Credit - November 2006

If you charge too much on your debit card, does it work like a check, and the transaction is cancelled? Or do you end up with negative money in your account?

2006-11-09 12:45:29 · 14 answers · asked by salizjad 1

I have Capital One. Anyways..My limit is 750$, I only have 648$ to spend though. Say tomorrow I pay off that plus an extra 100. Do they allow you to do that? Making my limit 850$ then for that time..

2006-11-09 12:41:37 · 4 answers · asked by Mike E 6

I have seen my credit report but I have yet to know what my credit score is? How I can I get my credit score and are there ways to monitor it periodically?

2006-11-09 12:19:51 · 5 answers · asked by LuckyOne 2

I have a limit of $850 on my card, but only have $600 available. If I pay it off early today (the due balance) can I use the card tommorrow to buy something that costs $800?

2006-11-09 12:14:25 · 6 answers · asked by Anonymous

I'm 21 with a few credit cards that total around $4,000.00. Most of them I used for things like wisdom teeth extraction, car repairs, etc. I have good credit, but am having a hard time trying to pay them off. I've been paying the minimum's on time, but am not getting anywhere. Has anyone ever had this problem and what should I do? Continue to pay the minimums? (I've already cut the cards up so I can't use them.) Or should I contact a credit consolidator? Does that look bad on my credit? Are they reputible? Please help!

2006-11-09 11:22:44 · 7 answers · asked by Anonymous

2006-11-09 10:41:27 · 1 answers · asked by Anonymous

I had a loan for 2 years and at the end I was told that it would not go on my credit even though I was in good standing. I need all the help I can get and I would like to add this to my credit. I was told that I could get it added, but I dont know how. Anybody got any sites or links that I could go to add this on there?

2006-11-09 10:31:49 · 3 answers · asked by clawbeaja 2

2006-11-09 10:17:28 · 10 answers · asked by taz_daly 1

Look I am not asking anyone for their thoughts on Loan Sharks. Just an answer to the length of time.

2006-11-09 09:57:25 · 9 answers · asked by michellekennedy45 2

I have united plus credit card. I once received an e-mail from united.com stating that if I refer other people to apply and get their visa credit card, I will get 1,000 credit to my account? I've called united and they gave a phone number that sounds like a fax, other assistant told me to log into www.mt friend.com and nothing..........

2006-11-09 09:35:54 · 1 answers · asked by Milton 1

I had a loan with a loan-shark... My payment was due 5 days ago... I have been calling and leaving voice messages... no calls back, which I found weird becasue this guy was very sharp about payments on time. I put his name on yahoo search and it came back that he was killed late October and he was been investigated by the federals for threatening violence to collect a debt....

now what??

2006-11-09 09:08:27 · 12 answers · asked by Luis R 1

2006-11-09 09:06:05 · 3 answers · asked by thù tỉ tỉ 4

2006-11-09 08:02:28 · 5 answers · asked by sad 1

Caught between a rock and a hard spot..?
im in the market for a new car..i work part time and student part time and have no co signer. i need to be financed but keep getting turned down do to monthly income and i cant even take out a loan from the bank for the same reason....what do i do? i need a new car because mine is a ticking time bomb...any advice for first time buyers??

2006-11-09 07:53:13 · 6 answers · asked by yourmygoodfeeling 3

So I have not so good credit that Im triyng to change in about 6 months time. I went to my bank (Bank Of The West) and they told me they dont do secured credit cards. Should I try another bank or does anyone know of any good places where I can get one of these cards??

2006-11-09 07:42:44 · 5 answers · asked by MEB Jones 1

Doe's the employer have a case? The purchase was for approx. $1500

2006-11-09 07:05:21 · 9 answers · asked by ? 1

i made mistakes when i was younger getting a credit card at 18 with no job, now that i'm older have a good job and good income nobody trusts me with credit.......is there anywhere i can go or due to try to fix me poor credit.....?

2006-11-09 06:09:53 · 12 answers · asked by Anonymous

I recently checked my credit, and I had some deliquent medical bills. I am now paying 75 on a month on all the deliquent accounts. I have two questions.

1. Is it true that if I pay them, that it DOESN'T raise my score? My friends are telling me that it doesn't matter anymore, since they are deliquent anyways.

2. Are there any credit cards out that don't charge outrageous start-up fees or deposits? Even if the rate is super-high, and the limit is really low, I would be interested, I just don't want to pay hundreds in fees.

Thanks for your time.

2006-11-09 05:55:14 · 6 answers · asked by Marusia 2

I just found out that my husband has more debt than he actually claimed. I quite upset. He said he only had 12K, but actually has about 25K. This debt was incurred prior to us being married. If were we to split up, would I be liable for this?

2006-11-09 05:50:10 · 11 answers · asked by Snowflakes 1

I am going out of country for 3 months on a leave of absensce, which means i wont be paid in this time. Can i get payment holiday from my car finance company?

2006-11-09 05:40:05 · 8 answers · asked by sids000 1

I have credit card debts equal to 15% of the value of my 401k. I can take a loan from my 401k and pay it back over 5 years at 8.5%. Currently my credit cards have a rate 3-5 percentage points above that. I am 30 years old and contribute the max to my 401k. My feeling is that I might as well be paying the interest to myself instead of to the credit cards. Also I am 25-30 years away from retiring. I can use the money I save from paying my credit cards each month and start a Roth IRA and/or invest it in mutual funds and stocks as well as college plans for my daughter. I also have money in mutual funds that I could liquidate to pay my credit cards. What do you think is the best option? I figure I am young enough where this is a good option because I know you really are not supposed to use your 401k for loans

2006-11-09 05:15:54 · 5 answers · asked by Jay 2

2006-11-09 05:08:17 · 2 answers · asked by Anonymous

Has anyone used http://www.fdnsolutions.com

2006-11-09 04:59:21 · 2 answers · asked by Debt Advice 1

We`ve paid £700 in 6 months..been on ling term sick leave complained to them about it, thy refunded 1 months payment of £127.00 then the next morn charged the same again 4 the previous months charges!! Keep readin about mega success stories so advice is appreciated!! It was head office i approached they now sayin dun all they can? I think not!! It`s HSBC by the way!!!Cheers Guys.

2006-11-09 04:37:25 · 10 answers · asked by Anonymous

2006-11-09 04:26:38 · 15 answers · asked by jennifer h 1

I have continued to lose my credit in order to help maintain my husband's. I have stuck to my guns in order to do whatever it takes to save my sister who has cancer, to help anyone or thing that needs some sort of comfort or assistance.....guess what....I'm now STUMPED at finding help for myself. Yes I've checked with every and any financial institution known to man....except for a good old fashioned loan shark. I need to breathe, I need to live again, there is no one I feel I can turn to at this point.

2006-11-09 03:50:21 · 8 answers · asked by Anonymous

I am going threw alot of financial issues since my ex has left me with all of the bills and 3 children to raise. If I file bankrupcy what will happen. Will i be able to keep my house and sell it in the future. If I was to sell it can i keep the money that i would make off of it?? just need to know what to do...

2006-11-09 03:30:07 · 8 answers · asked by maggie 1

2006-11-09 03:29:18 · 3 answers · asked by rizlajeffd 1

2006-11-09 03:13:55 · 8 answers · asked by M S 1

the interest left over, through the end of the contract term, or the principal balance only?

2006-11-09 03:12:36 · 7 answers · asked by trina 1