2006-11-09 23:44:38 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
If you have trouble paying the complete monthly balance, go with one that has a very low interest rate.
If that is not a problem for you then why not choose one that has an awards program and earn points for flights and other incentives.
Not knowing where you reside I can only say that in Australia, Virgin has a very good and reasonable (rates) card.
The one I have is outrageously expensive ( a high annual fee and a interest rate of over 19%) but my business expenses rack up the frequent flyer points and I travel regularly, so on occasion have free flights. Most major banks here have these cards, ANZ, CBA and Westpac. Most majors also have cheaper ones too.
There is a consumer website that compares all the cards on the market:
http://www.cannex.com.au/default.asp?PageID=7
Hope this is of some help.
2006-11-09 23:52:45 · answer #1 · answered by Yellowstonedogs 7 · 1⤊ 0⤋
It depends.
Some people need a credit card with a low interest rate.
Some people need a card that maximizes their rewards.
Some people need a credit card that offers no fee 0% balance transfers.
My solution is to not limit yourself to one card. Have many cards. Have one card that gives you 5% back at the grocery store, gas station and drug stores. Have another that gives you 5% back on office supplies. Have another that gives you 3% back on large purchases ...
If you carry a balance get one that gives you 0% on purchases for 12 months. Get another with a low APR.
If you already have a balance on a card get a new card that offers 0% for 12 months for a no fee balance transfer.
2006-11-10 00:06:19 · answer #2 · answered by Anonymous · 0⤊ 0⤋
the best card is the one that meets most of your needs actual their isn't much difference in credit cards each card wants you to think it's different and better
2006-11-10 21:14:10 · answer #3 · answered by moonwalker 3 · 0⤊ 0⤋
Capital One...and not just from their "what's in your wallet" commercials. I'm impressed with their fraud department. On one occassion, they conacted me after I made an enormous purchase. Yup, less than half an hour had passed when they called me, just to make sure it was I who had made the purchase.
2006-11-09 23:53:44 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Best creditcard out there is American express, with its lowest interest rates
Go here to compare all the creditcard
http://www.bestcreditrates.net
2006-11-10 10:32:34 · answer #5 · answered by BIjan 2 · 0⤊ 0⤋
none of them............But if you have to have one it would be capital one.................
2006-11-10 00:19:48 · answer #6 · answered by 3-selin 3 · 0⤊ 0⤋