Credit - January 2007

2007-01-20 09:25:37 · 3 answers · asked by saphy 2

get rid of them? and if so, how? its really dragging my score down!

2007-01-20 09:23:54 · 3 answers · asked by Tresa H 1

I understand that credit card companies don't usually report late payments unless they are 30 or 60 days overdue, is this true?

2007-01-20 08:39:16 · 4 answers · asked by J-Con 3

Solicitations for everykind of insurance continue to arrive in my mailbox. Some are so personally addressed that I must consider that my identity has been stolen/abused to some degree.How can I erase inacurate state held misinformation for I feel that this is the source of blatant exploitation exorcised by unscroupulus individuals?

2007-01-20 08:37:42 · 1 answers · asked by racer123 5

2007-01-20 08:11:36 · 8 answers · asked by BobbiL 1

does anybody know whats the best way to start off my credit score with out applying in every store like crazy?

2007-01-20 07:51:11 · 7 answers · asked by moniquita 3

good credit history, etc,,

if i am able too how soon do you think the process will be?
sorry just i want to help mum with mortgage deposit.

Thank u so much,

mwah xxx

2007-01-20 07:40:04 · 11 answers · asked by Anonymous

My wife is an additional cardholder on many of my credit cards. It appears the balances on these accounts are negatively affecting her credit score. If I remove her name from these accounts, will her credit score improve?

2007-01-20 07:35:34 · 6 answers · asked by Matt J 1

2007-01-20 06:29:30 · 6 answers · asked by Anonymous

me and my boyfriend are thinking about getting married but my past credit history is making him nervous. we really want to get married but he has almost perfect credit and i have really really bad credit and a lot of debt from mistakes when i was younger. if we have a prenup saying that he is not liable for any of my debt will taht work to protect him? and will my credit effect his once we get married or is there a way to keep it seperate? does this only work in certain states/cases? i really want to marry him and i know its going to take me a while to pay off my debts, and i definatly dont want it to effect him since its not his responsibility. thanks!!!!!!

2007-01-20 05:58:00 · 3 answers · asked by chrissy 2

Some folks can't get credit; some can't get jobs because of this system. If it was fair maybe the playing field between the haves and the have not’s would be more level. What do you think ? Do we have to have this system in place as it is or should it be tweaked to make up for the computer and paper mistakes, Stolen identities and the other big problems effecting the peoples right to get a loan? People don't have AAA credit anymore, not the low income ones; they may have 600 points tops if they've never been divorced or truly sick.

2007-01-20 05:27:25 · 4 answers · asked by slipperysson5 1

Our family has run into some problems and I am thinking that I can get a loan to help put. The problem is that everything is in others names so I don't have the collateral to be able to help. Any info would be nice.

2007-01-20 04:43:43 · 4 answers · asked by PaganAndProud 2

How can I increae the score in a short period of time

2007-01-20 03:58:48 · 7 answers · asked by Justin C 3

credit cards, america. as we all know it debt forces us to dig our own grave so that out children inherit out debt after we're dead.
the best advice (this is two-faced) i could give is too never get one in the first place. naturally temtation forces us too get one and you get cog-blocked into getting one when something you want or need requires one. naturally with the swipe of the card you balance can be paid off and the debt is on the card to be paid later. now since i'm a low rolller (petty cash) hustler i know what i'm getting myself into before i do it. america if your smart and you get a 10,000 credit limit i recommend you not take it but if your a risk taker use that 10,000 before the due date (this means you have to work/ hustle everyday) to pay the money back and keep all that you made for yourself. debt collectors call at all hours of the night to threatin you with death if you don't give them their money yet you still get more credit card applications. pay bills and retire

2007-01-20 03:09:29 · 3 answers · asked by Anonymous

2007-01-20 02:59:16 · 4 answers · asked by Anonymous

The existing credit cards were not being used for quite a while... so i thought might as well cancel it.

2007-01-20 02:46:21 · 13 answers · asked by Hobs 1

2007-01-20 02:44:30 · 9 answers · asked by steve m 1

I'm a new resident building up my cradit from zero. I applied for a 500$ secured card from Bank of America, now after doing some research, I think it should've been 1000$. Can I add to the existing card or set up a new one with the same bank? Or is it better to do it online from a different company? I'm not planning to take a loan or store cards.

2007-01-20 02:28:10 · 1 answers · asked by LovinNY 2

I am tired of credit card companies giving elderly credit when they are living on a fixed-income. They get further in debt and get buried in these bills. It is nothing but a vicious cycle that needs to be stopped. These companies are out to make money and don't care what happens to YOU! Please help!! I would like to find a group who would help fight this matter.

2007-01-20 01:42:56 · 3 answers · asked by ima_disturbed_fan 1

2007-01-20 01:33:03 · 14 answers · asked by Anonymous

my credit score is pretty bad.
i don't want to pay huge interests

2007-01-20 00:52:02 · 5 answers · asked by smokesha 3

2007-01-20 00:47:17 · 6 answers · asked by irishlady 1

Can those bills then be put on your credit record from the deceased family member? Can the family lose what they have due to what the relative left behind? What if they don't have the money to pay it back? I know if it's your husband or wife then your automatically responsible, but if it's one of your parents what happens?

2007-01-19 23:46:49 · 9 answers · asked by JBWPLGCSE 5

On holiday in the USA i got billed by my credit card company for someone elses room bill. I payed170USD cash towards the bill.
This was not taken off the billed amount. The bill given to me at the hotel on checkout was in an envolope on not signed by me.
The credit card company and myself have tried to contact the hotel
accounts but have had no cooperation.The credit card company has not contacted me twice when they said they would.This has been going on from september. Help!!!

2007-01-19 22:40:33 · 11 answers · asked by Anonymous

I want to put a new credit card as the primary source of funds from my Paypal account, so when I buy something from Ebay the purchase goes on my credit card and not my bank account.

2007-01-19 21:42:34 · 2 answers · asked by Jake 2

May I ask if anyone knows the name of the Customer services manager for MBNA-Europe in Chester UK and their fax number.
Any help will be graetly appreciated.

2007-01-19 21:07:39 · 5 answers · asked by Anonymous

Help! I was contacted by a bill collector who stated that I owed about 1600 dollars to a credit card company. The bill collector kept saying "so are you going to pay it???" I said "I guess". I didn't realize until afterwards that she was trying to trap me. I checked my credit report and called the credit card company and it turns out the card doesn't even exist!!! I have asked the credit card company to send me a letter stating this. When I notified the bill collector they stated that it doesn't matter. Because i told them that I would pay, I legally have to and they will sue me if I don't! I asked them to send validation of the account and they refused. I also asked them to send me information on how to handle this and they refused. What do I do??? Will they really sue me?

2007-01-19 21:06:51 · 7 answers · asked by indiechick 5

2007-01-19 20:17:49 · 4 answers · asked by ? 1

im 18 and looking for my first credit card im not a big spender and i do have a job, i know i will be able to pay the bills, im looking for something that doesnt cost an arm and a leg for the membership fees, and has low apr?

2007-01-19 19:47:05 · 6 answers · asked by melinda_trvn 2

2007-01-19 19:30:58 · 3 answers · asked by DJ 2