And what are my other option so i don't appear in front of any judge or authority figure?
And another question is my crediters seud me to appear in court in september. what will happen if i don't show up?
2006-08-23 14:33:44 · 9 answers · asked by Anonymous in Business & Finance ➔ Credit
For the bankruptcy, you must appear in court for the "creditors meeting". This is where you, your attorney, the trustee, and any creditor will meet and go over your case.
Very rarely do creditors show up. They know it's a waste of their time, unless they can prove fraud or something missfiled with the case.
This meeting is pretty much straight forward. You are telling the trustee under oath that everything filed in the bankruptcy papers is correct, regarding your income and expenses. In the ones I've attended, they have never asked for reasons you went into debt, and never wanted proof you won't do it again....and never judge you. It's strictly an informational meeting, and quite painless. If there is an error in the paperwork, the trustee will simply tell the attorney to fix it and file appropriate paperwork.
The only other court appearance would be the discharge, and your attorney will handle that. In many cases you don't even need to attend.
Now reguarding your court case in September, you must appear. If you don't, the creditor will be awarded with a default judgement, meaning they automatically win the case and can begin to come after you for the money.
They will garnish your wages, place liens on your bank accounts, take your state income tax refund, or place liens on your property.
2006-08-24 06:43:25 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You have to show up in court and it's relatively painless. If you paid an attorney they should show up with you. I believe if you don't show up you can lose a case by default. Though I am not a lawyer. They probably can also have you summons and then you would have to go. Good luck!
2006-08-23 14:36:54 · answer #2 · answered by Cheryl K 4 · 1⤊ 0⤋
Yes, you have to appear in court. You can't cower your way through mismanagement of your finances. Be aware that some of your creditors will be there too, possibly to dispute having their debt included.
If you don't show up, a default judgment can be entered against you since you couldn't be bothered to show up and explain why perhaps it shouldn't be.
2006-08-23 15:55:46 · answer #3 · answered by misslabeled 7 · 0⤊ 1⤋
Yes I'm thinking about doing it to.The attornry told me I will have to show up because they are going to swear you in.They want to ask you why did you allow your credit to get this way and if they esponge the stuff of your credit how do they know you won't do it again stuff like that,so yes you will haf to be present,sucks huh.?
2006-08-23 14:40:49 · answer #4 · answered by dccuttie75 6 · 0⤊ 0⤋
Yes, you're required. Also, if you don't show up you automatically lose the case and you will be held in contempt. A warrant will be issued for your arrest.
2006-08-23 14:56:58 · answer #5 · answered by Mike S 7 · 0⤊ 0⤋
about a month after you file you have to go to a meeting of creditors.its called a 341.from all i read its not a big deal.check out this site.its bankruptcyforum.com.its a great site and you will learn alot.good luck!
2006-08-24 05:08:18 · answer #6 · answered by sissy 5 · 0⤊ 0⤋
Yes you will have to make a court apperance even with a lawyer.
2006-08-23 17:50:53 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Show up for all of it. It isn't fun. but just do it, and get it over with. You will feel much better.
2006-08-23 14:42:55 · answer #8 · answered by Anonymous · 0⤊ 0⤋
yes you do.
2006-08-23 14:38:08 · answer #9 · answered by nola232 2 · 0⤊ 0⤋