who can you claim your bank charges back from?

Question

i have a virgin credit card can you claim the charges back from them and who else

Answer 1

This is an article on claiming back bank charges which might help you --> http://www.moneytowers.com/2006/banking-credit/claim-back-unfair-bank-charges/

There is also a free template letter here if you do decide to try and claim some charges back --> http://www.moneytowers.com/2006/banking-credit/template-for-claiming-back-unfair-bank-charges/

Good luck!

Answer 2

If you go to www.moneysavingexpert.co.uk there is quite a large section on there about who you can claim charges back from, how to do it and how to get help doing it, and also which charges you can claim for.

It can be quite a slow process be warned, my brother has just been through this, and it took him around 6months to claim the charges back from his bank. However, he did manage it, and they did pay out eventually, but they had him worried for a bit because unless you're really lucky they do go through the process to go to court with it all before they give in and pay up.

Definately look on that site though, its also got loads of stuff from people who have successfully claimed too which is really useful!

Answer 3

You can claim charges back from any bank account or credit card as long as each individual charge you are claiming is over £12.00.

Answer 4

Credit card charges go with a credit card don't they? That is how the company make their money.
Surely you can only claim back charges that are wrongly implemented?

Answer 5

hi - I artwork for a substantial economic centers corporation and characteristic controlled the customer provider branch, and additionally replaced into in charge for ensuring regulatory compliance, so optimistically i will help. Any redress presented to you (subsequently the charges you have claimed back) is a separate remember from any charges which you owe to the economic corporation. With that pronounced, in case you refuse the furnish made via the economic corporation, the economic corporation isn't under any criminal duty to honour that quantity in case you consequently substitute your recommendations. you're in something of a complicated place, and would desire to make an assessment of whether you would be prepared to pursue this remember contained in direction of the courts if mandatory, and additionally evaluate how urgently you like the money. greater often than no longer, banks have not defended their costs and quotes interior the courts, yet whilst they start to accomplish that and win you will get no longer something in any respect. Realistically talking, i could say that that is greater probably than no longer which you would be able to get carry of the entire quantity back in case you pursued the criticism, given the song record of banks as much as this factor. interior the circumstances, in case you elect to settle for the cost you will desire to write on your economic corporation to request that the £725 is issued to you interior the kind of a cheque. it is not an unreasonable request (as many banks pay redress via skill of cheque), and you will desire to then pay this cheque into an account that may no longer held with the economic corporation so as that the money are no longer frozen or set-off against your charges whilst your IVA commences. In answer on your particular question, your recommendations are: a million. settle for the cost of £725 (risk-free determination, funds attainable faster quite than later, yet least funds) 2. Reject the furnish and pursue your criticism for the entire quantity of £a million,250 (riskier determination, funds attainable later - if in any respect - quite than faster, yet possibility of better common benefit). Which one is appropriate to your particular circumstances is which you would be able to be certain. wish this helps, despite the fact that if i will help greater please post greater guidance and that i will attempt to grant greater guidance in reaction. suitable of luck to you!

Answer 6

Have a look at www.moneysavingexpert.co.uk

They have the templates there for you to complete and send to your bank

Also have a look at the BBC website Jeremy \Vine show on Radio 2

Hope that helps

Answer 7

Send an email asking this question to [e-mail]
She is dealing with my claim.

Answer 8

phone them and find out an address and then mail them asking for it bk

Answer 9

www.bankcharges.info