Anyone know a legitimate credit counseling service?

Question

One that won't take my money and keep it for themselves? I want ALL my money to go to bills and credit cards

Answer 1

Why do people want to have others provide a service for them and expect not to pay for that service? You won't find a legitimate debt consolidation service out there that won't charge you something. If you want to use someone's services, you can expect to pay for it. That is the American Way.

Answer 2

Why not just consolidate your bills? A debt consolidation loan replaces your high-interest credit card and consumer debt bills with one single low-interest loan, so you end up paying less, and you have only one payment to manage.

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Answer 3

My important different and that i are dealing with a similar question, and the recent financial disaster rules comprise debt counseling in the approach now, so the factor is moot. this is extra effectual to hunt for criminal debt counseling which could interfere with all debt, no longer in simple terms credit card debts. some absolutely everyone isn't in debt to plastic, yet to hospitals, domicile loans etc. Do double examine any corporation you compromise directly to artwork with very heavily. you do no longer desire to be scammed and finally end up in worse shape. i might sugesst looking on your community section, and notice if there are any agencies, state or government run, which could assist you to, previously you step off the ledge into cyber area. seek for extra effectual Busness Bureau comments, customer watch internet web pages, and rip-off alert web pages previously you provide your funds or concepts to absolutely everyone of them. reliable good fortune

Answer 4

Yes the U.S. Bankruptcy chapter 13 is the only way. In fact almost all lenders in your future will see this action as a chapter 13 anyway. You are re-organizing your debts