Joint credit... not a credit card in one person's name, and an additional card.
2007-02-20 15:15:16 · 9 answers · asked by Salsa 1 in Business & Finance ➔ Credit
I wouldn't recommend this for anyone. It's just asking for trouble.
If you insist, you merely apply for it as you would any other card. Go to the bank you bank with, and explain what you want, they'll walk you thru it easily.
However understand, no matter what happens, you'll both be responsible for the balance. And the collectors always go after the one they can find, they don't care who bought what, or what it was for.
2007-02-20 15:20:37 · answer #1 · answered by kb 2 · 2⤊ 0⤋
THAT'S NOT A GOOD IDEA & if i were you, i would definitely hold off on that. Your usually suppose to get a joint account when your MARRIED, what are you going to do if your boyfriend or yourself can't afford to pay the credit card bill one day? and what happens when you both decide to break up one day? YOU WILL SCREW UP YOUR CREDIT. on top of that, you will be facing a big mess with the credit card company on how to figure out who's gonna pay the bill, etc. BE A SMART GIRL and use your credit WISELY.
2007-02-20 17:46:11 · answer #2 · answered by sugarBear 6 · 0⤊ 0⤋
This is not recommended! I can only come up with one reason why you would do this> If your credit is too new to get a credit card or if your credit is not good and he is helping restore your credit as a favor then maybe, but it is true you both will be responsilbe for the debt no matter what. ( if this is the case I would go the bank and get a secured credit card)
2007-02-20 16:09:00 · answer #3 · answered by CG 1 · 0⤊ 0⤋
I agree with all of the other posters.
Please please dont do this!
Lets say (just bare with me here I know he is great and all of that), that you find out that he took some other woman to dinner (or worse) or whatever and you two break up!
Exactly how much of this are you going to WANT to pay for.
Suppose you decide to dump him....how high do you think that he would charge up this card to get even with you?
Dont give me that crap about he's not like that til you read on here about women who have been married for 20 years and found out that the husbands have KIDS with other women! (doubt that they were like that when they were dating)
Get your own card and let him get his own.
If you want to give him a card and vice versa, then so be it...Getting a credit card together does not prove he loves you!
How horrible will you feel having to pay this bill every month... knowing that someone else reaped the benefits.
Dont play married till you are!
He wants to prove his love to you and vice versa, DO IT WITH A RING and a date!
2007-02-20 15:28:27 · answer #4 · answered by kissmymiddlefinger 5 · 0⤊ 0⤋
dont do it dont you ever watch tv judge judy and judge joe brown? a lot of people on there in court are ex boyfriends and girlfriends and ex sweethearts of all kinds who have credit card debt that one of them is refusing to pay.do not do it it can ruin your credit for years to come most relationships fail do not screw up your life for anyone else.good luck.
2007-02-20 15:29:41 · answer #5 · answered by dixie58 7 · 1⤊ 0⤋
how replaced into it that she assumed that she does no longer owe debt she ran up? She would not owe 1/2 she owes for what she spent and the finance expenditures thereon and component of any late expenditures. once you're saying he's not keen to pay something then i assume he's letting the account default. at the same time as is she going to pay him? she will be able to position in writing a freelance with him and conform to be particular funds in preserving with month until eventually that is paid off. seems to me at the same time as he gave a card to her, properly he continues to be the owner of the cardboard and the bill is going to him, so he's to blame to envision a compensation plan with the creditors. perhaps he's unemployed, perhaps has no money to share with the creditor, or is waiting for her funds as a fashion to pay the creditor, or if he's conserving off for spite. If she would not pay him then he can sue her. seems to me although that if everybody receives stated as into courtroom by the creditor it might want to be him and by no potential her. Yeah, he might want to be to blame for the completed quantity to the creditor yet he might want to finally end up suing her if she would not make a compensation plan with him in my opinion. yet wager what? If she did this to him she will be able to do it to you as well. Lookout.
2016-10-17 08:21:04 · answer #6 · answered by ? 4 · 0⤊ 0⤋
the application will have a section to fill out if you want a co-borrower. this is the part your boyfriend fills out.
2007-02-22 16:41:12 · answer #7 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋
your just asking for trouble if you do it. DONT
2007-02-21 05:35:30 · answer #8 · answered by Cornell is Hot! 4 · 0⤊ 0⤋
Don't do it.
2007-02-20 15:22:57 · answer #9 · answered by J W 4 · 1⤊ 0⤋