Where can I apply for my first credit card?

Question

I've never had a credit card because my mom has always told me that they just cause problems. But now that I'm looking for a house, there is NO way I can get away with having no credit in my history. How can I get my first credit card?

I actually tried applying for a Capital One card a few months ago. They denied my application because I had no credit whatsoever, but how am I supposed to gain credit if I'm not accepted?

Answer 1

not sure, if you have time here's a lot of types of cards and more:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if it helps please remember me :-)
good luck!

Answer 2

Store cards are a good place to begin to establish credit, but be responsible about it. Do not spend you entire limit in one shot. Make small purchases once in a while and pay off the balance every month. After doing this for about 6-8 months, you have developed a spending and payment history that can be reveiwed by other lenders. If you are showing a satisfactory pattern you be more sucessful in applying for a VISa or MC.

Answer 3

Try getting a department store credit card or a gas card. They normally will give credit to those that have never had one before. Also check with your local bank. If you have had a checking and savings account with them for a long period of time they are more likely to extend credit to you as you have an established relationship.

Answer 4

Try this place. There is no credit check. You are guaranteed acceptance. It reports to all 3 credit agencies. The limit starts out low, but gets bigger with on time payments. That way you can't build up too much debt before you buy a house.
http://creditoffernow.com/imaginecard

Answer 5

You can apply at credit unions(DCU, Pentagon Credit union or WAMU etc.).
Anyway buying a house on credit card is just not posiible

Answer 6

You can apply anywhere--the thing about is that you need to watch those magical numbers. If it says "0% APR", you need to make sure that if you miss ONE payment, or pay one payment late, that the APR doesn't jump to something horrible like 29.99%; it sounds horrific, but it happens all the time & all it takes is to miss it one time.

Answer 7

There may be something of use here.

Answer 8

capitol one.