Credit - November 2006

2006-11-10 03:59:11 · 5 answers · asked by Andy 1

Wait 2 years till it is clear, then build my credit back up with a clean start

2006-11-10 03:14:56 · 9 answers · asked by Brad H 1

i want to file bankruptys everthing is geting out of controll and my wife as well we just want to start over the only thing is im not sure which chapter to file most of it is charge offs and one car repo i want to file on ever thing but my home

2006-11-10 02:47:53 · 6 answers · asked by runninglate 2

2006-11-10 02:46:02 · 7 answers · asked by dritan b 1

Does having delinquent hospital bills reflect negatively on your credit? I'm a student, I do not have a full time job, therefore I don't have health insurance. I have had to go to the hospital from time to time though, and I've went to a county hospital for people who don't have health insurance. Still, I have received hospital bills, in outrageous amounts of money, none of which I can afford to pay. They have been calling me about payment plans, ect..I don't even have a way to arrange a payment plan with them right now, that's how strict my budget is while I'm in school. Will this show up negatively on my credit?

2006-11-10 02:30:03 · 17 answers · asked by Anonymous

I have screwed up pretty bad in my past, mostly with hospital bills that never got paid and an old bank account that was overdrawn. I have NEVER had a credit card though, but every time I apply for one, I get turned down. Now, I'm currently a student and have taken out some student loans. When I start to repay them, will this help build my credit? I would really like to be able to establish some kind of credit for when I finish college. Where do I start?

2006-11-10 02:22:57 · 5 answers · asked by Anonymous

2006-11-10 02:15:30 · 4 answers · asked by Anonymous

i have responded to them through email and i have got reply as that confirm that you are so and so .so now what i am supposed to do please help me in this situation and i would be very greatful to you

thank you
anand waitin for your answer

2006-11-10 02:09:19 · 5 answers · asked by ananda kumara 1

"WOULD IT BE SENSIBLE TO REPORT IT "?

2006-11-10 01:51:31 · 9 answers · asked by Anonymous

I took a loan out in 1989 that I never repaid in full because I ended up moving out of town. I basically forgot about it while starting my life over again in a new city. Now 17 years later the bank is calling me asking me to start paying the loan. They just called me threatening to send the sheriff out to confiscate my assets. Can they do this?

2006-11-10 01:46:18 · 13 answers · asked by Gail 2

Let's say my credit score is 700, and she owes money but is running from creditors and has ruined her credit, does that affect my credit score? or will it only affect me if we try to buy something jointly?

2006-11-10 01:40:13 · 4 answers · asked by Brad H 1

i have a good credit score.

2006-11-10 01:23:26 · 6 answers · asked by jemilroy@sbcglobal.net 1

I filed for chapter 7 bankruptcy in 2005.

2006-11-10 01:06:54 · 12 answers · asked by jeff H 1

2006-11-10 01:00:53 · 10 answers · asked by David R 2

I am a statistic..when I was 18 I got a credit card.. Then another .. and I owe Verizon and Cingular for outstanding bills all occuring approx 3 years ago. I am in the process of saving up $ to pay off my debt ..(I want to buy a car & home in the future) and I don't know who I owe exactly, the amount owed .. I don't know where to start. I am scared because I have had no contact with any creditors and I really want to get my credit score up to par and repaired! thank you so much. I do not have a bank account and cannot get one and have been denied an account, I owe Washington Mutual approx 500$

2006-11-09 23:46:07 · 8 answers · asked by Anonymous

2006-11-09 23:44:38 · 6 answers · asked by Anonymous

2006-11-09 21:35:26 · 12 answers · asked by sudhakar l 1

I applied for a loan with yes loans and I've been accepted, but they want to send them a cheque for 49.50 for administration fees, then after they have recieved the cheque they will issue me my money within 4 to 5 days, shall i send them a cheque?

2006-11-09 20:44:58 · 27 answers · asked by Anonymous

FOR PAYPAL ACCOUNT WE HAVE CREDIT CARD TO RECEIVE PAYMENTS NO BANK IS OFFERING ME CREDIT CARD AS I M NOT WORKING IN ANY COMPANY WHAT I DO TO RECEIVE MY PAYMENT OR TO HAVE FREE CREDIT CARD IF ITS 0 BALANCE ITS OK PLS HELP.

2006-11-09 18:50:36 · 5 answers · asked by Anonymous

2006-11-09 18:18:15 · 0 answers · asked by lin b 1

Hello, I have a pontiac g6 coupe 06. I bought it last year, Sept 06. It worth 21,000, however I still have payments on the car. I believe I owe like 18,000 on the car loan. Oh and I have bad credit, Will I still be able to get a sustantial loan if I use my car as collateral?

2006-11-09 17:10:31 · 3 answers · asked by winstarr1 1

modular homes . we live in pennsylvania, my lowest credit score is 495, my husband is in the 500 range, what are our chances of being approved for a mortgage, we own the property where the home will go, will that help us any. we make 55,000 a year.

2006-11-09 16:41:23 · 11 answers · asked by Anonymous

just facts and statistics about the credit card usage.

2006-11-09 16:18:34 · 4 answers · asked by na 2

2006-11-09 16:15:37 · 10 answers · asked by sng8man 1

my vehicle could be a total loss but ive been making a years worth of payments, do i loose the money or is it applied to another vehicle i purchase

2006-11-09 16:13:43 · 5 answers · asked by sng8man 1

2006-11-09 14:43:29 · 8 answers · asked by rachel_abby 2

2006-11-09 13:42:24 · 11 answers · asked by Anonymous

i dont have great credit but i do have outstanding employment with the same company for the last 10 years. my credit was ruined do to a divorce. i am just trying to get back on my feet. and i do work full time.

2006-11-09 13:35:54 · 6 answers · asked by sheree 1

I have Capital One. Anyways..My limit is 750$, I only have 648$ to spend though. Say tomorrow I pay off that plus an extra 100. Do they allow you to do that? Making my limit 850$ then for that time..

Additional Details

10 minutes ago
Yea I'm not trying to add to my limit..I have to buy something with a creditcard and it cost 800$ but my limit is 750$. That's what I was asking..if I just put in an extra 50$ when paying the bill off will I have the 800$ to spend now?

2006-11-09 13:22:06 · 6 answers · asked by Mike E 6

so about the debit card thing? what if im using paypal.... i dont think im overcharging? I dont know, im wicked nervous unless the money is in my hand.

2006-11-09 12:54:29 · 3 answers · asked by salizjad 1