Credit - August 2006

I just received my bill. I made a big purchase just after the current bill cycle ended so I don't see that purchase on there. I would like to pay extra on this current bill so I'll be credited next month and I won't have to worry about the bill 30 days from now. Can I do that?

2006-08-01 07:09:42 · 12 answers · asked by homer simpson 3

Ok, I'm here to vent! Chase charged me 40 bucks for a reversed payment! It's my 1st time to pay online and it all went bad. The reason is that I have a BOA account. I used all the 16 digits numbers found on my check card - just like the way I order online. How would I know? It didn't specify that numbers should be entered is my "real account" number not "all" the digits in my check card! Urrrggghhh! What should I enter? 16 digits or real account no? How would I know???!!! Online payment is doomed! I said I applied to get rewards, not to be ripped off! That pisses me off... to enter the 16 digits number found on the card or the real account no. But heck! everytime I order or buy something online, I only need the 16 digits! It's confusing!!!!

2006-08-01 07:06:18 · 5 answers · asked by kirsten_natalie1985 1

2006-08-01 06:02:57 · 9 answers · asked by draco23rosa8 2

hello, i payed down alot of credit cards this last year. After i payed them down they increased my limits sufficantly
1 card 3500 then to 7000 now 14000
2nd card 5000 then to 7000 now 11000
i carry about 1k on each of them, why the sudden increases?

2006-08-01 05:39:14 · 9 answers · asked by doug m 1

I have several credit cards, all of which have substantial balances (totaling about $14,000). I'd like to contact one of those debt management programs to see if I can consolidate my bills and get this crap paid off once and for all, but I don't want to get mixed up in some scam or something that is going to hurt my credit score, which is a relatively good 704 right now). Does anyone have any suggestions or experience with these things? Or a company that you can recommend? I'd greatly appreciate any advice.

2006-08-01 05:11:52 · 16 answers · asked by Anonymous

I stay on top of all 3 of my credit report scores monthly. Equifax is constantly 80 pts less than Trans Union and Experian. Looking at the credit reports I see no real difference on the 3 of them. Does anybody know why this would be the case? Why does Equifax suck. I'd like some info or atleast a contact number or email address where I can ask them.

2006-08-01 05:00:06 · 8 answers · asked by brian h 1

2006-08-01 04:48:33 · 13 answers · asked by nina a 1

i have a cell phone bill being sent to a collection agency its under $300 will this change my score a lot i have been paying this bill every month and they said it has been taking me to long to pay it off so the *** holes sent it to a collection i have been trying to get a good credit score its currently 688

2006-08-01 04:32:14 · 5 answers · asked by cookie 2

This happened last night, so less than 24 hrs ago. Nearly $300 taken from 6 credit cards from the ATM at the store, I didn't realize it until I couldn't find my cards today. Is this considered lost or stolen? I accidentally left my card somewhere, or so I think, so if anyone knows, please help end my confusion.

2006-08-01 04:27:23 · 7 answers · asked by Jace 1

2006-08-01 03:12:18 · 8 answers · asked by Valerie B 1

Every time I'm asked for my Social Security Number for something that doesn't relate to Social Security or taxation, I either refuse to give it or make a number up. Now, I'm fighting with my mortgage loan agent because my credit report has six different Social Security numbers listed and none of them are my real one. He wants a copy of my original SS card to prove my real number, but he can't explain to me how buying a house ties in with Social Security? On my card it states "not to be used for identification" but that's what they're apparently trying to do. Can anyone shed some light on this subject?

2006-08-01 03:01:18 · 9 answers · asked by psychosolodiver 6

I owe about $6000 to AX, can I cancel the account so that they would stop charging me interests? If so, how to do it?

2006-08-01 02:59:02 · 13 answers · asked by qiushen 1

2006-08-01 02:04:54 · 10 answers · asked by happydawg 6

2006-08-01 01:53:31 · 6 answers · asked by Grace K 1

if i can, could i offer loans across state lines?

2006-08-01 00:15:54 · 5 answers · asked by billeebobb 2