Credit - January 2007

2007-01-24 02:49:52 · 13 answers · asked by doug k 1

Ok. Because I have made mistakes helping folks, I have got myself in a slump. I have a low credit score and I keep working to fix it but still have other bills. I do not use credit cards so everything I purchase comes out of my checking account. Yes it gets tight. I pay $1600 in rent, I make $100,000 annually and because I don't own a home Uncle Same hits me with $10,000 taxes owed for 2006. I keep saying I will buy once I straighten my credit but that might take awhile and in the mean time I am owing Uncle Sam. Please help I don't know what to do. Yes I am constantly trying to clean up the cred and keep bills up-to date. Any advice offered is much appreciated. All I know is if I don't buy a home, my owed taxes will get higher and higher. HELP AND THANKS!!!!

2007-01-24 02:46:18 · 9 answers · asked by deb 1

Is there any sites like CashCall.com....I cant use cashcall.com becasue I live in the state of New York. I need to get a loan, but i dont have to much of good credit.....Do anyone have another website like Cashcall.com

2007-01-24 02:40:38 · 3 answers · asked by Anonymous

i am not getting enough pocket money as more than a half of it is spend in my stationary...........i also need to save my pocket money for other things i may buy in the future............here is a situation of my money:-
i get Rs. 600
i save RS.200(but i need to save more)
Rs. 250-300 is spended in stationary
i am left with only Rs.100 for other thing.

Now i am asking a few questions here.....
1.Can anybody give me an idea how to manage this money?
2.I need more money so should i get a part time job......?
3. If yes then what kind of?
4.In a country like india there are no suitable jobs for children........so?
5.How can i earn money ??
6. is it possible on the net?

I am 15 yrs old.............

2007-01-24 02:30:47 · 8 answers · asked by Baba 2

I signed up with US Online America (USOAG) and looked them up after and found out it was a scam ur very unikely to make any money(their disclaimer even says so) and just the start up costs u over 2000$(up front)
they make u sign a one year contract and there is a $20/month charge.
im considering just cancelling my credit card
what do u think???

2007-01-24 02:14:36 · 2 answers · asked by WOW! You've earned 41 points 3

I need to send a bankruptcy discharge certificate to experian but only have a PO Box number. Their website and phone numbers are no help either. Does anyone out there have the address that I can send this sensitive document to?

2007-01-24 01:58:47 · 4 answers · asked by wizard prang 3

My life is more established and I would like to get a credit card. However, I have bad credit, is it possible to get a credit card? Any suggestions...?

2007-01-24 01:48:25 · 15 answers · asked by Richard M 1

I purchased a car which I sold about a year and a half later. ^ months down the line the purchaser called me shouting that it had been repossessed. I didn't have a clue what she was on about but tried to help her. I called the finance company and explained that I had bought the car cash and had not taken any finance on it. They confirmed that the previous owner to me had done this. I explained that I and the current owner had bought the car in good faith unaware of any HP owing.

I cannot for the life of me remember the place I bought it from all I know is that it was on a main road in hillingdon. I destroyed the receipt about a month after selling the car as I moved house and had a clear out. I have explained this to the person that bought the car and have offered to explain in writing to whoever needs it.

Her and her husband have got very aggressive over this and keep demanding i give them their £800 back! They do not believe that I can't remember the place that I got it from!

2007-01-24 01:41:58 · 11 answers · asked by banjo booee 2

2007-01-24 01:41:26 · 2 answers · asked by cubbies_18 1

2007-01-24 01:39:15 · 6 answers · asked by me 2

2007-01-23 23:43:24 · 2 answers · asked by Anonymous

Where does your money go when it is drawn out of your bank to pay a balance transfer, I paid an amount out of my bank on Monday 22nd Jan07 but it has not showed on my credit card account after three days It shows been taken out on monday 22nd Jan 07 but does not show on my c/c/account.
Please can some body tell me where the money goes till it gets paid. Your Tammy51.

2007-01-23 22:25:42 · 2 answers · asked by tammy51 1

2007-01-23 18:54:22 · 1 answers · asked by acesine 1

2007-01-23 18:52:16 · 3 answers · asked by acesine 1

I know that an old account will be deleted from your credit report 7 years from "last activity". But what is "last activity"? Last payment? Last purchase on the credit card? Last contact with the company? Do the 3 credit bureaus have different definitions? Or do companies and collections have different definitions?

2007-01-23 18:36:01 · 5 answers · asked by lmg 1

2007-01-23 18:32:26 · 10 answers · asked by Dan 1

i read recently in my local paper a family who had borrowed from one of these lenders(shopacheck), they had borrowed £1000 and the total amount they had to pay back was £1750.00, in this day and age why do the goverment allow these lenders to do this, all these lenders are doing is targeting the poor and getting away with it, i find it bad enough having to pay a 5% loan but this amount is just laughable, any thoughts.

2007-01-23 18:07:50 · 4 answers · asked by ♥Scottish♥Ƹ̵̡Ӝ̵̨̄Ʒ♥Fairy♥ 7

2007-01-23 17:09:19 · 4 answers · asked by Anonymous

2007-01-23 16:19:35 · 4 answers · asked by Lakshminarayana P 1

I just got my new debit card in the mail. It has a VISA logo, but the bank says I should be sure to press the "credit" button when making merchant transactions with my debit card.

Why would I want to do this? Is there any advantage?

2007-01-23 15:02:01 · 11 answers · asked by Anonymous

redranche- IF I PAY IN FULL BEFORE THE DUE DATE WILL THAT REALLY HELP MY SCORE. I WAS TOLD THAT YOUR CREDIT SCORE IS ALSO FOLLOWED BY A PIE CHART ,EVERYTHING ABOUT YOUR CREDIT IS BUILD ON A PERCENTILE.IF PAID IN FULL I WOULD HAVE A SMALL PERCENT IN THAT AREA...... WOULDN'T I?

rogerV- JUST 33%! SO WHEN SHOULD I PAY THE DIFFERENCE.IF I LEAVE A BALANCE WOULD IT HARM MY SCORE?

astley101- PAY BY THE DUE DATE BUT.... IN FULL OR IN 2 PARTS?

IAM JUST TRYING TO UNDERSTAND HOW THIS WORKS TO HELP MY SCORE AND TO MAKE SURE THAT I AM DOING IT RIGHT.

THANKS FOR YOUR ANSWERS GUYS.... AND GALS,THEY WERE A LITTLE HELPFUL.

2007-01-23 14:30:56 · 2 answers · asked by KWILLIAMS 1

I just turned 18 a month ago and in April my father is going to buy me my first car. I want to build up good credit so I can use it to buy my car and my father will give me the money to make the payments every month so I can build my credit with something MAJOR. Is this a good idea? I really want a PERFECT credit score, how can I achieve this?

2007-01-23 14:07:23 · 14 answers · asked by Destiny Jay 1

can i deposit a check with my name into my bf account with his bank card and if i know his pin and then withdraw the money from his account?

2007-01-23 14:03:46 · 9 answers · asked by Anonymous

Im Not 18

2007-01-23 13:57:16 · 3 answers · asked by smeagle 1

2007-01-23 13:19:27 · 12 answers · asked by monochrome R 2

What have been your expierences and is it worth it? I have bad credit and recently paid of all my debt and the only thing that is still in good standing and being paid on time every month is my car. I am wanting to rebuild my credit, but i dont really like credit cards and if i apply for somthing like a walmart or gas card, i dont want to risk being denied and t look bad on my credit. So is a pre-paid a good way to do that? If there is somthing that i might have a better chance of getting approved for please let me know..my score is 540 =(

2007-01-23 12:58:27 · 3 answers · asked by Angel 2

i have about $5000 worth of credit card debt built up from college that i want to pay off quickly. the interest rates are killing me and i find it harder and harder to pay them, even the min. payment. of course this has had a negitive effect on my credit score so i'm finding it difficult to get a personal loan to pay them off. Any suggestions on how to get a handle on this debt? how about any place that will give you a loan with a low credit score?

2007-01-23 11:40:58 · 7 answers · asked by stinkaferd 1

I've been in default default on several loans (some student loans) for a long time. Naturally I have assumed terrible credit, and have always been denied for credit. I went recently to try to get stuff in order, but when I got my reports, they all reported NO credit. Should I expect that these loans have been discharged? Or is there another way to track down 'lost' credit. I don't want to get surprised by it popping back up at me while I'm trying to 're-establish' my credit. Any clues?

2007-01-23 11:30:51 · 6 answers · asked by zenluna1977 1

2007-01-23 11:22:05 · 6 answers · asked by Anonymous

Long story made short my friend has a car that he still owes on and hasn't made payments on it in 6-7months. They haven't physically repo"d it b/c they can't get a hold of him. He now has the money to pay up his payments. He is telling me that he can pay up the payments then keep doing his monthly payments on time and it won't effect his credit? No way right? If so how?

2007-01-23 10:48:02 · 6 answers · asked by Electra 1