2006-08-23 14:40:38 · 9 answers · asked by tennille b 1 in Business & Finance ➔ Credit
Hi, if you really want to fix your credit, you can do this yourself. Never pay anyone to do this for you. If you are up for researching how to do this, just visit the website below and you will find the information you need to straighten yourself out. Good Luck!
2006-08-24 14:08:27 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Keep paying on time your student loan, when you are done, get a credit card and use it carefully and always, hear me on this one, always pay more than the minimum and when possible pay it off, then get a car and be punctual with your payments, after you do all this, pull out your credit score and you must have a very good one, the last step would be buying a house, which our financial advisor (yes, we have one, a proffesional one) told us is the best investment you will ever do, we followed his advice 2 yrs. ago and bought a house, we are ready to sell and the profit will pas the 180,000 which will allow us to get a much bigger much better house, we have an excellent credit score, but my husband bought his first house when he was 22, be smart about your finances and you will see the results.
2006-08-23 14:53:44 · answer #2 · answered by starfedra 3 · 0⤊ 0⤋
The best thing for you to do is keep paying the student loan. Hopefully your bank reports to the credit bureau on a monthly basis some do and some dont. Also get yourself a credit card. BE CAREFUL. Use it and pay it off every month. that will really help. thats what i did and as of today i have good credit.
2006-08-23 14:43:59 · answer #3 · answered by southernman662 1 · 1⤊ 0⤋
First , you do not need an 'I Love Debt' score to get a car or even a house . You need money , suggest you visit and study www.daveramsey.com before you sell your self into slavery of debt. You don't want to go the roads I've seen. Oh banks and credit card companies want your first born and your blood. Just look at number of foreclosures and bankruptcies daily.
2006-08-23 14:54:13 · answer #4 · answered by Anonymous · 0⤊ 0⤋
keep old credit cards that have been payed on time open, cancel any new card with little payment history. DO NOT seek credit counseling (its just as bad as bankruptcy) . have your credit checked out, and take care of lates if you have any. if you want to buy a home a good mortgage co. will give you good advise too...
2006-08-23 14:49:19 · answer #5 · answered by snoogans 5 · 0⤊ 0⤋
Ok....I've got it!!! Stay after school and speak with you're english teacher....tell him/her that you posted a "question" on yahoo answers with these problems:
no capital letter in the beginning
no punctuation at all
no sense being made
no question being asked
no proper spelling what-so-ever
and just see what they say!!!!......Good luck, happy english classing.....buh bye
2006-08-23 14:45:35 · answer #6 · answered by Ricknows 5 · 0⤊ 0⤋
check out some of the credit repair options here
http://www.researchitforme.com/wesayes/loans
2006-08-23 15:37:33 · answer #7 · answered by Anonymous · 0⤊ 0⤋
I'm afraid illiterates don't know how to fill out applications
2006-08-23 14:42:18 · answer #8 · answered by Anonymous · 0⤊ 1⤋
Stay in school!
2006-08-23 14:41:49 · answer #9 · answered by Bear Naked 6 · 1⤊ 0⤋
use your credit cards and then pay them off
2006-08-23 14:42:44 · answer #10 · answered by Amanda D 3 · 0⤊ 1⤋