Credit - January 2007

What are the main reasons for a credit score to fall ?
What can be done to keep it going good or improving it ?

2007-01-21 11:03:23 · 1 answers · asked by Princess3 2

2007-01-21 10:57:30 · 5 answers · asked by mememe 1

(Im in Australia,im saying that baically so people don't go saying Prosper.com)
I Can't get a loan from Anywhere Iv'e Tried so far.. I am Currently "Unemployed" (I Usually Freelance & do Temp Work as I am a Martial Artist, Will be working Full time instead for quite awhile though soon)
I have no security No assets to speak of, Cannot get Help from family, Paying back is not a Problem tho, Just depends on how fast it's needed back.
An i Must get the $40,000Au one way or another by the end of this month January07 I am not in "Debt" so to speak either.
The thing is I have to pay back Money to my Parent's Or they could end up loosing there house..
I will do anything to make sure i get the money one way or another, but in saying that I really Don't want to end up turning to the "wrong" people
if Someone can Please help it'd be very much Appreciated, I Can't thank enough I really do need the help now it's more about timeing which is the Problem I'll be ready an waitin for Reply Thank

2007-01-21 10:05:37 · 1 answers · asked by Michael 1

My Husband and I filed Chapter 13. However, we have decided it is not a good move for us. So, we have our Creditor Meeting with the Trustee this week and want to know what will happen if we decide not to go through with this? Mainly, does this go on our credit report anyhow?

2007-01-21 09:55:15 · 4 answers · asked by Red 76 4

im not sure what to do i thought it was taken care of but its not?

2007-01-21 09:39:42 · 3 answers · asked by dnk4life 1

2007-01-21 08:56:28 · 5 answers · asked by kurt k 1

For example, do online cash advance companies just charge a credit card for cash, pay the transaction fee to the credit card company and charge their own fee to the customer; thus, a cash advance company would take no risk? Then, could a person create a site to do the same and just undercut the margins in this business?

2007-01-21 08:50:48 · 3 answers · asked by James R 1

I earn 8 hundred a month and a good credit history. I need a loan due to some family problem. Will loan company be able to do it asap? please advice me as i need to know where i stand?

thank u so much xxx

2007-01-21 08:31:09 · 5 answers · asked by Anonymous

A friend of mine has a difficult time paying for repairs and he is late on his mortgage payments. Someone told him to ask for reverse mortgage. What does this implies? Is this a good advice? Have any of you done that and are you satisfied? Is it complicated?

2007-01-21 07:44:18 · 3 answers · asked by montralia 5

If filing married filing jointly and one child how much can we make together and still get the earned income credit

2007-01-21 07:23:14 · 2 answers · asked by Debbie C 1

usa credit took 150 dollars out of my savings without my permision and i dont know why. i have recieved no correspondence from them by mail or email.

2007-01-21 07:20:06 · 6 answers · asked by tony j 1

My credit card reports still show a bankruptsy after 11 years. Is there any way or time frame I am looking at where this can or will be removed? I have problem with high interest rates on cars and obtaining credit cards to help increase my score.

2007-01-21 06:23:39 · 7 answers · asked by Jan 1

2007-01-21 05:57:05 · 14 answers · asked by Anonymous

I need a credit check on myself. I have done this in the past, and never needed a credit card number. I have never given a credit card number without being charged.
Does anyone know of a free credit check without giving a credit card number?

2007-01-21 05:54:50 · 4 answers · asked by pixles 3

I'm curious because I was told that it does by one person and that it doesn't by another.

2007-01-21 04:16:57 · 8 answers · asked by Melody 1

https://www.creditsolutions.com/

2007-01-21 04:15:22 · 3 answers · asked by Jaymee B 1

Question? What makes people keep using them when they see the destruction it is causing?

Many people, mostly younger folks and women, have so many credit cards they end up in severe debt and ruin their credit for many years to come. Credit card applications are mailed out by the tons and people keep activating them knowing the interest rate is or will be up to 20% or higher. Everyone needs at least one credit card and no more than two. You also need one revolving (department store) credit card to establish a good credit history. The limit on the credit card(s) should be no more than 10% of your annual salary and the revolving card half that. Always make a minimum of a double payment on all your credit cards and pay on the due date. Never ever be even one day late. The interest rate and late fees will destroy you. If you are experiencing problems the first thing you need to do is carefully cut the cards up and throw them away. If you can not afford to pay the total monthly bill attempt to get a consolidation loan to get out of debt. The monthly payment will be less than the total monthly payment of all your cards with a much lower rate. Some banks and credit unions will be willing to help you out if they know why you are taking out the loan. Financial debt can create so much strain it can even destroy your peace of mind and your marriage. Don’t fall into that trap.

2007-01-21 04:14:22 · 12 answers · asked by Anonymous

2007-01-21 04:10:20 · 6 answers · asked by kari m 1

2007-01-21 04:09:18 · 9 answers · asked by jaspreet S 1

2007-01-21 04:06:49 · 6 answers · asked by stan 1

2007-01-21 03:49:27 · 5 answers · asked by ruwet2day 1

2007-01-21 02:24:08 · 21 answers · asked by ftoman2002 1

2007-01-21 02:09:51 · 6 answers · asked by hideeho100 2

Im trying to figure out what to write to dispute credit inquire.

2007-01-21 01:14:42 · 2 answers · asked by iceutodef 1

A friend of mine just touched 18, and the first thing he wanted to do is to get a Credit card and he doesn't know how the credit system works. Please Explain.

2007-01-21 00:44:54 · 12 answers · asked by ~ask~answer 2

This equity line of credit pymt is steep for me. Rec'd offer for credit card 2.99APR fixed for life. (1st Natl Bank of Omaha) Is it better to open the credit card with the 2.99 for life? The int. won't be tax deduct. but the pymts should be more manageable. My firs mtg has 5.99 fixed & I'm 4 yrs into it. I think I should keep it as is. Thanks for any advice.

2007-01-21 00:03:23 · 1 answers · asked by Anonymous

I brought a dell computer and as soon as the warranty ran it it crashed.I pay 60 a month and they take out 50 finance charge should I pay it all or ask for a settlement It should be against the law for these companies to charge such ridiculous finance charges to poor people

2007-01-20 23:41:51 · 5 answers · asked by Elizabeth 6

2007-01-20 22:45:32 · 7 answers · asked by vicky m 1

I filed for chapter 13 Personal Bancruptcy 7 years ago. I was just wondering: How long can someone wait to aquire a new line of credit; Is it 7 or 10 years now? I'm asking Because recently my Personal Bank sent me a Pre-Approved Unsecured Credit Card Application via the net. I filled it up w/ my Personal Info. Thinking it was just a fluke then after about a week,Lo and behold ,a Brand Spanking New Unsecured Credit Card w/ my name on it! Right After that, i applied with another Credit card company via the net, but it said that it can't process my application at this time. Iv'e been out of the hole for 7 years now so do you think is it ok to apply for more New lines of credit?...any info or suggestions is highly appreciated ,God Bless & Thanks a million in advance!

2007-01-20 20:11:08 · 5 answers · asked by joel750 4

I have some,but they need e-gold and pay pal account but I am from Iran so I cant make an account there so can u introuduce me some pay to click sites that accept Iran.
thanks

2007-01-20 19:12:38 · 3 answers · asked by m_hooryar82 2