2007-02-21 17:40:19 · 8 answers · asked by rosesbloom7 2 in Business & Finance ➔ Credit
You're probably not going to like this, but it's the best way.
1. Cut up the cards. Now.
2. Cut up that last one you saved for "emergencies" too.
3. Put $500-$1000 in the bank in a savings account. (this is for emergencies)
4. Cut your expenses and track your spending.
5. Plan your bills. Pay off your smallest debts first. (Don't worry about interest)
6. Pay minimums and dump everything you have into the smallest debt.
7. Get an extra job and sell anything you can on ebay.
8. Limit your spending/party money to $75 or less a month.
9. After a year, or three celebrate being debt free and laugh at all your friends who made fun of you while you were scrimping to pay it off - they'll be in debt still.
2007-02-21 18:44:31 · answer #1 · answered by txdavid74 3 · 1⤊ 0⤋
1
2016-09-27 23:12:10 · answer #2 · answered by ? 3 · 0⤊ 0⤋
If U have some extra money, I'd say pay more than is reqiured each month or even double payments on car loans, which by doing that can actually help improve your credit score.
2007-02-22 02:40:17 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I recommend you to check this site that can solve your doubts http://www.FINANCE-SOLUTIONS.INFO
RE:What is the best way to pay off an auto loan and credit cards?
2014-07-24 02:14:36 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Getting a debt consolidation loan is also an option. Just make sure you don't max out those cards again. Try the below website for rate and payment comparisons
2007-02-21 19:38:43 · answer #5 · answered by Anonymous · 0⤊ 2⤋
personally, i think you must have a great income, i mean extra income.
there are many ways over the internet you can choose from.
investment, affiliate or etc.
plan 1 big project for you..target what you want to achieve..focus..action!..
actually..i am facing the same problem like you..too much credit debt!..:(
anyway..this is just a proposal only..:)
2007-02-21 17:52:27 · answer #6 · answered by Vidor Rayne 2 · 0⤊ 1⤋
Compare rates free
2015-01-27 11:14:02 · answer #7 · answered by ? 1 · 0⤊ 0⤋
I recommend you to check this site that can solve your doubts FINANCE-SOLUTIONS.INFO
2014-05-14 09:22:16 · answer #8 · answered by Anonymous · 1⤊ 0⤋