Someone Posted this on another answer and I'd like to know if it's true:
(Also..if it is true, what are the consequences to the Collection Agency if they do contact you after sending this letter)
Here is a little known secret - you DO NOT have to deal with collection agencies - by law. All you need to do when getting a letter from a collection agency is state the following - by letter and signed with all names and account numbers noted:
My debt is not with you, it is with (fill in the blank). You are hereby notified that you may not contact me in any way, shape or form regarding this debt from this day forward.
Send it certified mail, return receipt requested.
If you respond to a collection agency in any way other than that from the first contact, you have in actuality validated their efforts to collect the funds, whether they are legitimate or not.
2006-08-23
15:23:40
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4 answers
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asked by
1yugpj
2