Credit - August 2006

2006-08-23 14:15:41 · 6 answers · asked by tennille b 1

I took out a $600 loan from a payday advance store. With interest, I owe them $720 in 14 days. I didn't realize that I had to pay in 14 days. I thought I could pay a set amount every month until paid off (like I did 2 yrs ago at Finance Security). They have called me 2 times and I told them that I have NO money right now. I get disability once a month. I had that on the application. Does anyone have advice on how I can pay this off without them having to take me to court. Can I pay monthly towards a collection agency?

2006-08-23 14:04:21 · 6 answers · asked by Anonymous

I just got a call from my credit card company MBNA. They were offering a credit monitoring plan. Of course my answer is no anyway. But it is 8:52 p.m. When I told this to the woman, she said they are allowed to call until 10 p.m. Does anyone know what specific rules/laws govern the hours telemarketers can call? I would like to call MBNA tomorrow and complain/request I not be called after 7 p.m. (Husband sleeps for early morning work hours).

2006-08-23 13:55:36 · 8 answers · asked by Jill&Justin 5

I have seen ads for online bankruptcy firms, that provide and/or prepare the forms for you. but i wonder how effective they are? Has anyone tried them?

2006-08-23 12:40:59 · 9 answers · asked by Anonymous

2006-08-23 12:38:26 · 4 answers · asked by hmm3636 2

2006-08-23 12:36:57 · 56 answers · asked by lsmithking2001 1

I went on www.freecreditreport.com and they require you type in a valid credit card number. Is there ever a company that allows you to see your credit report without a need to type in a credit card?

2006-08-23 12:14:13 · 5 answers · asked by osunumberonefan 5

2006-08-23 12:11:48 · 9 answers · asked by justintke 1

2006-08-23 12:06:59 · 15 answers · asked by Anonymous

money

2006-08-23 12:05:55 · 7 answers · asked by angela 1

Will someone please tell me what each and every credit score is called? Do they depend on what they are per bureau?

2006-08-23 11:43:25 · 4 answers · asked by Pep Streebeck 1

I just started a new job, I have 4 kids, I really need my car and I'm going through a divorce.. Now the Repo man wants my car because I owe $1000.00 on it and I don't have it up front. I don't have axcess to that kind of money all at once.. What should I do does anyone know of anything..I can't lose my car. I have a job now I need help ASAP Please any one...

2006-08-23 11:35:14 · 9 answers · asked by Sissy Girl 3

What score qualifies as A1?

2006-08-23 11:30:25 · 6 answers · asked by mourwaters 1

2006-08-23 11:17:14 · 9 answers · asked by tumama 2

I need some cash now.. Can I write a check over at walmart and how much? I know the check will clear after payday but thats 2 days from now.

2006-08-23 11:15:37 · 7 answers · asked by The Boss 1

2006-08-23 11:09:40 · 5 answers · asked by Anonymous

2006-08-23 10:53:29 · 11 answers · asked by nader 1

I have about 3547 to pay off my credit(most are student loans) I have the money to pay them off. But Would it be better to start making monthly payments or just pay it off at once. I am trying to do what would reflect best on my report.

2006-08-23 10:45:36 · 12 answers · asked by t r 2

I've never had a credit card because my mom has always told me that they just cause problems. But now that I'm looking for a house, there is NO way I can get away with having no credit in my history. How can I get my first credit card?

2006-08-23 10:17:37 · 8 answers · asked by Anonymous

I recently had to charge a large amount of medical bills on my credit card because of unexpected expenses from a recent operation. I have medical insurance, but a high deductable and co-pay. I will never be able to pay the cards off with my income and contacting the card companies has gotten me nowhere. I haven't been late on the payments yet, but soon will be. Is there a waiting period between the last charge and declaring BK?

2006-08-23 10:00:21 · 4 answers · asked by Anonymous

2006-08-23 09:42:38 · 2 answers · asked by rosiesky224 1

serious and unrude answers only

2006-08-23 09:30:26 · 10 answers · asked by PinkySwearIt`sLove 2

2006-08-23 08:57:26 · 2 answers · asked by Tom N 1

2006-08-23 07:57:11 · 4 answers · asked by curious1 1

I am approximately $25k in debt, should I use a debt consolidation agency?

2006-08-23 07:46:45 · 9 answers · asked by m_snider9430 2

2006-08-23 07:35:07 · 21 answers · asked by Jenna C 1

I've been receiving annoying calls from a collection agency stating I owe my old school a certain amount. I stopped attending the school in 2003 and in 2005 I began getting notices from the collection agency. They have lowered my score for this month but i want to know if they can continue lowering it because as much as i feel like they have no right to have my money i'd rather pay and get everything over with. Help me!

2006-08-23 07:18:06 · 15 answers · asked by SoConfused 2

so i can fix my credit with one monthly payment???

2006-08-23 06:40:02 · 3 answers · asked by ? 2

Is it better to call or write the Creditor and tell them you will pay off the balance if they change your account status? Should you get confirmation in writing? I have a few accounts in negative and I would like to get them paid off.. Would that help my score? Does it matter?

2006-08-23 06:32:32 · 6 answers · asked by Kristi 2

They refuse to send me any back up, called me at work and said they would do things the "hard" way...They would ahve me served at work, etc. I live in Texas and I don't think they can do this

2006-08-23 06:05:28 · 3 answers · asked by Anonymous