2006-11-09 03:13:55 · 8 answers · asked by M S 1 in Business & Finance ➔ Credit
If it's a dispute, Yes.
If you've been billed for something you did not buy, you can dispute it.
Then, there's a small procedure to ensure you're right, but then, you don't need to pay.
However, if you don't have any grounds, it's a cognisable offense that you don't pay.
If you're having financial problems, the Credit Card Companies and your Bankers will be glad to help and I suggest that you take it.
Have a nice day.
2006-11-09 03:19:39 · answer #1 · answered by Anonymous · 1⤊ 0⤋
unfortunately, you are responsible for your credit card bills. IF, however, there is a charge on your bill that you know you did not authorize, contact your credit card company,and they will either remove it from your bill immediately, or dispute the bill for you. Hiding your head under a rock will simply result in your credit score being damaged AND annoying phone calls from bill collectors. Neither of which you want. If you Can'tafford to pay your credit card bills, and you are responsiblefor ringing the bill up, cut up your card, and seek debt management help. They will help set up a manageable payment plan foryou, and keep the credit card company and bil collecotrs off your back.
2006-11-09 03:25:35 · answer #2 · answered by kerlyran 3 · 0⤊ 0⤋
Then you will ruin your credit forever......
Then they take your credit cards away.
They can also put a lien against everything you own.
Then they can sue for return of the goods.
Then they can call you...collection agencies......and you will have problems for the rest of your life and anyone you marry will get your problems.
Your choice....if you owe the bill, why do you think you want to get away with not paying?
2006-11-09 04:03:00 · answer #3 · answered by May I help You? 6 · 0⤊ 0⤋
You can not pay your bill, but they can legally send your account to collections and take you to court.
You have a contract with your credit company which you would be breaching.
2006-11-09 03:16:26 · answer #4 · answered by Phoenix, Wise Guru 7 · 3⤊ 0⤋
You are in agreement with the issuing credit card company to pay them interest and principle allocated to that accout. If you dont pay, you will be in court.
2006-11-09 03:22:26 · answer #5 · answered by gary t 4 · 0⤊ 0⤋
You don't have to pay it, but then they have the option of sic'ing a collections agency on you and going to court.
2006-11-09 03:21:36 · answer #6 · answered by Demon Doll 6 · 0⤊ 0⤋
as far as i know it isn't illegal not to pay a bill it isn't not a matter of a crime it's civil court
2006-11-10 21:25:55 · answer #7 · answered by moonwalker 3 · 0⤊ 0⤋
That's taxes... and no on both counts. It is not legal it is fraudulent and punishable by jail time and fines...
2006-11-09 03:21:20 · answer #8 · answered by Anonymous · 0⤊ 0⤋