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I need a credit check on myself. I have done this in the past, and never needed a credit card number. I have never given a credit card number without being charged.
Does anyone know of a free credit check without giving a credit card number?

2007-01-21 05:54:50 · 4 answers · asked by pixles 3 in Business & Finance Credit

4 answers

Because you went to a website that aims to deceive people about getting free credit report

Go to http://www.annualcreditreport.com

This is the TOTALLY FREE website that will not even ask for your credit card number.

The federal Fair Credit Reporting Act (FCRA) http://www.ftc.gov/os/statutes/031224fcra.pdf requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment. This is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year. Go to this website and you can get your credit report from the 3 credit agencies

2007-01-21 05:59:56 · answer #1 · answered by imisidro 7 · 0 1

Watch out for those things and read the fine print on the Terms of Use Agreement. Most of those will keep charging your card EVERY month . Go to your local Retail Merchants Association in person with some ID and ask for a copy of your credit report.

2007-01-21 06:00:36 · answer #2 · answered by Anonymous · 1 1

I have been seeing ads all over TV for a company that tells you to call them for a free copy of your credit report. (fine print: they will give you a copy of your credit report but enroll you in some sort of credit protection program and will bill you monthly----thus requiring your credit card number)

2007-01-21 06:44:12 · answer #3 · answered by TaxGurl 6 · 1 1

Its A credit Card scam becarefull they steal your card number they tell you at first it free credit report but its not report them as fraud good luck

2007-01-21 06:07:22 · answer #4 · answered by pattibcacl 6 · 0 1

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