I have been doing business with a bank for the past 5 years, and they don't report to the credit bureau.... I heard that if you request for them to, they have to? Is that true? Advice on approaching the subject to the bank?
2007-02-23 01:55:13 · 5 answers · asked by foolscompany 1 in Business & Finance ➔ Credit
no...you don't understand. I WANT them to report things, I have finanaced a 30K car, 2 motorcycles 12K, a 5K personal loan, and none of it is on my credit report....can I MAKE them report it? It is not helping my credit with it not on there.....
2007-02-23 17:16:14 · update #1
I don't know if they "have to." Some will but they may end up charging you a fee to do so. My advice, talk to someone that you're use to dealing with at the bank (loan officer, etc.) and ask them about it. The most they can do is say they won't do it - no harm done.
2007-02-23 01:59:12 · answer #1 · answered by reandsmom77 6 · 0⤊ 0⤋
in case you get a private loan inclusive of a private loan, motor vehicle or own mortgage with a economic enterprise, they'll record your reimbursement background to the credit bureau. you will not get reported for in simple terms establishing a chit fees or checking account.
2016-12-17 17:02:29 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Hi!
Nope. Not true at all. Banks don't normally report anything to the bureaus..they do pull credit reports on new customers, though.
I don't think you should bother them at all about this.
2007-02-23 02:10:15 · answer #3 · answered by Anonymous · 0⤊ 0⤋
It depends on what type of business you're doing with them. If you have a checking account with a bank, there's really nothing for them to report. Nothing on savings either.
If you have a loan or credit card, they should be reporting your payment history.
2007-02-23 02:00:12 · answer #4 · answered by Faye H 6 · 0⤊ 0⤋
What you need to do is ask a manager. You have a right to know their policy.
2007-02-23 02:00:03 · answer #5 · answered by T C 6 · 0⤊ 0⤋