I got my credit report to day from transunion. On my reprot it says my current adress is some weird adrees and the last adress b4 that is some weird adress. Some of the credit cards on the report are mine..however there are 3 cards that are not mine. This freaked me out a bit. i tried to get my credit report from experian and equalifax and when i tried they said my information was incorrect. Then when i tried to get a phone number to despute it. It said I could not file dipute unless I have my credit report from them. how can i do that when it wont let me. Help..what do I do?
2007-02-22 13:39:54 · 4 answers · asked by sarah 3 in Business & Finance ➔ Credit
the add's are for tucson, come to think of it my ex lives in tucson now...i use to have a credit card and he was a user on it. but i took him off the card in 2004 when we broke up. Could his info and card gotten put on my report...how would that be possible?
2007-02-22 13:50:33 · update #1
I would go back to the first one who you got a report from and see if you can' get them to help you start the ball rolling ....since they were did give a report you may find them helpful...what do you think? Just a thought...where else to start is the bank who issue your cards too. Talk with them and see what they have to say ...since they know you!!! Good luck.
2007-02-22 13:49:42 · answer #1 · answered by scweiss4u 1 · 0⤊ 0⤋
File a dispute form with Transunion immediately and let them know what's going on. Take a copy of that dispute report to your local police station and file a complaint of identity theft and then forward a copy of the police complaint to Experian and Equifax to let them know that you are the right person and then file dispute reports with them too. Ask for an alert on your credit report and they red flag your account. Please do all the above steps immediately and I wish you Good Luck.
2007-02-22 13:49:58 · answer #2 · answered by Akbar B 6 · 0⤊ 0⤋
Credit companies are required to give you all information that is against you. You should ask for the info in writing, and they have to give it to you- any info that you dispute they have to prove or pull it off your record.
As far as any other record goes- all you have to do is send them a certified copy of your social security card and birth certificate and you should be able to have access to your records. If they cant prove its you- they have to remove all the bad stuff.
you will have to file a police report also in your state to show that isnt you- it helps. So make sure you do it.
2007-02-22 14:06:35 · answer #3 · answered by glorymomof3 6 · 0⤊ 0⤋
the link below contains articles devoted to the subject of identity theft. You'll find what you need there
2007-02-22 14:18:43 · answer #4 · answered by Anonymous · 0⤊ 0⤋