Credit - January 2007

2007-01-22 14:31:38 · 4 answers · asked by Anonymous

when you have bad credit? I dont want to apply and get denied cause thats just gonna look even wrose on my credit report. I'm wanting to get something that i can use to rebuild my credit. If you know of somthing specific that i can use that is easy to get approved for please let me know. Thank You

2007-01-22 14:28:58 · 3 answers · asked by Angel 2

went we buy the house they check our credit we had to pay any debets in oder to get the load one week ago they call me from collecting agency saying the we owe that many from the credit card my husband paid part at that but then he stop because the deficult situacion we went through, is already 10 years we bought the house last year I dont understand why the debit is there now and what I have to do? thank for you attention.

2007-01-22 14:22:14 · 7 answers · asked by Anonymous

I will be out of debt in about a month, but my credit is shot! The only revoling account that i have that is in excellent standing is my car, i wanting to get something to start building my credit back. IS a walmart card easy to get and would you suggest getting it to build credit?

2007-01-22 14:16:01 · 4 answers · asked by Angel 2

My friend and her husband have a huge credit card debt (42,000) and she recently had to stop working due to a difficult pregnancy. They cannot make their payments any longer. The debt is in her name only and they are considering a credit card debt consolidation company but she is wondering would it affect her husbands credit if she filed it in her name only. Anyone been through this or have advice? Serious answers only please...they are having a really rough time right now.

2007-01-22 14:15:39 · 5 answers · asked by SHOP GIRL 3

I have two credit cards and I have a student loan. I have had them less than six months. I have been making on time payments in full. So, every month my credit card balances have been zero and my student loan payments have been on time. I know I have fair credit, and it would have been higher but I applied for several credit cards before getting the two I have now. I will have one payment ( about 30 days) on my record. But it will be paid off in full. So, are there any other ways that I can improve my credit score besides paying my bills on time (already do except for that one month) and going onto someone elses credit card (impossible for me).

2007-01-22 14:11:06 · 5 answers · asked by TSW 2

Here's a link to the original question:

http://answers.yahoo.com/question/index;_ylt=ApLbBKZYX6MqdgnQPIX89bDsy6IX?qid=20070122125952AAbtpFB

2007-01-22 14:08:35 · 4 answers · asked by Anonymous

Trying to send to address on card "mwolfe@caldwelltravel.com"
I put in "www.mwolfe@caldwelltravel.com" and it comes back as not a good address

2007-01-22 14:06:49 · 2 answers · asked by Louie M 1

this was in a letter from a collection agency

2007-01-22 14:06:06 · 5 answers · asked by Anonymous

Is there a website were I can see my credit score for free? (Without any commitments or strings attached)

2007-01-22 13:54:38 · 8 answers · asked by maria 2

I have had this card (Chase) for six months. I also have a Capital One and I am making monthly payments on my student loan. I turned 18 last june and have a full time job. I have been making my payments in full and on time. And I went from having no credit to a "fair'' credit score of 627. And I know I am close to having "good" credit. However, this month I had to help out my mom with her bills, and I had to use my credit card. I will be able to pay it off but it is going to take a month, and by the time I pay it off it will have been about 30 days late. I need to know how many points will be taken off my credit score.

2007-01-22 13:50:36 · 4 answers · asked by TSW 2

2007-01-22 13:14:13 · 5 answers · asked by gamy2121 2

I have an old Cingular Wireless bill that is in collections and I wanted to know if I can call Cingular and try to settle the debt with them, or do I have to deal with the collection agency that has the old debt now. Do you think they would be willing to negotiate a settlement offer with me for a lower payment then what I owe? I had an offer before with the agency at one time, but two weeks before the payment was due, I was laid off my job so I couldn't make the payment. They have since sent it to another agency that's trying to collect. Please, someone who knows, respond with suggestions.

2007-01-22 12:57:54 · 4 answers · asked by sleepingbeauty123 3

2007-01-22 12:48:48 · 19 answers · asked by Trish P 2

If anyone can provide me with the web address of this company it would be greatly appreciated. They have been charging my account for a credit report I purchased and recieved, but now I would like to cancel my membership and I can't remember who the company is. Any help would greatly appreciated.

2007-01-22 12:39:06 · 4 answers · asked by Steve M 1

My husband has a full time job in the military but we need the home loan for to go on my credit because his credit is taken up. I am a stay at home mom without a job.

2007-01-22 12:21:55 · 9 answers · asked by Snowflake 1

2007-01-22 11:21:25 · 10 answers · asked by cakekweeny 2

When I was younger, my mother decided she wanted to buy some things through mail order. Instead of using her name, she used mine. Over time she was unable to pay the bills, and we went into debt. Just recently, I was contact about the debt and have found out I am going to be sued. I was under age when my mother did this. Can I still be sued for this, even though I was underage at the time the debt occurred? My mother passed away a few years ago, so it can't fall back on her. Do I need to contact a lawyer? What do I do?

2007-01-22 11:17:53 · 9 answers · asked by RMW, Author 2

When I was 18 (big shock) I chraged a bunch on numerous credit cards, and was not able to pay them, so they are on my report as charge offs. The stupid thing is i only owe a total of maybe $6,000 to get everything paid off. So I wondered what is the best I can do to repair my credit? I dont make enough or have enough on me at any given time to pay of those charge offs, and they wont let me pay little at a time. I also obviously can't get a card or loan to pay this all of, then pay that off. And I have nothing to put a lein on. Should I really consider bankruptcy? Or what can I do? Im almost 23, and am just going backwards in credit from all of this.

2007-01-22 11:16:17 · 9 answers · asked by Home Theater Guru 2

We are over 300,000 dollars in debt and I have no clue what to do. We have done so many loans I am just so upset

2007-01-22 11:01:27 · 9 answers · asked by emo_4_life 1

it might be a stupid question but just wantet to know if its good even though its showing the high credit..

2007-01-22 10:34:07 · 7 answers · asked by rache0116 3

Hi aweryone. I am new in UK and I just want to ask you how to make a BANKERS DRAFT or BUILDING SOCEITY CHEQUE ?
I want to rent a flat but estate agents do not take cash so I need to do one from above.
Can I expect any problems if I have Basic Account in Abbey to do this?

Thank You in advance for your answers!
M.

2007-01-22 10:27:30 · 7 answers · asked by Anonymous

2007-01-22 10:20:57 · 7 answers · asked by Anonymous

Buyer wants to pay with check or money order which I dont' accept, and is on the listing. Only paypal and credit cards. Do I have to accept the check /money order because the buyer has won anyway?
Note, I have given the buyer the option to use a debit card with paypal and am waiting to see if she can do that.

2007-01-22 10:04:08 · 13 answers · asked by Aubrianna Q 1

What is the easiest and fastest way to pay off my credit card bills and student loan debt?

2007-01-22 10:04:00 · 6 answers · asked by Anonymous

I need to create and obtain a credit score.

2007-01-22 10:03:22 · 5 answers · asked by eunice rogers 1

I went thru Ch 7 BK, it was discharged a year ago. I am wanting to to a bunch of stuff, buy a house, a car, etc. But I am finding that the BK left a HUGE mess on my credit reports with ALL of the reporting agencies. What is the best way to clean and clear this up? Also, how can I INCREASE my credit score to get the best intrest rates possible? What sort of time period am I looking at needing to handle this?

2007-01-22 09:56:43 · 7 answers · asked by betron 1

I inherited the mobile home and have lived in it for less than a year and I'd like to get the loan for home repairs and a new/used car. But I'm not sure where to go or how to go about getting the loan.

2007-01-22 09:28:51 · 12 answers · asked by dmprokopf 1

If a person does not have a spouse, or children, are their siblings responsible for their debt when the person dies?

2007-01-22 08:57:42 · 13 answers · asked by CJ 3

and in turn I will pay off the outstanding debt. If they agree to this and then I pay them, what if they don't follow through with removing it with the credit agencies? Are they legally obligated once they agree to my terms? Obviously they won't do it before the payment is sent to them.

2007-01-22 08:38:39 · 10 answers · asked by mclay 1