How can I increae the score in a short period of time
2007-01-20 03:58:48 · 7 answers · asked by Justin C 3 in Business & Finance ➔ Credit
Are you going thru a bank or broker?
If its a bank, I suggest you get a quote from a broker also. They work with many lenders which allows them to give you quotes with your scenario.
Im a Loan Specialist and I have worked with very low credit scores with no problem. If you have any questions feel free to contact me anytime.
If you think you're getting a good deal with a bank, then try lowering your credit balances on any credit cards. If you keep your credit balances under 50% of your limit, it should start building up your credit!
-Linda Munoz
Loan Specialist
www.lindamunoz.net
2007-01-20 12:43:58 · answer #1 · answered by Yay Linda! 2 · 0⤊ 0⤋
How do you know your score is not high enough already? Check out
www.totaldebtsolutionsllc.com
There are a couple things there that could help you. Fill out the free evaluation form and let them either recommend credit repair to get your score up quickly, or a loan officer from their network who can get you approved next week.
2007-01-20 08:28:13 · answer #2 · answered by CALIFORNIA GOLD 3 · 0⤊ 0⤋
Are you carrying any consumer credit balances from credit cards or auto loans? Paying those down as much as possible will help the score.
If you've got any negative info on there, like something that wasn't paid, pay it quickly.
Also avoid applying for any credit or anything where someone would look at your file, until you apply for the mortgage itself.
2007-01-20 04:04:56 · answer #3 · answered by Uncle Pennybags 7 · 0⤊ 0⤋
You can ask for credit limit increase, pay double minimum payments, pay off a few cards, and keep the debt/available credit ratio good.
2007-01-20 04:28:28 · answer #4 · answered by Sasha 4 · 0⤊ 0⤋
based on your rankings, i theory you have a prior BK, a collections or previous due money. in case you have one in all this, possible get a loan yet banks will income from you and that they are going to provide you a greater physically powerful interest fee. you may save around with diverse lenders or brokers. don't be conscious to important banks like economic corporation of u . s . of america, Wells Fargo, GMAC, national, and so on. simply by fact many times they do no longer even entertain you in case you have this score. attempt to be conscious to those small brokers you spot accepted on your direct mail or penny saver. diverse the time they are aggressive fees and decrease downpayment, you will get a solid one in case you save around. diverse lenders will take your loan in recent times simply by fact no person needs to refinance or purchase a house simply by fact of better fees of interest.
2016-12-12 16:00:17 · answer #5 · answered by ricaurte 4 · 0⤊ 0⤋
pay down some more debt on cards, or pay 1 or 2 cards off to a zero bal
2007-01-20 05:06:20 · answer #6 · answered by Anonymous · 0⤊ 0⤋
http://www.disputedemon.com/credit-score/
2007-01-20 08:09:58 · answer #7 · answered by CreditScoreBooster 2 · 0⤊ 1⤋