Credit - January 2007

all three (3) credit bureas have a different rating of your credit report... how to make all of them so the same or similar credit score????

2007-01-20 18:14:59 · 5 answers · asked by skynnmi 1

2007-01-20 17:48:45 · 3 answers · asked by lmg 1

I have a savings account but i don't have enough money to save and i keep losing money because i withdraw too much money in one mnth because i'm only allowed 2 free withdrawls.
So I would really like to open up my own checking account but my mom doesn't want to sign for it or whatever. So does anyone have any ideas?

2007-01-20 17:43:21 · 3 answers · asked by feather1317 1

We all have good renters history and all have jobs. The two people that have bad credit have unpaid credit cards,medical,cell phones.etc.
All the apts. that we haved called said NO co-signer or double depoist.
What should i do?
And my friends have to be out of there apt by feb. 28.2007

2007-01-20 17:24:56 · 5 answers · asked by Anonymous

I receive mail from freelotto.com telling me that there is payment is pending but when i click the click to claim tab i am rooted to another section to play numbers again and give my credit card details which i e-mailed to answers@freelotto.com informing them that i do not own and do not need a credit card.
Any help will do.
thanx

2007-01-20 17:17:30 · 6 answers · asked by Anonymous

hello i'm so down right now, don't really know where to begin :(, i just recently know that my MOM using my name to apply for a whole bunch of credit card and now i owe like 13K, and she only paid like $20/month per card, the interest keep on adding up, what should i do now?? i don't want to paid for something that i don't really know i have owed, and beside i don't have that much money to paid back :( i have struggled financially myself too, i hate my mom so much grrrrrr, but i don't want her to go to jail, what should i do now? how do i prevent her from using my idenity in the future? how do i make her paid off all that debt? how do i stop her from using all that credit cards in the future? my english is not that good so sorry if my grammar was incorrect

2007-01-20 16:47:13 · 12 answers · asked by Be Yeu 2

I have a 6000 loan at 22% (I know its a lot!) and Im trying to consolidate it on to my credit card I just got an offer to do it for "A fixed 4.99%1 APR until the balances transferred have been completely paid off" Thats copied straight from the website but if you notice there is a 1 after the % sign and the fine print below states.
1 - A daily periodic rate of .0137%.
What does that mean??? Is this offer too good to be true? Thanks!

2007-01-20 16:42:18 · 5 answers · asked by DJ C 4

i need to find a web site or a place to go that would approve me for a loan but i have bad credit...so i need some place that either do not do credit checks or they do loans for people with bad credit but stil have fixed rates....if some ones knows can you please help me
thanxs

2007-01-20 16:10:32 · 12 answers · asked by ceri85 1

Can you have fair or poor credit & rent a car, as long as you have the money?

2007-01-20 15:31:59 · 7 answers · asked by Anonymous

attack this debt the smart way? The credit card has a pretty good fixed rate. The home equity loan is adjustable and it is creeping up steadily. So far, I've been paying extra on both debts. Would it make sense to pay more on one than the other?

2007-01-20 15:31:13 · 5 answers · asked by puter_patty 4

One that is for people who are not in collage but is only 19 going on 20. Also if possible one with no fee's (start up fee or anything like that I can handle a late fee). Also I would reather have a charge card and not a credit card.

Also if possible one you get in seconds online instent approval that they give you an temp printable card once approved.

2007-01-20 15:19:03 · 3 answers · asked by DQ 1

2007-01-20 15:07:40 · 3 answers · asked by RIta r 1

I signed up for a new checking account because I could get $75. I signed up online, then I went in to a branch. I asked them if I could take care of my 'signature card' then and there. (Since I signed up online, I needed a signature to make it active) They said I could do the signature there, and they would fax it in. 2 weeks later I have several hundred $ in my account. I paid bills online, but every one of those payments was rejected, and now I have 3 charges of $39 from 'returned payment fees' from the places I was trying to pay bills to. That is $117. The account has a withdrawal hold, and they 'never received my signature card.' A main part of my arguement is that when I log into my checking account online, it says that all funds are currently available. The other part is that I was told the account was good to go as soon as I turned in my signature card at the bank. No account will give me back my $39, so is the bank liable for the 3 charges?

2007-01-20 14:47:02 · 2 answers · asked by John W 1

I ordered my bank statements from 2 years ago so I can dispute them. I know they are paid off and they say that they are in collections. I have no open credit cards and Sprint put seomthing on my report for 80.00 6 years ago. That I never knew existed.

My question is... I do have 2 closed acounts that I owe 2,000. on, 1 is a charge off. If I cleared off the errors and paid the 80.00 from 2000, will this up my score???? anyinfo..... will help!

2007-01-20 14:45:38 · 6 answers · asked by losingmymnd 1

Any stories on how you got past them!! What did they ask of you? Any advice on how to deal with them?

2007-01-20 14:37:46 · 8 answers · asked by countonme 1

2007-01-20 14:37:46 · 2 answers · asked by Poor girl. 1

My credit line is $3000 on American express. i want to request for an increase of my credit line. what would be a good additional amount to request?

2007-01-20 13:16:27 · 6 answers · asked by omegafoxbat 1

Hi. I only have $1,500 left in my car payment and also received this month's bill of $480. I'm wondering if I can just pay $1500 off from principal and ignore the bill. Thanks.

2007-01-20 13:05:07 · 6 answers · asked by itguru5354 1

2007-01-20 12:50:16 · 6 answers · asked by ox 2

2007-01-20 12:05:22 · 11 answers · asked by delia a 1

I was wondering the best ways to build up our credit ..we would like to get in a house by ourselves in a couple years
thanks for all the help

2007-01-20 11:55:03 · 1 answers · asked by GrassRootsRabbits 3

2007-01-20 11:27:05 · 15 answers · asked by BigE 3

I bought this car back in July 2006 and I had to put my wife's name as a co-signer on the loan application to get the best interest rate. Now my wife's name is on the paperwork as a co-owner, she's never paid any of my car payments, we've been separated for couple of months and we're heading toward divorce. Is there a way to take her name off of my car paperwork?

2007-01-20 11:25:24 · 8 answers · asked by anoia 1

2007-01-20 10:53:12 · 7 answers · asked by Snow Girl 1

2007-01-20 10:42:18 · 2 answers · asked by gotmini02 1

2007-01-20 10:35:35 · 6 answers · asked by Diane mu 1

no answers like just dont get one, or anything like that i have a card already im just looking for some more advice

2007-01-20 10:30:45 · 3 answers · asked by melinda_trvn 2

2007-01-20 10:09:15 · 4 answers · asked by melinda_trvn 2

How much do atms charge when its not an atm from the bank you use?

2007-01-20 09:55:02 · 10 answers · asked by melinda_trvn 2

I already have a bank account but cant get my debit intil 90 days but I need something faster. Is there any place I can get a debit card that can link to my bank account? I need it for online purchaces!

2007-01-20 09:35:47 · 7 answers · asked by superanimatrix 1