My Husband and I filed Chapter 13. However, we have decided it is not a good move for us. So, we have our Creditor Meeting with the Trustee this week and want to know what will happen if we decide not to go through with this? Mainly, does this go on our credit report anyhow?
2007-01-21 09:55:15 · 4 answers · asked by Red 76 4 in Business & Finance ➔ Credit
I wanted to add that we are using a Bankruptcy Attorney and we are just looking for more info to make our decision before we talk to her about it. Thanks for all of your help in advance
2007-01-21 11:54:22 · update #1
Did you file with an attorney? If you your attorney will file dismissal paperwork. It should not appear on your credit report. However, I'm willing to bet your credit history is already trashed by delinquent bills, right?
If you filed yourself, the trustee will probably assist you. It's not that difficult of a procedure to file a motion to dismiss.
But take note! I'm not positive of this, but if you have your case dismissed you may not be able to file again for at least a year. Be sure this is what you really want to do.
2007-01-21 10:34:39 · answer #1 · answered by Anonymous · 1⤊ 0⤋
i become on an same difficulty and this website helped me RATESCOMPARE.information- RE chum filing financial disaster 13 financial disaster and merely offered a 2007 totally loaded suburban!!!!? ok, I actually have this chum who has gotten herself and her hubby in important debt. She has on the grounds that talked him into filing financial disaster. They talked to a lawyer and performance keen to report financial disaster 13. She had a spectacular Tahoe that would want to were paid off in a million a million/2 yrs and he has a 2005 truck. on the grounds that they are filing on their autos also she determined they ought to easily get a clean motorcar so as that they went and traded contained in the Tahoe for a 2007 totally loaded Chevy Suburban, which they are planning on including into their financial disaster. this does no longer seem correct to me. i concept the idea of filing become to get out of debt and to help your economic difficulty, how can they attempt this, is this criminal?????
2016-12-02 20:49:49 · answer #2 · answered by ? 4 · 0⤊ 0⤋
I'm surprised you are not using a bankruptcy lawyer. Most definitely, ask a lawyer. And yes I know your short of cash, but would you rather suffer a bit now or for the next 7 years?
2007-01-21 10:18:18 · answer #3 · answered by El Pajaro Loco 3 · 0⤊ 0⤋
If you've already filed, it will show up on your report. Sorry.
2007-01-21 11:14:22 · answer #4 · answered by YSIC 7 · 0⤊ 0⤋