39 · 8 answers · asked by Kim T 1

I have a loan/charge account with Wells Fargo that I'm wanting to pay off (currently owe around $2400).

I've gotten two quotes that are pretty close in comparison. Which would be the best way to go.

First Financial Bank - 36 Months @ 10.99% - I don't know how much loan fees are there - I'm sure they're at least $100+

Teacher's Credit Union - 36 Months @ 12.5% - No Loan Fees or Application Fees.

2007-02-22 03:21:39 · 3 answers · asked by reandsmom77 6

i have a virgin credit card can you claim the charges back from them and who else

2007-02-22 03:16:20 · 9 answers · asked by suejackrob 1

2007-02-22 01:53:59 · 5 answers · asked by IKNOOR S 1

I am in the process of paying the antorney's retainer fee for a banktuptcy, but until then, how do I get the creditors to stop calling me so much, especially at my work place?

2007-02-22 01:41:28 · 7 answers · asked by frustrated 1

2007-02-22 01:37:09 · 5 answers · asked by IKNOOR S 1

I recently tried to finance a car (knowing that my credit wasn't great), and was crushed to find out that not only wasn't it great but I fell into some category called "double 0". So when the dealer asked me "what happened?" I told him that I received a "special credit card offer" from capital one when I was 16! He then told me that it was illegal for the credit card companies to post any type of credit ratings on my credit report since I was under 18 at the time. He also told me I should contact the Attorney Generals office and notify them of this. I checked my credit report and it is listed on there as "Account Opened in 2001" (when I was 16!) Basically all I want to know is there some truth to this? I also want to know if it would be wiped off my credit report if I did notify the Attorney General. Please let me know

Thanks
Samantha

2007-02-22 01:30:53 · 2 answers · asked by Samantha L 2

2007-02-22 00:52:45 · 8 answers · asked by A MAN 2