Credit - January 2007

how long does it take to establish my credit? If I pay in full each month ithout missing a payment, thanks I just want to get informed!

2007-01-22 02:40:44 · 7 answers · asked by Anonymous

Hello, here is my situation. I am deep into credit catd debt to the point where I can't pay the minimums. I don't have a job nor have I worked for many years. I have been doing things on ebay and the such to make the money to pay the cards but it's catching up. If I would get a full time job it wouldn't be enough to pay the minimums.
I own nothing. Live with family. Own a car that isn't worth more than about 1000.00. so basically I have nothing to my name except this debt. I am currently starting a business but this will take sometime to get going and to able to make enough income to pay th cards.
Any advice on what I can do? Some are smaller but still too high to pay off in one chunk.
Any ideas would be great! thanks

2007-01-22 02:18:49 · 9 answers · asked by ? 2

I bought services from a local retail store that has their own branded credit card. Months later, additional charges were added, without my authorization, and without my signing a second time. They used my same first signature to "complete the installation". The work is now completed, and it is $4000 more than the original estimate, and the charges are on my credit line in the store. What are my legal rights?

2007-01-22 01:15:13 · 2 answers · asked by Anonymous

2007-01-21 23:48:47 · 9 answers · asked by rhondahea 1

i put in my debit card and it would not except it please help me

2007-01-21 22:39:22 · 9 answers · asked by patricia * 1

i said i have 2 jobs, main job earn 8 hundred a month, and second job 2 hundred a month and good credit history and no credit cards. I want to borrow 10.000 pounds. Do you think they will agree? from information i have provided. I am not currently in debt and have never been.

Please tell me will i be accepted?

they said call u back within 24/48 hours..

thank u x

2007-01-21 19:55:31 · 5 answers · asked by Anonymous

2007-01-21 19:17:45 · 5 answers · asked by CollegeChick 1

Other than Paypal and Escrow.com, what other online payment services are out there? I am looking to setup an account to receive $$$$ for my services. I am NOT looking for payment services
that charge arm and a leg. Thanks.

2007-01-21 18:46:59 · 5 answers · asked by razz3900 1

Ok whenever I buy something off eBay I use paypal and theres like an 8day wait period for your payment to clear. Howcome I sold something on eBay and she used the BUY it Now and I got my money right away? How are they doing that? I only have a debit paypal accoutn. no credit card. is that why?

2007-01-21 18:18:30 · 6 answers · asked by Help me 3

2007-01-21 17:53:14 · 7 answers · asked by Anonymous

I have a 570 credit score but I havent been late with a bill in 3 years! I own a paid off 140k house I rent out, a 04 jeep wrangler paid and a 02 GSXR but cant get even get a home equity line of credit due to my score!!! Ive paid my rent of 600 for over a year early every month. Same with my power, water, cable, and more. Have a checking and savings acct with balances between 400-2k consitently. I even got one of those really bad credit cards that charge about 300 bucks just for starting them and only have a 300 $ credit limit and pay it off completly every month and my score hasnt changed! I reported all inaccuracies on my credit report and went back to the cards I got when I was 18-20 and paid them even though they werent trying to collect but it didnt do any good. The only advice the credit unions will give me is to pay off everything I owe and lower my balances but suprise! I dont owe anything so thats useless advice!
HELP! My lease is expiring on my apt and I want another house

2007-01-21 17:06:02 · 6 answers · asked by hopes2graduate 1

I had a 750 credit score, i went to buy a car and a ford dealership sent my app to 15 different companies that all ran my credit over a few days now my score is a 683 can i do anything to help or to get my score back up quickly???

2007-01-21 16:21:55 · 6 answers · asked by walker texas ranger 1

I use an american express card and I wanted to know if there was a way to actually draw down from the available credit in the form of cash or funds into my bank account?

2007-01-21 15:32:45 · 2 answers · asked by yoko3822 1

You know where you call and they stick all your debt all together and then lower your interest rate so you can pay it off faster. Does that stay on your credit report, like filing bankruptcy?

2007-01-21 14:59:31 · 8 answers · asked by sadlymistaken 2

We are in the process of paying all of our credit cards off. Four of them will be paid off this week. The interest rates aren't the best so I was wondering... Should I keep the accounts open with zero balance or call and close the accounts? What is better for my credit score?
Thanks!

2007-01-21 14:57:45 · 7 answers · asked by soonerfan0808 2

Im not in debt now and I own my car paid in full.The only ones ive been offered are insured or secured cards and I see them like a debit card.Will these cards proper use be the doorway to a real credit card or not?

2007-01-21 14:45:16 · 11 answers · asked by butterflyspy 5

2007-01-21 14:29:30 · 5 answers · asked by little-miss-know-it-all 2

is it too soon to trade in my car or should i continue to make the pmts until it is paid off?

2007-01-21 14:19:10 · 5 answers · asked by Shaun R 2

I had to file because of 500,000$ plus in medical bills because of cancer. I need a new one ton or bigger truck to continue to work. I drove over 210,000 miles last year in a two door truck,no sleeper, slept in front seat,
My retirement is 1500$ a month so I could use that as payment. but because of past no one will talk to me with out wanting 13% or more interest. I JUST WANT TO WORK SAFELY and have place for me, wife and dog to sleep confortable. My truck is paid for as I reafirmed it in bankruptcy. Don't want hand out,, just hand up

2007-01-21 14:05:49 · 1 answers · asked by wyndwalkr1 1

2007-01-21 14:00:13 · 4 answers · asked by Shaun R 2

2007-01-21 13:58:58 · 4 answers · asked by Jessica C 2

2007-01-21 13:30:27 · 13 answers · asked by Shaun R 2

Creditors have been calling my home about my son's bills that he owes. (Mainly hospital bills) These are not my responsibility and I am tired of receiving these calls and the last straw for me was them calling my home on a Sunday evening. Do they have the right to call my personal number and then on a Sunday evening at that?

2007-01-21 13:17:47 · 9 answers · asked by love_my_4x4 3

I gave a deposit for a trip on 1/9/07 for a trip in 7/07. I had to cancel within 2 weeks and they won't refund my deposit. They will apply it to another tip. I find this unacceptable. I would apprecitate any comments on this subject.

2007-01-21 13:11:18 · 11 answers · asked by Anonymous

Blockbuster is awful they charged be a whole nother week on a one week rental in 2003 because i was an hour or so late returning the dvd. instead of 6 pm it was 7 pm; and i was pissed and never paid it. recently my friend told me they can take me to collections on this is this true? went to store no record of the fee but i know i owed it but was avoiding paying it.

2007-01-21 12:57:34 · 10 answers · asked by acid 1

just click on credit confusion and enter afew of your details and your credit score comes up within seconds.try it if you want to know it!!! i just thought some people out there might find this information usefull.

2007-01-21 12:16:15 · 3 answers · asked by bigbaps 3

They are not on any of his bills. I am having a little dispute with a friend over this...... I say no they are not, my friend says the parents would be responsible. Which one of us is right ???

2007-01-21 11:53:22 · 7 answers · asked by Anonymous

if a person own me money, should i first take him to court or i can report him to credit bureau?

2007-01-21 11:33:49 · 3 answers · asked by pnaznp 2

My ex wants to take over the mortgage after the divorce is final but I'm afraid that it won't be paid for properly and it may go into foreclosure and ruin my credit. Is there a legal way to get my name off the mortgage papers and therefore not have to worry every month about the mortgage being paid?

2007-01-21 11:19:59 · 5 answers · asked by coastingrightalong 1

I have 30$ and i want to buy stuff from online because it is cheaper and there is cooler stuff online. I'm 15 yrs old. How can i go about doing this ?

2007-01-21 11:05:53 · 9 answers · asked by Anonymous