I have a full time job, have been working full time for over a year. I need wheels!
2007-02-22 07:02:03 · 10 answers · asked by sylvia's mother 1 in Business & Finance ➔ Credit
just go to the dealership or bank. They will let you do it, if you have decent credit.
I made no down payment on my house and vehicle. I had a credit score of only 675.
2007-02-22 07:05:22 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Yes you can buy a vehicle with no down payment. The dealership can do it one way if you do not have great credit, or if you do have good credit, you can do it anyways. Now if you do not have great credit, the dealership can mark the price of the vehicle up for you and then put down an amount for a downpayment that equals the amount they just marked up on the vehicle. It would be like this: You want a car, costs 15k, the dealership writes on paper, 17k price of car minus downpayment of 2k cash, final price 15k. The bank will look at that better than just 15k car with no downpayment.
2007-02-22 08:50:09 · answer #2 · answered by mike 2 · 0⤊ 0⤋
the position have you ever "considered" many human beings purchase autos with "like" no money down? Do you draw close out at dealerships? have you ever taken care of by each of the transactions on "many" human beings? at the on the spot are not making such sweeping statements. many human beings commerce in 2 or 3 year previous autos. it truly is a down charge of varieties. And that is authentic that folk who do not want credit get the most suitable credit expenditures and words. As they are shown - as in lengthy employment, suitable credit status, have had years of credit historic previous. Being youthful and nevertheless new to this - you do not have all that. you have not shown your credit worthiness yet. The finance human beings have no longer something to exhibit that you'll pay oftentimes and on time. so they offer concept to that a chance. as well as a down charge reduces the fee of a vehicle and, for this reason, reduces the month-to-month funds to a extra attainable factor. So it may seem unfair to you - yet it truly is the way it fairly works. You both keep up for this down charge - it truly is fairly no assure you receives a private loan both. or you keep up and purchase outright a vehicle you may have adequate money. period in-between you artwork on the different issues - like consistent employment for 2 years or extra useful. A mastercard opened that you're to blame with so a sturdy score is stated to the credit comments. One has to artwork their way up in existence. And one oftentimes would not start up with a huge vehicle personal loan.
2016-10-17 08:34:59 · answer #3 · answered by Anonymous · 0⤊ 0⤋
You don't necessarily need a down payment to purchase a vehicle.
Some companies will even lease a vehicle without any money down.
2007-02-22 07:05:58 · answer #4 · answered by Anonymous · 0⤊ 0⤋
i used to work at a car dealer. we usually asked for a 3 year work history. and to have a 0 dpwn payment you have to have good credit. it also depends on the price of the vehicle. Good Luck!
2007-02-22 07:11:41 · answer #5 · answered by baller99 1 · 0⤊ 0⤋
Check with your local car dealers...I'm sure they can help you. Or, maybe consider leasing since you are not putting any money down. This site also has some helpful information about auto loans and you could find out if you would qualify. Good luck!
http://loan.divinfo.com/
2007-02-22 07:11:20 · answer #6 · answered by Reenie 3 · 0⤊ 0⤋
Try the below company
2007-02-22 15:05:55 · answer #7 · answered by Alex K 2 · 0⤊ 0⤋
easy. your payment will be a little higher. it also helps if you have good credit.
2007-02-26 06:06:17 · answer #8 · answered by rstall384 2 · 0⤊ 0⤋
You can... Its just that the monthly payments will be higher.
2007-02-22 07:06:16 · answer #9 · answered by loveknows 5 · 0⤊ 0⤋
WITH A GOOD *** CREDIT SCORE
2007-02-22 07:04:49 · answer #10 · answered by moniquita 3 · 0⤊ 0⤋